Chapter 26 (with red envelope)
Vice President Zhou: “…”
Vice President Zhou really wanted to have a heart attack like Huang Dongliang. He took advantage of his seniority to accuse them of disrespecting their predecessors, but unfortunately the conference room was empty and there was no audience at all.
Vice President Zhou had no choice but to swallow his anger and walked away dejectedly, holding his hand, which was burned and almost crushed by cigarettes. When he reached the door and was sure that Gu Jiangkuo could not catch up, he said sternly, "Just you wait!"
Just wait! If you dare to issue a military order, you'll be out of here the moment this project collapses! You'll just be an ordinary major shareholder, with no seat on the board of directors and no right to participate in the company's operations... Sooner or later, you'll be kicked out completely!
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Jiang Nuo looked at Vice President Zhou's leaving back, feeling a little complicated.
Vice President Zhou was known for his bad temper. He once slapped a female subordinate in front of everyone in the conference room. Although the female subordinate did go too far, hitting people in public, especially women, was not allowed.
This shows Vice President Zhou's low quality and arrogant behavior.
In his previous life, Jiang Nuo had suffered many setbacks from him. He never expected that Gu Jiangkuo's simple tactic of fighting violence with violence would be so effective.
Gu Jiangkuo noticed Young Master Jiang's passionate gaze and asked nervously, "Boss Jiang, did I go too far just now?"
Jiang Nuo smiled brightly and shook his head: "You did a great job."
Then he picked up the phone and called the logistics department directly, "Is the solid wood desk I ordered for Assistant Gu ready? If it's ready, please move it over here as soon as possible."
"It's time for dinner. I'd like to invite you out for dinner," Jiang Nuo said. "You've done a great job. I want to reward you."
Gu Jiangkuo couldn't help but laugh: "Okay."
Because they had something to do in the afternoon, the two did not go far. There is a Spanish restaurant near the headquarters of Jiang Group. Because the consumption is relatively high, there are not many people at noon.
Jiang Nuo chose a seat by the window and ordered a sumptuous lunch for three people - he had half a portion and Gu Jiangkuo had two and a half portions.
He had long been aware of Mr. Gu's appetite. In the past, he only thought that Mr. Gu ate a lot because he was tall, but today he had a new understanding: Mr. Gu's appetite could almost be converted into strength, not a single cent was wasted, so he should eat more.
Young Master Jiang was in a good mood and picked up a piece of caviar smoked chicken mini taco. He asked Gu Jiangkuo with a smile: "How does it taste?"
At this time, Gu Jiangkuo had already finished a plate of seafood fried rice and said honestly, "It's very good."
Jiang Nuo: "Then why do you think there aren't so many customers?"
Gu Jiangkuo couldn't help but look around. There were only a few customers in the store, but the affordable chain restaurants across the street were doing pretty good business and were almost full.
Gu Jiangkuo then asked, "Because the cost of living here is higher?"
"There's a reason for this," Jiang Nuo said. "The people who spend lunch here are all white-collar workers from nearby. For them, it's just a work meal. A lunch of forty or fifty yuan is already expensive enough. Any higher is not worth it. They'd rather bring their own lunch boxes."
Gu Jiangkuo drew inferences from one example: "And the largest group nearby, Jiang's, has a cafeteria. Therefore, the 'high-end consumption model' of Jinchuang Building cannot be established."
Jiang Nuo was surprised that Gu Jiangkuo understood what she was saying so quickly and got straight to the point. She couldn't help but admire him even more. "You're right. In two months, I plan to further strengthen employee benefits. The quality of the dishes will be improved, and the prices of the cafeteria dishes will be reduced. Each person will be charged a symbolic five yuan per meal, and there will be no limit on the buffet."
Hearing the word "unlimited", Gu Jiangkuo's eyes lit up and he nodded in agreement.
Why is the younger version of Mr. Gu so cute? Jiang Nuo was amused and said deliberately, "But won't it increase the cost too much? The almost free cafeteria is not cheap either."
Gu Jiangkuo didn't even raise his eyelids as he finished the last piece of taco and said vaguely, "Young Master is teasing me again. This is the Ding family's treat, how can it increase our costs?"
The Jiang Group's headquarters building has the largest number of employees near the Jinchuang Building. If Jiang's cafeteria suddenly lowers its prices and improves its taste, the Jinchuang Building, which is committed to building high-end shopping malls and supporting catering industries, will definitely lose a considerable number of customers.
