Chapter 170: Breeze Blowing the Spiritual Tree
Before, when Mingyue Palace was uprooted by the black-clothed Hedao, many other similar organizations were also taken down with it.
Li Fan guessed at the time that these organizations might not have appeared after seeing the Mingyue Palace's Dharma-transmitting cause in full swing.
Rather, these organizations are originally engaged in lending-related businesses.
After seeing the huge profits generated by Mingyue Palace every year, I couldn't help but imitate it.
Daoyuan Prefecture has one, so Cong Yunhai should naturally have a similar organization as well.
If you want to get rich quickly, you have to use leverage.
Li Fan planned to take advantage of the huge fluctuation in the price of Lingwu Grass to make a fortune.
Naturally, we need the help of these lending organizations.
But whether before or in this life.
After asking around in many places, Li Fan was unable to find any trace of him.
Clearly this organization is acting very cautiously.
So, Li Fan went to He Zhenghao to find out some information.
Sure enough, He Zhenghao did not disappoint him.
"Fellow Daoist, you'd better think about it before going to Qingfeng Hall."
"They won't lend you contribution points for free. You'll have to pay a high interest rate of 18% every year."
"If I make a profit, it's fine. I can pay off the interest quickly. If I lose money..."
He Zhenghao's eyelids twitched: "I'm afraid I'll have to work for those guys for free for more than ten years."
Li Fan cupped his hands and said, "I've taken note of your request. But don't worry, I know what I'm doing."
"I won't bother you any more. We'll talk next time."
After saying that, Li Fan returned to Wanxian Island through the teleportation array.
Go straight to Qingfeng Hall.
Finally, I found it in the corner of the outermost area of Wanxian Island.
It is inconspicuous and no different from an ordinary small shop.
Li Fan activated a hiding talisman and walked in.
An old man who looked rather slovenly was sleeping on a recliner behind the counter.
A guest came in, but he didn't even open his eyes.
Still rocking in the chair with eyes closed.
Li Fan took out the dark green jade token as instructed by He Zhenghao.
“Beep, beep, beep.”
The old man knocked on the cabinet three times.
The dark green jade plate emitted a faint light and formed a door.
Li Fan looked around for a moment, then walked into the door.
The figure disappeared, and the green door shadow also disappeared.
As for the old man, his posture did not change at all from beginning to end.
It seemed as if no one had ever been to Qingfeng Hall.
The surroundings first fell into darkness, and then lit up again.
Li Fan looked around and found himself under a big tree.
The effect of the hiding talisman that had just been activated was unexpectedly canceled in an instant.
The branches are lush and the leaves are like jade, emitting a bright and lustrous luster.
But on the tree, a human face appeared.
It stared at Li Fan and asked, "Who introduced you here? What are you doing here?"
Li Fan looked at the tree and said in a loud voice, "I came here because of the recommendation of He Zhenghao, the governor of Liuli Island. I want to borrow something from Qingfeng Hall."
Tree Face's reaction seemed a little slow.
After Li Fan finished speaking, it took a long time before it responded: "For cultivators in the late stage of foundation building, the upper limit of the contribution points you can borrow is 30,000 points."
"The annual interest rate is 16%, and you can choose the repayment method yourself."
“The maximum delay period shall not exceed ten years.”
…
Shu Lian slowly introduced Qing Feng Tang's business to Li Fan, one sentence at a time.
After finishing speaking, Li Fan said with some dissatisfaction: "How come I can only borrow 30,000 contribution points in total? It's not enough at all."
"I am 29 years old, but I am in the late stage of foundation building. I have a bright future. Can you give me more preferential treatment?"
The tree face tried hard to open its eyes wide and stared at Li Fan carefully.
After observing for a while, he said, "You can borrow up to 40,000 contribution points."
Li Fan was a little impatient: "Only 10,000 contribution points? This is too stingy!"
"When I was in Yuandao Province, I was still in the middle stage of foundation building. I could borrow 70,000 to 80,000 contribution points from Mingyue Palace at once!"
"Why is there such a big difference between you and Qingfengtang?"
"Brother Shu, can you make the decision? How about we find someone who can make the decision and then we can talk again?"
Li Fan said carelessly, but he glanced in a certain direction without any expression.
The branches above my head moved without wind, and the green leaves swayed slightly, making a rustling sound.
Shu Lian stared at Li Fan expressionlessly.
Li Fan was also fearless and stared at the tree face.
After a long while, Tree Face finally spoke slowly: "Fifty thousand, no more."
Li Fan looked very regretful, and then said: "Oh, by the way. What I want to borrow is not contribution points, but Lingwu Grass. Can you lend it to me?" He blinked and stared at the tree face.
The invisible wind seemed to be getting stronger.
The branches and leaves were shaking more and more violently.
"Yes. If you borrow something, the interest is not calculated based on the amount borrowed. It is calculated based on the amount borrowed." Shu said in a muffled voice with a gloomy face.
"Repay within the first year, the amount to be repaid is calculated as 130% of the amount borrowed."
"In the second year, it will be 160 percent."
"In the third year, it will be 200 percent."
"You can only borrow it for three years at most."
Li Fan was shocked when he heard this: "So dark?"
But looking at the unfriendly expression on the tree's face, he immediately chose to shut up.
The bargaining started again: "If I borrow something, can you lend me more?"
Tree Face ignored Li Fan.
Seeing this, Li Fan had to give up with regret.
"Then how many Lingwu grass can I borrow now?" he asked.
"Two thousand seven hundred trees." Tree Face said in a muffled voice.
Li Fan muttered a few words, but no one knew what he was saying.
"Okay! I'll borrow it! What procedures do I need to go through?" Li Fan seemed to have made up his mind.
A green leaf slowly floated down from above his head and landed in front of Li Fan.
Holding it in his hand, a piece of information suddenly appeared in Li Fan's mind.
This was exactly what Li Fan had just agreed with Tree Face.
"If you agree, just use your spiritual power to refine this green leaf."
Li Fan nodded, then wrapped the green leaves with his spiritual power.
The green leaves were refined in an instant, and a barely visible green leaf pattern appeared on the inside of Li Fan's left arm.
"Once the debt is paid off, the tree deed will disappear."
"Wait a moment, I will bring you the Lingwu Grass you borrowed."
After the tree face finished speaking, it disappeared from the tree and no one knew where it went.
Li Fan took this opportunity to raise his head and look at the big tree.
Tree Face's strength gave him a strange feeling.
It is obviously much stronger than Yuanying Zhenjun, but much weaker than Huashen Xianjun.
Moreover, there are no traces of formations in this space, as if it was naturally generated.
Li Fan looked around with great interest.
After a while, the tree face reappeared.
It opened its mouth and spat out a storage ring.
"The Lingwu grass is all inside."
"Transaction completed, you can leave."
"Remember to pay your debt on time, otherwise..."
Before Li Fan could say anything, Tree Face expelled him from this space.
Under the big tree, strands of green light gathered to form a blurry green figure.
"Borrowing so much Spirit Mist Grass? Interesting."
A clear female voice came from it.
"Could it be possible that the price of Lingwu Grass will continue to fall?"
"Ah Liu, keep an eye on it for now."
Tree Face responded muffledly, "Yes, Miss."
"Miss, that guy just now was really annoying."
The green figure chuckled, "It's quite annoying."
"But who is Mingyue Palace? Why have I never heard of it?"
(End of this chapter)
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