Lin Xun frowned slightly, her eyes full of confusion, and asked, "It's strange, you have full confidence in a business that I have no idea about; Yu Zhiming is doing very well, but you are not optimistic about it, why is that?"
I looked dignified and explained in a serious tone: "The global financial crisis caused by the United States is a living lesson. The U.S. financial industry is too detached from the real economy and overly dependent on virtual financial operations. Many U.S. banks have long deviated from the traditional business track, and the boundaries between credit and investment are blurred, lacking the necessary risk isolation mechanism between the two. Credit assets are over-securitized, and financial leverage is getting higher and higher. Those non-bank financial institutions, also known as shadow banks, are outside the regulatory system and are expanding at will."
After a pause, I continued, "Now, the United States has begun to pass legislation to increase supervision in the financial sector. You might as well think about it. In this context, in which direction will China's supervision of non-bank financial institutions develop? Tighten or relax?"
Lin Xun lowered his head and pondered for a moment, as if he had realized something: "I understand what you mean. You are worried that the prosperity of P2P finance is just a flash in the pan."
I nodded slightly, looking serious: "Whether it is a flash in the pan or can prosper for a long time, time will tell. But one thing is certain, any country that does not have the hegemony of the US dollar and blindly deviates from the development of the real economy and finance will ultimately be a castle in the air."
A sincere smile appeared on Lin Xun's face, and his tense expression was completely relaxed: "Hongjun, after your explanation, I feel much more open-minded. Sometimes I think about it quietly, and maybe there is some truth in the words that Chen Mengzhao scolded me. Am I too dependent on you? Will this become a burden to you, so that you can't devote yourself to the new relationship?"
My eyes were gentle but firm, and I responded without hesitation: "Even if it is a burden, I am happy with it."
Lin Xun's eyes instantly turned red, his eyes were full of complicated emotions, and he murmured to himself: "Guan Hongjun, Guan Hongjun, I really can't love you enough, and I can't hate you enough."
To dispel the heavy atmosphere, I raised the corners of my mouth and said half-jokingly, "'A bosom friend afar brings a neighbor closer.' I'm afraid that our fate will be intertwined for the rest of our lives."
Time flies, and in the blink of an eye, it is November.
At this critical juncture, China decisively introduced an economic stimulus plan with a total scale of up to 4 trillion yuan. Among the ten key investment areas, the real estate sector was the first to usher in major benefits, with a strong policy tailwind.
At the same time, loose monetary policy was quickly implemented. In just less than half a year, the central bank took frequent actions, cutting interest rates five times and reserve requirement ratio four times. The density and intensity of its actions are extremely rare in the history of financial regulation. Affected by this, the new loan quota soared from 4.9 trillion in 2008 to 9.6 trillion in 2009, injecting continuous vitality into the market.
Immediately afterwards, in early 2009, ten major industry adjustment and revitalization plans, including those for automobiles and steel, were launched one after another, providing targeted support to key industries and pushing the industry into a new stage of development. Of course, this is all a story for later.
During that time, Lin Xun was smiling all day long and felt particularly happy. In order to express her gratitude to me, she insisted on buying me a top-of-the-line Honda Civic 1985 even though I refused again and again.
Afterwards, she sold me a 100-square-meter apartment with an elevator for a symbolic price of only 30,000 yuan. Taking various factors into consideration, I directly registered the house under Zhang Fangfang's name, which was considered as fulfilling my promise.
On Christmas day, we met at Yantai Jixian. In a warm atmosphere, we look back on the ups and downs of this year and feel fortunate that we have managed to overcome numerous difficulties without any major incidents, thus bringing this extraordinary year to a perfect end.
The room was brightly lit and filled with the smell of alcohol.
Wang Yanshu sat next to me and chatted with me about work for a while, then suddenly changed the subject: "Do you know? After Chen Mengzhao returned from his temporary post in the development zone, he was transferred to the Propaganda Department of the Provincial Youth League Committee as deputy director, and now he is also at the deputy division level."
My hand holding the wine glass paused, not surprised. After all, with Chen Mengzhao's family's power background and connections, her career should have been smooth and unimpeded.
Wang Yanshu stared at me, his eyes searching: "You two didn't get in touch again? Can you really let it go?"