Their General Manager Jiang started planning from the moment the auction started. Of course, he couldn't just "harm others" but also "benefit himself". Gu Jiangkuo believed that Ding's loss-making investments would eventually fall into Jiang Nuo's pocket.
Everyone said that Young Master Jiang was a second-generation playboy who knew nothing, but he became increasingly clear that Jiang Nuo was a business genius who had a particularly clear understanding of current affairs and business opportunities.
Jiang Nuo felt a little moved by the scene when Yu Boya met Zhong Ziqi. How could Gu Jiangkuo understand him so well and believe so firmly that he could do it well?
However, this feeling of being touched didn't last long, as Gu Jiangkuo asked, "Have you finished eating?"
Jiang Nuo was a picky eater, but he didn't eat much. He ate like cat food and was full long ago. After hearing Gu Jiangkuo's question, he put down his knife and fork and said, "Have you finished eating too? Then let's go back..."
Just as he was about to get up, he heard Gu Jiangkuo eagerly ask, "Do you still want to eat pasta?"
"Ah?" Jiang Nuo, "I don't want to eat anymore."
As if he had received permission, Gu Jiangkuo reached out and took away the half-full plate of wheel cheese pasta in front of Jiang Nuo.
Jiang Nuo: “?”
Seeing Gu Jiangkuo rolling up the pasta with a fork and putting it into his mouth, Jiang Nuo hurriedly said, "If you're not full, just order more! That's what I've eaten!"
Gu Jiangkuo thought to himself: It’s because you have eaten it.
Jiang Nuo was unable to stop him. Gu Jiangkuo had already devoured the plate of pasta cleanly, even the sauce, and he almost licked the plate.
Jiang Nuo: “……………………”
Jiang Nuo couldn't help but say, "There's no rush to go back, let's order some more dishes."
Gu Jiangkuo shook his head: "No, I'm full."
He was actually quite full. Even before he finished the half plate of pasta, he was already about 80% full, and after finishing the pasta, he was already a little bloated. He just had a sudden inspiration and wanted to eat Jiang Nuo's leftovers.
Jiang Nuo didn't believe it: "...Really not necessary?"
Gu Jiangkuo felt a little guilty, wondering if he was a bit perverted. He actually wanted to eat the food he had eaten, but he felt very satisfied. He said, "No, I just can't bear to see it wasted."
"My family is not well off, and it makes me sad to see food being wasted."
This time it was Jiang Nuo who blamed himself.
Young Master Jiang, who had been accustomed to extravagance since childhood, decided that he would never waste food again - at least not in front of Gu Jiangkuo.
Come to think of it, they used to eat lunch boxes delivered by the cafeteria together in the office. No wonder Gu Jiangkuo always peeked at him. It turned out he was concerned about this...
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The next day, Jiang Nuo and several other executives, including Huang Dongliang, signed a legally binding "military order." Almost simultaneously, the Jiang Group released an official announcement to the public.
"Any financial product under Jiang's will be redeemed on time and will never go bankrupt!"
This incident caused a huge uproar and immediately sparked widespread attention and discussion. Many media reporters wanted to follow up on the incident. The young Chairman Jiang cooperated very well and not only prepared to be interviewed, but also held a press conference.
The chairman is young and handsome, and he answered reporters' questions calmly and with composure.
"Mr. Jiang, is it true that the P2P financial product under Jiang's has a lot of bad debts and many defaulters refuse to pay back their debts?"
"Such objective factors do exist, but even if the debtors don't pay back, our financial company controlled by Jiang Group will use its reserves to make timely repayments, and will not cause any losses to customers."
"Mr. Jiang, some people say P2P is a Ponzi scheme. How would you explain this?"
"That's a bit of a sharp question," Jiang Nuo said, curling his lips slightly. "The product our company makes is also a P2P product. Logically, we should firmly deny it, but my answer is, don't invest in P2P lightly."
"Investment requires caution. Any investment carries risks, especially high-interest, high-return investments, which often come with huge risks."
“…”
“…”
The press conference proceeded smoothly, with pointed and probing questions, naturally accompanied by Jiang Nuo's pre-arranged personnel. One of the pre-arranged reporters stood up and asked, "Excuse me, the investment subsidiary that withdrew from the P2P product was clearly a limited liability company and could have filed for bankruptcy to stop losses. Why did you insist on redeeming the funds? Was there any other consideration?"
