Chapter 60 I can tease you for a while next time
After the agreement was reached, the two of them talked about the business in the shop. Xie Yuduo just wanted to tell him about Manager Tang.
"Brother, if you hadn't come today, I wouldn't have asked you. There's a tricky matter in the shop, and I think you should listen to it."
He briefly explained the whole story of Manager Tang secretly accepting interest.
He also picked up the list of documents he was writing when Chen Qi came from the pile of account books on the desk.
"This matter involves quite a few medical clinics and drugstores. These dozens of shops account for about 80% of the overdue payments from last year, totaling 1,835 taels of silver."
Xie Yuming took the document handed to him, but was a little absent-minded.
"But, from what you said, our shop has also lost money. It's just that the original payment for the goods has been delayed for half a year..."
"Brother, if you calculate this money at a three percent interest rate, Uncle Tang has earned over two hundred taels of interest from the merchants for nothing by just delaying the payment for half a year."
"so much……"
Xie Yuming was a little stunned.
Two hundred taels of silver.
The eldest brother of the Shen family's shop with a courtyard on the street was worth only 120 taels of silver.
"Second brother, since you've noticed it, you must have your own ideas. It's okay to speak frankly."
Xie Yuduo leaned back in the chair, his long legs draped across the desk, gently rubbing the tendons behind his ears while talking about an idea he had been thinking about for a long time.
"I thought it was normal for the clinic to delay payment. We waived the interest charges for the delays paid by the merchants, so it wasn't a waste. But how could we allow those villains to use the Xie family's name to cause trouble in vain?
He got a lot of money from our family, and he still called us a "pocket of slush." So, I'd rather use the money myself than just give it to him.
Upon hearing this, Xie Yuming half straightened up from the kang and looked at his second brother.
"What are you going to do with this?"
Xie Yuduo picked up a loquat at random and played with it gently in his hand.
"If you want to know what to do, you have to think about what our shop lacks."
The Xie family's shop on Silver Lion Street was once the largest herbal medicine shop within a radius of 40 to 50 miles. Seventy to eighty percent of Pingshan County's herbal medicines came from here.
Although 40% to 50% of the shops in the nearby county have to deal with the Xie family, other herbal medicine shops can also share the same business.
Besides, there are many small herbal medicine shops nearby, which sell inferior products as good ones and prioritize low prices, and have also taken away a lot of business.
"Naturally, all the medical clinics and drugstores want to avoid the interest on delayed payments. We have to find a way to make them only recognize our business."
Xie Yuduo threw down the loquat and leaned forward slightly.
"Brother, imagine you're a doctor who runs a pharmacy and buys 70% of your herbs from the Xie family. Now you owe both the principal and the interest. One day, someone from the Xie family tells you that you don't have to pay the interest for the next six months. You can still come to the Xie family to buy herbs as usual—but first, you have to sign a document stating that all herbs you need this year can only be purchased from the Xie family and can no longer do business with other pharmacies. Would you be willing to do that?"
Xie Yuming was intrigued by what he heard. He stood up from the kang and took two steps towards this side.
"Originally, 70% of the business was supposed to be done with the Xie family shop, and now they don't want me to pay interest, so why wouldn't I be willing? It's just that I'm transferring the 30% of business that was originally going to be done with other shops to the Xie family. The interest I saved in the past six months is much more than the cost I saved by buying the 30% of medicinal materials from other places!"
Xie Yuduo smiled, stretched out his long legs, and leaned back in his chair.
"Exactly."
…
It's very late at night.
When Xie Yuduo returned home, all the lights in the house were off, except for the east wing, where a little light was coming through.
That is, the lamp left for him.
His heart warmed, he breathed a sigh of relief, raised his foot, and gently pushed the door open.
Chen Qi had gone to bed long ago.
There were scattered dark clouds on the pillow, and the red quilt was fragrant. It seemed that he was sleeping soundly.
He placed the brocade box in his hand on the table outside, took off his coat as he walked in, and when he reached the bed, he leaned over to check her expression.
After just two glances, he picked up the tassels hanging from the bed curtains and gently stroked her slightly trembling eyelashes.
The person on the bed could no longer pretend.
"Hmph...disgusting."
He stretched out his index finger and scratched her face.
"Why aren't you asleep yet?"
Since she had been discovered anyway, she took the opportunity to stretch, kicked off the quilt, and tossed and turned on the big bed in her tight pajamas.
"Oh... I can't sleep... I keep thinking, Big Brother must have seen me today... How will people look at me in the future?"
"He didn't see it, so don't worry about it. Come here, it's still cold at night."
Xie Yuduo reached out and grabbed the person rolling around on the bed, stuffed him into the quilt, and tucked in the corners of the quilt.
The wrapped person showed half of his face, which was full of anger.
"Originally, I was going to deliver the fruit in good spirits...it's all your fault..."
"Indeed. Blame it on me, blame it on me."
While taking off his clothes, the man happily took over the responsibility and teased her at the same time.
"It was my fault today. I shouldn't have behaved so recklessly and teased Second Madam. Second Madam is so magnanimous. Will you give me another chance to apologize and admit my mistake?"
Chen Qi was really amused by his words and propped up her head with her arms in the quilt.
"You are quite clever, my boy. Tell me how to apologize and admit your fault."
Xie Yuduo had half of his clothes taken off, revealing his strong and muscular waist and abdomen. His well-defined back blocked some of the light, but his profile looked particularly handsome and elegant in the light and shadow.
Chen Qi couldn't help but looked back and forth a few more times.
The man accidentally lowered his eyes and saw her absent-mindedness. He looked down at himself, deliberately slowed down his movements, slowly adjusted the silk thread, and untied the last piece of clothing on his body.
Sure enough, the man on the bed was so attracted by her that he couldn't take his eyes off her.
There was a hint of playfulness in his smile, and he simply leaned over, rubbed against her ear, and whispered a few words in a low voice.
Chen Qi only listened to half of it when she realized that he had seen through her thoughts. Then, she smiled and averted her ears after hearing his nonsense, and pushed him away.
"What a scoundrel you are! You don't even admit your mistake, but you dare to turn the tables on me! I'll give you a good beating tomorrow!"
As she spoke, he had already pulled her hand over and generously covered the part of her chest that she had pushed.
Chen Qi laughed and scolded, but secretly praised in his heart. As expected of someone who rides horses all year round, it is firm, smooth and elastic, and feels really good.
He fell on top of her, pretending to beg for mercy, but actually took the opportunity to kiss her randomly.
"Honestly, I was attracted by the Second Madam's beauty... That's why I had evil thoughts... It was all intentional... If there's a next time... Well, I think I can tease her a little longer next time..."
"Haha...don't...ah...stop..."
Chen Qi was teased and rubbed by him, laughing and panting, and felt like she was almost unable to breathe.
The two of them had a big fight.
Seeing that it was getting late, Xie Yuduo was afraid that if he made too much noise, she would lose her sleep, so he withdrew his hand, kissed her briefly, and went to wash up.
Wash quickly enough.
When she got into bed, Chen Qi closed her eyes again, but the suspicious blush on her face had not yet faded.
His clothes were half open, and he held the person in his arms, his tone was very casual and unrestrained.
"Do you still want to touch it?"
The person in his arms had his eyes closed, but nodded very sincerely.
He lowered his eyes and smiled, then untied the loose straps.
"Come on, you're welcome."
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