Chapter 224 Pre-sale House
Not only ordinary people, but also the aristocratic families were discussing the very hot national debt in Lingnan.
"Brother, what do you think of the national debt raised by the Lu family?"
At this time, in the temporary residence of the Pei family in Qiongzhou, Pei Yang was frowning and looking at the flyer in his hand.
This was something Jiang Tangtang instructed the Office of Staff to produce.
She used her influence to promote the project to the common people when she visited the countryside to inspect river and canal projects.
But for the aristocratic families who like to consider the overall situation, weigh things carefully, and put their own interests first, the propaganda methods used on the common people may not be useful to them.
So Jiang Tangtang used promotional leaflets from later generations.
The above carefully introduces what government bonds are and the interest rates of government bonds of different maturities.
Pei Jing pondered for a moment after looking at the flyer. "The interest rate isn't too high, but this is a good opportunity to show goodwill to the Lu family. If our Pei family wants to lean on this big tree of the Lu family, we'd better buy more."
Pei Yang pinched his chin and lowered his voice, "Brother, do you think this Lu family... can succeed?"
"About 70% sure!" Pei Jing said.
Pei Yang was surprised. "Such a high degree of confidence?"
The two brothers did not bring their families with them when they came to Lingnan this time, but instead followed their father's orders to come and inquire about the situation.
"Even if we can't go any further, we can still survive in a corner."
Seeing his brother's disbelief, Pei Jing continued, "I've been traveling around Lingnan these past few days. It's only been over half a year since the war ended there, but the people there are living and working in peace and contentment, better off than those living around the capital. And you know what? The people have a light in their eyes, and smiles on their faces as they work, as if they're full of hope for the future. This is something I've never seen in the Great Zhou."
"To conquer the world, one cannot just look at the people." Pei Yang had also seen the people of Lingnan, and they were indeed very different from those he had seen in the Great Zhou. But this alone was not enough to convince him.
"Of course, we can't just look at this point when seizing the world, but we can't underestimate the Lu family just based on this point. This shows that the Lu family has extraordinary talent in governance. In such a short period of time, they have won the hearts of the people. Even if the Lu family becomes emperor in the future, it will still be supported by the people."
Thinking about what he had seen and heard during his visit to Lingnan these past few days, Pei Jing's face showed admiration. "In my opinion, the Lu family is not only capable of ruling the world, but also conquering it. Although the border defenses keep unrelated people away, I have seen from afar the city wall built at the Lingnan border. This wall alone can ensure the peace and happiness of the people of Lingnan for a hundred years."
"So, big brother, what you mean is that we can write to dad and ask him to move our family here?"
"I'll go pick it up myself. You take all the money we brought with you and use it to buy government bonds. Then look for suitable properties. I'll have someone send the money over as soon as possible, and you can buy more when the time comes."
There are many aristocratic families like the Pei family, and in the end, they basically all ended up like the Pei family, thinking that government bonds can be bought.
Even if we don't value the interest on the national debt, this is a rare opportunity to show goodwill to the Lu family.
The issuance of government bonds went very smoothly.
On the other hand, the staff of the General Staff Office also measured the land in various places according to Jiang Tangtang's instructions.
Once the preparations are complete, the house can be sold today.
Just looking at the blueprints in their hands, many staff members were unsure about this matter.
"Can you sell the house with just a few pieces of paper?" Wen Minshun looked at the drawings in his hand, his beard shaking violently.
No matter how good a picture is, it is just a picture.
But there was no sign of the house.
Not to mention the house, they hadn't even started digging the foundation yet, but they had already measured the land, drawn up the blueprints, and started selling the house. This was the first time he had seen such a thing in his life.
This is simply outrageous.
Like Wen Minshun, several older staff members were not optimistic about this.
"Since it's what Madam said, then it must make sense." Qin Chi said, "When has Madam ever done anything that you weren't sure of? Look at the government bonds, don't they sell very well?"
Thinking about the newly issued government bonds, several pessimistic staff members became uncertain again.
The government bonds were not only selling well, but the officials in charge almost lost control and sold too much.
The food in the granary now is enough to feed the border soldiers for two to three years, not to mention the cash.
The wife was truly brilliant. When the treasury was short of money, she could come up with solutions as soon as she thought of them. Furthermore, they were all solutions that they could never have thought of.
There is not a single staff member in the Manchurian General Staff Office who does not admire him.
Maybe selling a house is like a national debt?
Regardless of whether the people in the General Staff Office were optimistic or skeptical about the idea of simply enclosing a piece of land and drawing a few blueprints to sell houses, the houses in Qiongzhou began to be sold at the specified time.
Because it had been widely publicized before, a lot of people came to the scene on the day of sale.
Among them, some saw the flyers and thought they were curious, so they came to watch the fun; some heard that there were small gifts to be given away and came to receive them; and some were families who were optimistic about Lingnan and planned to buy property there.
However, after arriving at the scene, everyone was a little confused.
"Excuse me, young man. I heard that you are selling a house. Where is the house?" A woman asked, pulling a waiter dressed in green.
"The house has not been built yet. We call this a pre-sale. The house will be completed before December next year and delivered to everyone in its entirety." The waiter in the store was transferred from a cake shop and received special training.
These waiters are very articulate. In a short while, they explained what a pre-sale house is, the requirements for buying one, and how much interest one can get if they don't have the full payment.
It clearly states what discounts there are if you pay in full.
Many people present were surprised to hear that they could buy on credit even if they didn't have enough money.
"You can actually buy this house on credit? Pay 30% of the price first, and then pay a little bit of principal and interest every month."
"That's right! Think about it, our house will be finished by the end of next December at the latest, which means you can get the house next year. Then you can move in, or open a shop to do business. But you can pay back the money you bought the house for gradually, with a maximum loan period of 30 years. By the time you pay off the money, you will have lived in the house for 30 years. Isn't this a great value?"
After hearing the store attendant's explanation, many people were interested. Someone immediately asked, "How much is this house?"
"It's cheap now, but it will definitely get more expensive once the houses are renovated. As more and more people come to the city, it will definitely get more expensive."
The waiter deftly unfolded the blueprint and pointed to a small, remote house. "This house is only 50 taels of silver," he said. "If you take a 30% down payment, that's only 15 taels. After that, just make your monthly payments on time, and the house will be yours."
"Only fifteen taels?" The woman who had asked earlier was stunned. With just fifteen taels of silver, one could buy a small courtyard in the city.
This is too cheap.
Building a decent courtyard house in the countryside would also cost this much money. But this is in the city, where you can live and do business.
Its value is naturally different from that of a small courtyard in the countryside.
This woman's family used to be in business, but because of the invasion from the Western Rong, they had to take refuge in Lingnan.
She had some assets and quickly decided to buy the courtyard.
"Sister, are you buying it just like that?" Seeing the woman quickly go through the paperwork, someone followed her and asked, "Aren't you worried that the house won't be built and your money will be wasted?"
"This is run by the government. If you don't trust the government, why are you still here?" The woman was very confident. "I trust General Lu and Madam Lu. I believe they won't lie to me. I will definitely be able to live in the new house before December next year."
The implication is that if you don't trust General Lu and Madam Lu, why would you all come here to seek refuge?
Those who come here to seek refuge must be optimistic about Lingnan and believe in General Lu and Mrs. Lu.
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