When asked about this, Mr. Jiang had something to say.
Jiang Nuorou was visibly perked up. He wasn't one to do good deeds anonymously, so having made such a sacrifice, of course he needed to publicize it! Mr. Jiang spoke eloquently, "I believe this is fundamental corporate integrity and the social responsibility a private enterprise should have... Business involves both gains and losses. If we make a loss, we must recognize it. But our customers trust us with their money, and we can't betray their trust, no matter how difficult it is for the company. Besides, no matter how difficult our business is, can it be more difficult than the people? That's their hard-earned money..."
"Furthermore, having learned this lesson, Jiang's loan review mechanism will be more stringent in the future to avoid bad debts. We believe that we can create legitimate financial products with controllable risks..."
“…”
The press conference lasted for three hours. After it ended, the reporters couldn't help but chat with each other: "Jiang's really generous this time. So many deficits were made up just like that. What a huge amount of money!"
"They're incredibly wealthy! And they have a conscience. You don't find companies like them that are this good. They pay compensation when they say they will. Not to mention private companies like Jiang's, even some big banks won't pay if they say they won't. If they make a profit, they won't give extra dividends to their clients, but if they suffer a loss, they'll pay the clients' money, and they won't take any responsibility!"
"Yes, those banks have such poor credibility that they will lose customers sooner or later. Jiang is so responsible, maybe they can use this incident to attract more depositors."
Some also chatted: "Mr. Jiang is truly a young talent, even more handsome than a celebrity. I was stunned when I walked in and almost forgot to take notes. Thank goodness I brought a photographer!"
"Me too!"
"It's a pity that we're a financial magazine, and the video is only recorded for us to organize the text manuscript. If it could be broadcast on TV, President Jiang would definitely be a big star!"
"It's like a novel coming to life. Those young, handsome, and domineering CEOs suddenly have a face!"
"I think the tall guy next to him looks more like a domineering CEO. I wonder what he does? He has such a great demeanor. He's always by Mr. Jiang's side, so he must be a senior executive, right?"
"He seems to be a bodyguard. I heard Jiang's employees talking about him. But is he handsome? I think he looks a bit dark."
"That's not black, that's the most popular tan, okay? He's tall and strong, and his figure is better than the personal trainer I paid 8,000 yuan for. This is the image of a domineering CEO in my mind."
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As expected, in the following days, the interview materials of this press conference were compiled into text manuscripts and published in major financial magazines, causing quite a stir in the industry. It also became a local hot search with the title "Jiang Group's P2P project promises to never collapse and can be redeemed at any time", accompanied by a picture of the P2P financial product logo and a photo of the Jiang Group building.
This kind of news, which did not involve any handsome men or beautiful women or any celebrities, did not stay on the hot searches for long, but it did achieve the desired effect.
Countless "financial crisis victim groups" and "Yanlin Investment Forum" are discussing this matter, and all posts related to the Jiang Group's press conference have been directly pushed to the top of the hot posts.
"I went to cash it out, it's real! You can really withdraw cash, it's not a scam. Brothers, while they still have money, hurry up and withdraw the cash!"
"The network was a little slow, maybe because too many people were trying to withdraw their money, but I succeeded! Tears welled up in my eyes. I bought several P2P products in one go, and they all went bankrupt. I lost everything. My wife was so angry that she kicked me out of the house! Only Jiang's can withdraw money! I can finally go home!"
"I succeeded too, and the interest rate wasn't less than a cent!"
Occasionally, one or two comments would mention, "Am I the only one who noticed the Jiang Group Chairman's good looks? Does that kind of stunning beauty really exist? Just looking at pictures isn't enough, please give me a video of the interview!"
"Their chairman looks like this, but they didn't put him in the trending pictures? What was the PR department thinking? If they did, it would definitely go viral."
But this is an investment forum, where the average age is in his thirties or forties, and most of the people are men. No one cares about whether the chairman looks good or not, they only care about whether they can get their money back. Such sporadic messages discussing appearance are quickly drowned out by the army of comments.
"It's more reliable than some banks. They pay what they say and never go bankrupt. With such a reputation, it seems worthwhile to hold on to it for a long time."
"When the money deposited in the bank was lost, the bank blamed the financial manager and refused to pay back the money. And what about Jiang? They were clearly facing a large number of deadbeats, but they still gritted their teeth and paid back the money. Their level of cultivation is not even a little bit lower!"
