After seeing the homeowner off, Ping Ge and I sat on the beach opposite the villa and chatted. He said to me, "Michael, I just talked to the homeowner. He's really in a hurry to resell, so he gave me a bottom line: if we can buy this villa within three days, he's willing to sell it to us for 2.9 million RMB. Based on today's exchange rate, that's about 150,000 RMB cheaper for us. That's quite a sincere offer!"
"We need to invest 1.5 million RMB in the later stages of renovation, so we need to prepare at least 4.4 million RMB to complete this house."
"Don't make yourself so nervous... The materials here aren't as expensive as in China, and labor is relatively cheaper. If you can find a great designer, 1 million RMB can produce a very good result... I think 4 million RMB is enough."
"Um."
What are you thinking?
“Of course I want to invest. With a three-month renovation period, and selling it for 7 million as we previously expected, we can get 3 million RMB after three months. That’s more profitable than selling it at Jiulongju, and it’s also less stressful… Maybe the market will change after three months, and we can sell it for 8 million RMB. That’s not impossible, is it?”
Brother Ping's face was flushed, and he replied, "That's why I said this is a big order, and it's a great start for us."
I laughed and said, "It's exciting just hearing about it!"
"Tell me honestly, how confident are you that you can sell this house?"
“I have a portfolio of high-quality clients. If I can’t even sell a single villa, what’s the point of coming to Thailand?”
“Then let’s go all out… But we really don’t have anywhere to get the money right now!… Michael, how about this, you go borrow some from Ye Zhi. A few million might be just a small amount for her, but for us, it’s a chance to make a comeback… I’m not selfish. As long as we can sell this house in the end, besides paying back her principal, we can also give her a 1 million dividend. Even loan sharks wouldn’t make that much money, right?”
I shook my head and replied, "We found the business opportunity, we renovated the house, the buyer is our resource, and we've taken on a lot of risks. Why should we give her a third of the profits?"
“These days, cash is king; besides, we’re all on the same side, so letting her take a third of the profits won’t hurt us. The most important thing is whether this deal goes through or not, as it directly determines the future of our company… Tell me, which of your ideas doesn’t burn money, which doesn’t take risks… Only by laying a solid foundation in the early stages will it be easier to move forward later, right?”
“Brother Ping, to be honest with you, I don’t want to give anyone a single penny of profit right now, not even Ye Zhi… I have another plan here. If you can accept it, we’ll do it. If you can’t, then we’ll just forget about this villa.”
"You said...it's best not to offer discounts, but in this world, who..."
"Would you really turn down money?" For the latest chapters, please follow the author's official WeChat account, "Tank's Bookstall," to view the complete song list for this book and participate in more activities to interact with the author.
I nodded and replied, "As you all know, back when we were speculating on real estate in Jiulongju, I gave most of the money to Yang Sisi. Later, her father used that money to make a remarkable comeback. He's always been grateful for that favor, but I can't just ask him for it directly… So, here's what I'm thinking: since you own a villa, you can definitely get a loan from the bank, but the bank's loan processing time is too long, and we can't wait… How about I act as a go-between? You and Yang Sisi's father can sign a private sales agreement, mortgaging your villa to him at market price. Four months later, we'll buy it back from him… This way, he can repay my favor, he won't lose out, and we'll get our investment money—it's a win-win-win situation." (For the latest chapter, please follow the author's personal WeChat official account, Tank's Bookstall, to view the protagonist's photos, playlists, and participate in more interaction.)
Ping Ge looked at me with a strange expression, then asked, "What if we haven't raised enough money to buy back the house in four months?"
"The property rights of that house will definitely end up in Yang Sisi's father's hands... This is practically a betting agreement."
So, I have to bear all the risks alone?
“We agreed beforehand that you are the largest shareholder of the company, so you should bear the greatest responsibility.”
"You tricked me, you little rascal..."
“Brother, there aren’t that many free lunches in this world… You’re telling me to go find Ye Zhi, which is basically trying to shift the risk onto her. This is our business, why should she take the risk for us? Besides, even though she’s rich, she didn’t get it from thin air.”
"Isn't she your girlfriend? You can't possibly not trust her when she lends you such a small amount of money!"
I glanced at Ping Ge sideways, and after a long pause, I replied, "...She's not my girlfriend."
"You got a Rolex worth 90,000 yuan, and that's not even counting your girlfriend?"
"If a young man in his early twenties were talking to me like this, it wouldn't matter... But Brother Ping, is it appropriate for you to talk to me like this?... If we were truly meant to be together, would I, Michael, have ended up like this?... I don't mean anything by it. I'm offering this proposal because I want us to do business honestly and transparently... Besides, this is something I got by leveraging personal connections. He's a big and powerful person in Shanghai, and he might not even be interested in your villa... I know this deal carries high risks for you, but the potential returns are also high... Isn't that what doing business is all about?... And think about it, if I could just go and ask Ye Zhi for help, why would I bother coming to Phuket to speculate on real estate with you?... I could just have Ye Zhi find me an investment project in Shanghai; that's much more reliable than coming to Phuket!"
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