Chapter 278 Li Family Gathering
On the weekend, at the mansion where the Five-Star Li Family resides.
Li Jianxi, who was in a good mood, looked at his son-in-law Zhang Junfeng who was sitting next to him, and praised him with a smile, "Junfeng, the method you mentioned before is really good! Now relying on the credit card company, the group has obtained a large loan from the bank again, and the problem of capital shortage that has troubled it for a long time has been completely solved!"
Hearing his father-in-law Li Jianxi say this, Zhang Junfeng flashed a smile on his face, and then reminded in a calm tone, "Although credit card companies can indeed apply for loans from banks in the name of a large number of users. However, the qualifications and repayment ability of the applicants still need to be checked."
"Otherwise, once a large number of credit card repayments are overdue, the credit card companies under the group will probably turn from cash cows into 'hot potatoes'!"
The credit card crisis that broke out in Goryeo in the previous life was largely due to the fact that the credit card companies did not properly check the qualifications and repayment abilities of applicants, and the staff blindly helped customers to process their applications in order to achieve their performance goals and obtain certain commissions and profits.
This has also led to frequent credit card delinquencies, and even to a certain extent affected the large companies that opened credit card companies.
The reason why Zhang Junfeng said this is that he does not want the Five Star Group to blindly develop a credit card company, which may lead to uncontrollable situations. After all, the cost of prevention is much lower than the cost of dealing with it afterwards!
…
Hearing Zhang Junfeng suddenly pouring cold water on her, Li Jianxi's smiling face froze for a few seconds, and then the smile quickly disappeared.
This son-in-law is capable, but isn't his attitude too rude? After all, Li Jianxi is the chairman of the Five Star Group, so can't he be happy for a day or two? ...
Seeing this, Li Fuzhen, who was standing by, quickly pushed Zhang Junfeng to indicate that what he had just said was too direct and had ruined her father Li Jianxi's good mood.
"Dad, Junfeng is also kind-hearted. He is good at investing and likes to think about things that haven't happened yet. You don't have to worry too much..."
Seeing Li Fuzhen speaking up to act as a peacemaker, Li Jianxi, who had a bad look on his face, didn't say much, but just nodded calmly.
He also knew that although what Zhang Junfeng said was hard to accept, it was also a real and thorny problem.
If the credit card application review mechanism is not controlled in the future, the situation described by the other party may really occur. It seems that... Director Yin should notify the credit card company when he has time and ask them to check it more! Zhang Junfeng was holding a cup of hot milk near the window of the villa, looking at the snow scene outside calmly, without any influence from the change in attitude of his father-in-law Li Jianxi.
Now, he doesn't think much of the "small profits" from using personal information to withdraw funds from the bank. If the stocks of several Internet companies in the United States rise by a larger margin, the profits generated will be tens of millions or even hundreds of millions of US dollars!
…
"...The news about the death of the old chairman of Hyundai Group has been widely reported in the news these days. Junfeng, what do you think about this matter?" Li Zairong, the brother-in-law at the side, asked Zhang Junfeng enthusiastically about his opinion on Hyundai Group.
When Lee Jae-yong learned that Chung Ju-yung, the founder and leader of the Hyundai Group for more than half a century, had passed away, he felt that the conflicts that had been suppressed among the Hyundai brothers were likely to erupt completely.
And Chung Mong-koo, the chairman of Hyundai Motor Company, who is supported by his brother-in-law Zhang Junfeng, is even more of a tough guy and is likely to be the first to provoke internal disputes within the Chung family.
Hearing Li Zai Rong suddenly asking him about the Zheng family, Zhang Junfeng smiled calmly, "Conflicts within the Zheng family have always existed. Zheng Mengxian relied on the old chairman to suppress the other brothers. Now that the old chairman is gone, the brothers of the Zheng family will naturally be ready to make a move..."
Hearing Zhang Junfeng's confident words, Li Zairong nodded thoughtfully. Li Fuzhen, Li Shuxian and others who were listening nearby were shocked by the news.
If what Zhang Junfeng said was true, wouldn't it mean that Hyundai Group was very likely to have a serious internal fight? But if you think about it carefully, it is really possible. The rumors about the Zheng family brothers not getting along were very serious.
The second son, Chung Mong-koo, the president of Hyundai Motor Company, also pulled down Chung Mong-seon, the acting chairman, last year. If he had no ambition, he would not have done such a thing. Now that Chung Ju-yung is no longer backing him up, he is likely to make a comeback and compete for the position of chairman! However, for the people of the Five-Star Lee family, this kind of family infighting, in addition to being able to watch a wonderful show, they also hope that they will be as fierce as possible. After all, if the internal strife of the Hyundai Group is severe, the loss of the Hyundai Group will be greater. At that time, their Five-Star Group may be able to take advantage of the opportunity to pick up the leak and take advantage of it! "Junfeng Oppa, what is the subsequent trend of the Internet company in the United States that you mentioned before? Is it still worth continuing to invest?" Li Shuxian on the side was not concerned about the affairs of the Hyundai Group, but asked about the investment project proposed by Zhang Junfeng before.
You know, Zhang Junfeng had KB Bank open a lot of financial funds last year. If she guessed correctly, her brother-in-law most likely invested the raised funds in several technology companies in the United States.
Of course, this guess came from her previous conversation with her sister Li Fuzhen, who accidentally told her that Zhang Junfeng was particularly optimistic about the Internet technology companies there. So she followed suit and bought some shares afterwards, and the growth was quite encouraging.
There is no mistake in the poem, post, content, and read the book on 6, 9, and bar!
Seeing Li Shuxian suddenly asking about the Internet technology companies in the United States, Zhang Junfeng was stunned for a few seconds, and then said with a playful look, "According to the current situation, the rising trend of Internet technology companies in the United States will continue for a while. However, the risk of continuing to hold will be higher in the future. After all, no stock can continue to rise endlessly!"
Zhang Junfeng was optimistic about the Internet technology company, but the next second he said that the risk of continuing to hold would be getting higher and higher. Should he continue to hold or run away as soon as possible? "Junfeng Oppa, so what will you do? Sell directly or continue to hold for a while?" Li Shuxian continued to ask Zhang Junfeng like a spoiled child, and others were also concerned about Zhang Junfeng's next answer.
(End of this chapter)