"Report! I also successfully redeemed it, not a cent off! The network has also become smooth as silk!"
"Everyone, don't worry. I've noticed a problem. This wealth management product can be redeemed, but you can't buy it anymore! The press conference said they'll be launching more stable wealth management products in the future. Does that mean this high-interest product won't be available anymore?"
"I regretted cashing out too quickly, and now I can't buy it anymore. I advise friends who haven't withdrawn their funds yet to be cautious. This investment product can be redeemed once a quarter, and the maximum holding period is two years. Seeing how well Jiang's is performing, the longer you hold, the more you'll earn. Don't rush to cash out this quarter!"
“…”
The forum was bustling with activity, updated in real time, and clearly reflected the true state of mind of investors. Unfortunately, Huang Dongliang was old and not very good at using the internet. After several days, he finally looked at a print edition of a financial magazine and sneered, "Little Jiang Nuo is quite boastful, talking about full redemption. Where does he get all that money?"
Vice President Zhou also said, "You're still too young. Do you think this will stabilize the troops? When he can't pay the money, the individual customers will still make a fuss. They even bought trending searches to create momentum and put up all this rubbish!"
Huang Dongliang, abandoned by the times: What is a trending search?
"It's Weibo, the platform young people use to read the news online. Let me show you... Wait!" Vice President Zhou's expression grew serious. "There's a new local trending search today. The title is 'Jiang Group fulfills its promise; pre-orders for its planned new financial product are frantically snapped up.'"
"When did he launch the new financial products? Why do people still dare to buy his financial products?"
Huang Dongliang snatched the phone away. His blood pressure rose, but he was more puzzled than ever. "Is this fake? How is this possible? How did he repay his last batch of P2P loans? Tens of millions in liquid funds... Who of you lent him the liquid funds you were in charge of?"
A vice president said: "How is it possible? How could we lend him money..."
Huang Dongliang: "If he couldn't cash out, why didn't the individual customers make a fuss?"
The answer to this question was not received until the end of the working day - their people finally got the exact information from the subsidiary's P2P project department before the end of the working day: it turned out that the funds withdrawn that day were less than 10 million, and the project department did not have enough working capital. General Manager Jiang also provided a part of it out of his own pocket, and he should have completed the repayment with strength.
Since the second day, the daily withdrawal amount has been reduced to less than two million, which is a cliff-like drop, so Jiang Nuo does not need to prepare a huge amount of funds!
Now that we are striking while the iron is hot and launching new products, there will be a steady flow of new funds pouring in, so this crisis... is solved?
"What, what's going on?" This time, not only Huang Dongliang felt heartbroken, but all the bosses present were pale. Their military order... was lost?
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President's Office.
Young Master Jiang was also a little scared. "Thanks to our accounts lurking in the forums, we were able to stop them from paying out quickly. Otherwise, I would have had to mortgage my house to the bank. By the way, how do you have so many financial forum accounts?"
Gu Jiangkuo skillfully made hand-poured coffee for Jiang Nuo and said honestly, "Because I'm studying finance with you, I want to familiarize myself with the practical content in advance and visit investment forums to see which way the wind is blowing."
Half a month ago, Jiang Nuo used his connections to restore Gu Jiangkuo's student status. At that time, he asked Gu Jiangkuo if he wanted to change his major. He originally applied for the life science major, but felt that it was not very similar to Mr. Gu's future development prospects, so he asked this question.
Gu Jiangkuo was also very decisive. After hearing that Jiang Nuo had applied for the Finance Department, he resolutely expressed his strong interest in finance. If possible, he would like to take advantage of this once-in-a-lifetime opportunity to change his major.
Jiang Nuo naturally agreed.
This reminded Jiang Nuo, "September 1st is almost here, and I should start preparing everything I need for school." Now that the company's affairs were over, Young Master Jiang was happy to find something else to relax. He eagerly asked, "Do you want to go to the supermarket? Buy some school supplies or something."
Going to the supermarket together sounded very homely, like something only close relationships would do. Gu Jiangkuo agreed without hesitation: "I want to."
He added, "I want to buy a pair of ice sleeves. The forum said that it's best to prepare a pair for driving lessons in the summer. ... Then I can take you to school."
The author has something to say:
A sudden update, and there are 50 red envelopes in the comment section of this chapter!
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