Luo Yingtao suppressed her displeasure and complained, "You're just like that. You live your life to the day, with no long-term plans at all. No wonder you've been stuck in the same place for so many years, earning a few thousand yuan salary that's barely enough to keep you going. You don't care about your reputation and are willing to live at the bottom of society and rent a house for the rest of your life. This is your own business. I ask you, have you ever considered your son's future? Which of my classmates hasn't bought a house or a car? Some of them have even bought two or three houses, but we still rent. Don't think that only people in society are snobbish. In fact, the teachers in the school are the same. The teachers of those families with good conditions who can buy houses and cars in Nanyou City look at their children differently. Your son will go to school next year. Can you bear to let him be looked down upon by teachers and classmates at school?"
The grievance and unwillingness that had been suppressed in her heart for a long time made Luo Yingtao's emotions a little out of control. Her grief-filled questioning made Jiang Nanmu panic and at a loss.
He could understand his wife's eagerness to buy a house, but in this era when housing prices were rising as fast as horses, how could ordinary workers like them afford to buy a house in Nanyou, a first-tier city where every inch of land is worth a lot of money?
It is a good thing to have dreams, but the key is to have the ability to support the dreams. Daydreaming will only deepen the pain of unfulfilled desires and will not solve practical problems at all.
Jiang Nanmu sat up, put down his phone, took Luo Yingtao's hand, and said patiently, "I really want to buy a house in Nanyou City, but with our current income, a year's salary can't buy two square meters. How can you expect me to work hard? Ten fingers have different lengths. This is all we can do. Can a chicken turn into a bird and fly into the sky?"
"You set a trap for yourself early on, which restricted your development thinking. If you continue like this, you will never get rich." Luo Yingtao said indignantly. If she had not reunited with Si Mingda last year, maybe she could still live peacefully with Jiang Nanmu, at least there would be no comparison of economic gap.
Unfortunately, there are no assumptions and ifs in real life. Not only did she reunite with Simingda, but she also discovered with bitterness that Simingda and Wang Mudan had already achieved success in their careers after more than ten years of hard work and became the leading multi-millionaires among their classmates. The strong psychological gap made her no longer content with the status quo. She vowed to make more money. Even if she could not catch up with Simingda and Wang Mudan's economic conditions, at least she could narrow the gap so that her son could enjoy the same living standard as other children.
Her most urgent wish now is to buy a house, so that when she meets her classmates in the future, she can proudly talk to others about her house price, house type and area, instead of like now, when her classmates excitedly talk about their own house prices and she can only listen awkwardly and dare not say a word.
Jiang Nan felt embarrassed and wronged by his wife's relentless reproaches. "Luo Yingtao, please stop judging others based on your own personal perspective, okay? Who doesn't want to live in a beautiful, spacious house? The problem is that we have to face reality. If we don't have money and keep thinking about buying a house, isn't that just daydreaming? Don't you have an idea of the ratio between our income and the price of a house? Comparing yourself to others is frustrating. Living in the shadow of others all day long, your desires will never be satisfied. Don't you feel tired?"
"Among my classmates, only Lan Dujuan and I haven't bought a house. All the others have houses. I don't even want to go to the next party. I feel so embarrassed when I hear them talking about houses."
Luo Yingtao pouted and said dejectedly. When she thought of the popular Wang Mudan, her heart felt sour. Back when she was at K University, she was far more popular than Wang Mudan. Twelve years had passed, and their life trajectories had changed dramatically. This was something she had never expected.
In order to save her so-called face and let her son live in a spacious and bright house as soon as possible, she vowed that no matter how much it cost, she must buy a house of her own in Nanyou City as soon as possible.
"How can you earn enough money to buy a house if you keep sighing all day? There is always a way. If you don't work hard and wait to die at home every day, you will never be able to buy a house."
"Okay, stop being so extreme. Can we influence housing prices? How many ordinary workers can afford to buy a house in Nanyou City without help from both sides of the family? Do you want to be burdened with a 20- or 30-year mortgage? Not only do both sides of our families have no one to help them, but they also rely on us for their livelihoods. What if we lose our jobs one day? Buying a house is no joke. You have to think long-term."
Jiang Nanmu was a calm and steady person, and he was cautious in his dealings with others. His principle in life was to have food to eat, clothes to wear, and the safety and health of his family. If he couldn't afford to buy a house in Nanyou City, renting would be fine. When he got older, he would return to his hometown. Why bother to wade into the muddy waters of being a house slave? What's more, becoming a house slave in Nanyou City was not something that could be done just by wanting to. Even if he applied for a loan, he would need bank statements and proof of monthly income. His monthly salary of more than 7,000 yuan was barely enough to cover his living expenses. He never dreamed of buying a house in Nanyou City.
"Okay, I'm not going to waste my time on you. I'll tell you the truth."
Luo Yingtao took the phone, clicked on the calculator toolbar, and while manually entering numbers, she said, "Look, your salary is over 7,000 yuan, and I currently make around 20,000 to 30,000 yuan a month. Your money will be used for living expenses, and there will be a little surplus. I will save my money for the down payment. I can get the bank statements for my monthly income and expenditure. If I keep saving like this, I can save over 200,000 yuan a year. If everything goes well, I can pay the down payment in three years."
"The problem is that our income can't keep up with the rate of increase in housing prices. By the time you save up $200,000, the price of housing may have already increased by more than that."
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