I looked at the wine in the glass and smiled bitterly. Some things are better kept in your heart than spoken out loud.
After a moment's silence, I chanted softly: "It is difficult to leave the Jade Terrace and the Peng Garden, the golden clouds and mud are in the west and the east. The Milky Way is separated from the blue sky, and only the lonely moon shines on the phoenix tree."
Wang Yanshu sighed heavily upon hearing this and patted my shoulder: "There are so many people in this world who cannot get the love they want. You two are destined to be together after all."
In order to dispel the unhappiness at the bottom of my heart, I forced a self-deprecating smile: "I am the kind of person who is most suitable for casual play. It is too luxurious to talk about the truth. This wine is really good. Once it goes down my throat, I forget all my troubles."
As soon as I finished speaking, I tilted my head back and drank the wine in the glass. The spicy liquid rolled down my throat, burning a numb area.
Before I knew it, I was drunk and my consciousness became blurry.
When the show was over, I forced myself to see everyone off. When I was about to go home, Lin Xun and Liu Yun insisted that I stay in Yuntai Jixian for one night.
The deep depression mixed with alcohol surged in my body. At this moment, I just wanted to return to the corner that belonged to me and lick my wounds in silence, so I insisted on going home.
Unable to persuade me, the two of them had to ask Cui Yingying to drive me there.
Cui Yingying had curved eyebrows and a smile on her face. She took the car keys from me briskly, humming a tune as she went out to warm up the car.
Lin Xun walked up to me, his eyes full of concern: "Hongjun, you look very bad tonight, what's wrong?"
I forced an ugly smile and pretended to be relaxed: "In the adult world, there are not so many smooth things. And it's true that I feel uncomfortable when I drink too much."
Liu Yun crossed her arms and saw through my disguise at a glance: "Don't be so stubborn. Who would drink so hard like you? You must be hiding something and drinking to drown your sorrows!"
My head was dizzy, and a mischievous idea came to my mind. I hugged Liu Yun's waist and said with a playful smile: "How about, Sister Yun, you accompany me tonight, maybe my mood will get better."
Liu Yun's face instantly turned red. She shook off my hand in shame and anger, stamped her feet and scolded: "Guan Hongjun, can you be more mature? You are like a child who will never grow up!"
Her words were like a thorn, piercing the softest part of my heart. Instantly, sorrow was like a flood that broke through a dam, completely drowning me. Tears flowed uncontrollably from my eyes. I choked with sobs, and my voice was broken: "녦 Why do I have to grow up...?"
Before I finished speaking, Lin Xun's eyes also turned red. She hugged me tightly in her arms and comforted me softly: "If you feel uncomfortable, just cry. No one will laugh at you here."
"Brother, the car is warm, so..." Cui Yingying's voice suddenly came. She was standing at the door and was stunned when she saw this scene. The smile on her face also froze.
I suddenly broke free from Lin Xun's arms. Not wanting others to see me in such a miserable state, I rushed out the door without looking back.
On the way back, Cui Yingying drove very slowly, the steering wheel turning unconsciously in her hands, her eyes wandering, obviously absent-minded.
Inside the car, the warm wind carried the pungent smell of air freshener, and a strong feeling of nausea instantly rushed up my throat.
"Yingying, please pull the car over. I can't hold it anymore. I want to vomit." I frowned and said while trying to suppress the discomfort.
Cui Yingying quickly and steadily parked the car on the side of the road.
I pushed open the car door, staggered out of the car, squatted on the side of the road, my stomach churning, and I began to vomit.
Cui Yingying also walked quickly towards the car, holding a bottle of mineral water in her hand. She patted my back gently, muttering, "You deserve it. Who told you to drink so much?"
When I had almost finished vomiting, I reached out and took the mineral water from her hand, unscrewed the cap, and gargled with a sip of the water, trying to relieve the sourness in my mouth.
Cui Yingying reached out her hand to help me up, and advised me with concern: "Brother, you are so drunk, don't go home. It's almost midnight now, and you may wake the child if you go back. Ningyu has to go to school tomorrow."
I felt that what she said made sense, so I responded vaguely: "Okay, then we won't go home. Let's find a karaoke bar and go to a nightclub together."
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