Chapter 127 Borrowing Money and Not Repaying It



"Madam, I've...I've figured it out," Rulan said, her voice trembling.

Tong Cheng'er asked, "How much silver?"

Rulan continued, her voice trembling, and announced a number: "Two million five or sixty thousand taels of silver."

Tong Cheng'er's eyes widened, and she asked incredulously, "How much did you say?"

Rulan: "After deducting costs such as shop rent and labor, the net profit is 2.56 million taels of silver."

Tong Cheng'er's mind went blank at that moment, and then it was like fireworks exploding in her head. How surprising!

That's two million five hundred and sixty thousand taels of silver.

Her father and mother loved her dearly, and her mother was also good at business, so the family was very well-off. Apart from all the dowry, the family gave her a full 500,000 taels of silver just for the bottom of the trunk.

This amount of 500,000 taels is already quite a lot. You should know that even the Emperor Kangxi only spent a little over 200,000 taels to build his son's residence.

Besides the 500,000 taels of silver she kept as her dowry, her remaining dowry, after being converted, amounted to 670,000 taels of silver. It can be said that Tong Cheng'er married Yinzhen with a dowry of one million taels.

And what happened? Her dowry, all in one go, was worth less than the two shops that Yinzhen had given her.

When Tong Cheng'er asked Ru Lan and Ru Xue to do the accounting, she was already mentally prepared, after all, Yin Zhen had told her a number, but that number had more than doubled in less than half a year.

She was both surprised and a little frightened.

She has so much money, she has nowhere to spend it!

Her quality of life has always been excellent, but she doesn't have any particular hobbies. Reading storybooks doesn't cost much money, and petting cats costs a little more, but even if she treats her cats like royalty, it still doesn't cost too much.

In my past life, I was not only unlucky but also short of money. In this life, I'm the one who has to worry about how to spend my money.

This damn sweet dilemma, how can she be so happy!

Tong Cheng'er said to Bai Bai in her arms, "Tell me, how should we spend the money?"

She is now married to Yinzhen, who is a prince, and she is his wife. The Imperial Household Department will take care of part of her food, clothing, and daily necessities, so there don't seem to be many places where she can spend money.

Finally, Tong Cheng'er suddenly blurted out, "The silver shouldn't get moldy if it's just left lying around!"

Rulan and Ruxue both burst out laughing.

Honestly, although the two were surprised by the amount of money, they didn't expect the princess to react this way; it was just too adorable.

Then Ruxue, suppressing a laugh, said, "Madam, the silver won't get moldy."

Tong Cheng'er thought to herself, "Silver doesn't seem to get moldy, but the surface will oxidize, and oxidation will turn it black..."

Thinking about it, Tong Cheng'er realized that it seemed a bit "wasteful" to have so much silver sitting in the warehouse without circulating.

"What do you think we should do with this money?"

Ru Xue and Ru Lan: ...

They were really stumped.

Spending money is not difficult, but with so much money, ordinary expenses would not be much at all.

Rulan and Ruxue never imagined that one day they would be troubled by not knowing how to spend their money.

Tong Cheng'er petted the cat, feeling increasingly overwhelmed by the thought. Since she couldn't come up with an answer for the time being, she decided to leave it for later and use it when she did.

While Tong Cheng'er was worrying about having too much money and not knowing how to spend it, Yinzhen started working in the Ministry of Revenue.

In fact, he had dealt with the Ministry of Revenue before. He knew several people in the Ministry who held real power. Although he was young, he had done a good job in his duties over the past few years, so no one looked down on him, and naturally no one treated him perfunctorily.

Therefore, Yinzhen could obtain any documents or files he wanted, and no one would refuse to give them to him.

Yinzhen looked at the Ministry of Revenue's documents and was not surprised at all. The Ministry of Revenue was still the same Ministry of Revenue, and the biggest problem was still that officials did not repay their loans.

It was still the early years of the Kangxi Emperor's reign, and the situation of the Ministry of Revenue was not as dire as it was in the dream when the Yongzheng Emperor was urging officials to return the silver.

Yinzhen summoned the official in charge of the accounts from the Ministry of Revenue and asked, "There should be 16 million taels of silver in the accounts. I have seen many IOUs from civil and military officials. Now tell me, how much silver is left in the national treasury?"

The official was taken aback; he hadn't really noticed this issue before.

The past two years have been relatively peaceful, so apart from normal expenses, the Ministry of Revenue has not allocated much money for disaster relief. There is plenty of silver in the books, so they haven't paid much attention to how much silver the national treasury actually has.

"Fourth Prince, please forgive me, this servant is not responsible for the accounts of the national treasury." So I don't know.

Yinzhen frowned. This man didn't even know how much silver was left in the national treasury, and he didn't know what he was good for.

However, it's not good that he punished people as soon as he arrived at the Ministry of Revenue.

After a long while, Yinzhen said, "Since you don't know, then go and ask and investigate now, and give me the results in an hour."

Upon hearing this, the official broke out in a cold sweat and replied, "This servant will go and verify it immediately."

Yinzhen continued to review the case files. When he had finished, he instructed his clerks to begin writing down the loan amounts for the civil and military officials, arranging them by year.

After they calculated it, Yinzhen saw that the loans were indeed increasing year by year. At first, those who asked for loans might have been genuinely in financial difficulty, but as time went on, the amount of money borrowed was not only enough to support their families, but also enough to support two more families.

Then Yinzhen instructed them to write down the excuses that the officials used to borrow money.

The two clerks obeyed and went to write it down.

After it was written down, Yinzhen saw it and, as he had expected, the reasons for the family's poverty were increasing year by year.

like:

He couldn't afford the dowry for his son's wedding, so he borrowed 10,000 taels of silver as the dowry.

Having many children and high school fees, they borrowed five thousand taels of silver.

His house was too dilapidated, so he borrowed 10,000 taels of silver to buy a new one.

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