"Even if you file a lawsuit domestically, you might not be able to get your money back in two or three years for a case of this magnitude. Furthermore, since this is a transnational case, I guarantee that even if you win the case, your 5 million might not even be enough to cover your legal fees."
Old Li said with a serious face.
"Well, of course I know that lawyer fees for transnational cases are expensive, but I would rather pay the lawyer than let that liar get away with it," Si Mingda said bitterly.
Looking at the furious Si Mingda, Lao Li complained with a puzzled look on his face, "Lao Si, you may not like what I'm going to say, but as a true friend, I still want to give you a few words of advice. You always put me first, and you like to have your own way in everything, big or small. You don't cherish your capable and virtuous wife, but instead you have an affair with Luo Yingtao. Now look what you've done. Not only did you spend six months in jail, but you also caused the company to suffer heavy losses, and you also made Wang Mudan live in fear for you, begging for money everywhere. Haven't you always been smart? What's wrong with your brain? Why did you let Luo Yingtao's magic talk? You dare to mess with a woman like that? Now you understand what it means to kill someone and not pay for it with your own life, right?"
"Old Li, you're right to scold me. The person I feel most sorry for is Wang Mudan. She's been with me for almost twenty years, and not only have I not allowed her a single day of happiness, but I've made her suffer endless grievances. Now she has to pay off my debts with me. As a wife, she not only magnanimously forgave me for my infidelity, but also shouldered the heavy burden of saving the company without hesitation. I feel really guilty. In order not to implicate her, I once asked for a divorce, but she refused. Such a good woman is really rare in the world."
After suffering this disaster, Simingda truly felt Wang Mudan's inherent strength and forbearance. Her magnanimity made him feel ashamed of himself, and he felt sorry for her from the bottom of his heart.
They have worked hard for more than ten years, and the reason why they have achieved such success in their careers is inseparable from Wang Mudan's network support. However, due to his arrogance and misconduct, he personally destroyed the prosperous Mingdan Company. Thinking of this, his heart ached so much that he couldn't breathe. If he couldn't swallow the humiliation of being defrauded by Gao Huai and couldn't let go of his three young children, he would have wanted to die to apologize to Wang Mudan.
"It's good that you can recognize your mistakes. It's not too late to make changes now. As long as you have perseverance, you will have a chance to turn things around no matter how old you are. You must get up from where you fell." Lao Li's encouragement gave Simingda, who was down and out, great confidence.
"Old Li, thank you for your encouragement. I will change my ways and strive to get the company back on track as soon as possible. However, I'm having trouble with my working capital right now, so I'd like to ask for a favor and loan me some money to tide me over for a few months."
"It's no problem to lend you money, but friendship is friendship and money is money. We need to follow the proper loan procedures. I can't lend you such a large sum of money for free." Old Li said seriously. Businessmen are chasing profits. If such a large sum of money is placed in the bank, the monthly interest will be considerable. He is not a philanthropist. Why should he help Si Mingda for no reason?
"Well, the interest rate is easy to negotiate. I'll give you whatever the bank pays. As long as we can revitalize the company, we'll make hundreds of thousands of dollars in net profit every month, and I'll pay you back in installments. We're also working with the police to investigate the case. I won't let that villain get away with it. Even if I can't get all the money back, getting some of it back is good too. In short, he must be brought to justice."
Sparks were almost coming out of Si Mingda's eyes. Once upon a time, he was quite noble and conceited, but when the sky is mad, it will rain, and when people are mad, they will suffer disasters. He was too arrogant and eventually fell.
In less than two years, he was cheated by Gao Huai twice in a row. How could he swallow this?
"As long as his family is in the country, he will come back sooner or later. You don't have to worry about that. But it's not worth losing so much money."
"As long as he returns to China, it will be easy. He has some assets in China. I can apply for a court auction and recover some of my losses."
"Okay, tell me, how much do you want to borrow?"
"Three million, is that okay?" Simingda looked at Mr. Li tentatively, hoping to get a positive answer, because he really had no other choice.
Mr. Li thought for a moment and said, "I can lend it to you. As I just said, everything will go according to the normal process, and the interest will be calculated based on the bank's median rate."
"No problem. As long as you help me get through the current difficulties, I will pay you every penny of interest." Si Mingda promised hurriedly.
"Okay, let's sign a loan repayment agreement."
After some negotiations, Simingda and Lao Li signed a loan agreement with an amount of 3 million yuan, a monthly interest rate of 2.5, a loan term of one year, and half of the factory's equity as collateral.
According to Simingda's previous character, he would never be so humble as to beg others in a low voice. Now he has to bear the consequences of his own actions.
In order to atone for his mistakes and to save the company, he had to trample on his proud self-esteem. What's wrong with a real man being a loser for once?
The once high-spirited "Mr. Si" has now fallen to the point of mortgaging his house and company shares. One can imagine the regret and loss in Si Mingda's heart. In order to save face, maintain the stable operation of the company, and pay off the debt as much as possible, he and Wang Mudan reduced unnecessary social activities, rented out the house mortgaged to Zhang Muquan, and tried to save as much as possible. As long as they can pay off the debt, they don't care about face.
As for Luo Yingtao, her health was not good to begin with. Under the dual stimulation of Gao Huai's letter of accusation that framed Si Mingda and sent him to jail, and the letter of credit fraud case, her spirit was on the verge of collapse.
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