Chapter 232 Lending Out a Bright Future (1)
"Mr. Ning, are you not going to deal with this money? Don't you have any basic integrity? Don't you think about yourself or your family?"
Changqing groggily opened his eyes and heard this slightly threatening voice. He clutched his chest and sat up from the sofa, only to find that the voice was coming from a cell phone on the coffee table.
I feel very dizzy.
My stomach churned.
Without thinking about what was on his phone, he struggled to the bathroom and vomited.
"What's going on, system?"
After a long while, he finally calmed down before asking the system.
System: "The original owner was harassed by debt collectors, was under too much pressure, drank a lot of alcohol, and took sleeping pills. He has already passed away, so this body is currently experiencing more discomfort. Host, you need to get used to it."
"Damn it!" Changqing couldn't help but curse.
The system seemed concerned: "Should we call 120?"
No, no need.
Changqing swayed slightly, then stood up.
I feel a little dizzy.
My whole body aches and my throat is very dry, but it's bearable.
He returned to the living room and lay down on the sofa.
The sound from the phone hadn't stopped; in fact, the tone had risen a few octaves, transforming the subtle threat into a blatant one.
"Ning Changqing! Playing dead, huh? Trying to force me to increase your strength? One word: can you finish this within half a month? Give me an answer!"
Changqing shook his head, focused his mind, and asked, "How much do I owe you?"
The other end started cursing, "Are you an idiot? You're in your twenties, and you don't even remember how much money you borrowed? Principal was 20,000, plus interest and late fees, that's a total of 200,000!"
"You're an adult now, you have to be responsible for your actions, don't drag your family down! 200,000 isn't a lot, just use some credit cards, borrow from friends, you can always get by!"
After finishing his rant, the other person even offered advice.
Changqing's face turned black.
Borrowing 20,000 and expecting to repay 200,000? Is this even human?
A thought flashed through his mind, and he immediately said, "My credit card is already overdue, otherwise, would I have taken out an online loan? As for friends, I do have some, I'll call and ask."
Upon hearing this, the tone on the other end softened. "Then you need to hurry. Half a deadline. If you can't pay it back, don't blame us for taking action."
"Wait a minute."
Seeing that the other party seemed about to hang up, Changqing quickly called out to stop them.
"Hey bro, I'll get the money as soon as possible, but my phone bill is almost overdue and I don't have any cash on me. Could you pay my 200 yuan phone bill first? I'll pay you back later."
ha?
There was silence on the other end of the microphone for a few seconds.
Changqing: "One hundred, brother, one hundred is fine too!"
"******"
The call ended.
Changqing fell into deep thought.
This is the original owner's residence, a one-bedroom apartment, a rented house, which is very clean. Apart from a few scattered wine bottles in the living room, the room is in good order.
He looks like a refined person who pays attention to his lifestyle.
I never imagined that I would be driven to the brink of suicide by online loans.
Changqing sighed.
The system transmitted the plot to him, and Changqing's expression changed several times before he suddenly sat up from the sofa.
"Isn't this an undeserved disaster?!"
This is modern society, similar to China a decade or so ago.
The original owner was Ning Changqing.
From childhood to adulthood, I've always been considered a good kid by others.
He came from a poor family, his parents died early, and he was raised by his grandparents. When he was in elementary school, he participated in the math Olympiad and won a prize, which allowed him to be admitted to the county middle school without paying tuition.
His grades in junior and senior high school were also among the best, and he was admitted to the best high school in the county. However, once he entered the high school, which was full of talented students, his grades became somewhat average. So, to be on the safe side, he applied directly to the medical school in his province for the college entrance examination.
Tuition is free, and a job is provided, but you have to return to your hometown.
It doesn't matter to him anymore.
His grandparents are getting old, and he can't work in another city for long, so returning to his hometown is a good option.
After graduation, I returned to the county hospital and became a doctor.
Stable and respectable.
For a child born in a rural area, this isn't a bad choice.
According to common sense.
Such men typically save up some money after working for three to five years, and then, through the introduction of colleagues, marry a woman who also works in the public sector in the county town. They then get married, have children, and live a peaceful and stable life.
The original owner thought so too.
He worked diligently for five years, rising from assistant to associate chief physician.
But unexpectedly, bad luck struck.
He was promoted not long ago.
I encountered a medical dispute.
The cause was simple: on the bus, an elderly man suffered a sudden heart attack, and he rushed to his aid and helped take him to the hospital.
He was saved.
However, six months later, the old man suffered a sudden heart attack at home and died.
The family members brought the body to him.
They said they consulted a fortune teller who determined that the emergency treatment he received on the bus was not performed properly, leaving him with long-term effects, so they wanted him to pay compensation.
That's unreasonable, isn't it!
But the reality is just that surreal.
The other party did not ask for millions or hundreds of thousands in compensation; they only asked for 20,000 yuan in funeral expenses.
Normally, such baseless accusations would be resolved simply by arresting the perpetrators.
But there's a saying in China: "Respect for the dead is paramount."
Mediation was conducted.
His employer then spoke with him, saying they would give him 20,000 yuan to settle the matter, keep things quiet, and that stability was the most important thing.
The original owner was also scared by the disturbance.
He was young, so he agreed. Besides, the company would cover the cost, so he didn't have to pay anything.
The matter is temporarily resolved.
However, what he didn't expect was that a year later, when he competed for a job, this incident was used against him, causing him to fail the competition. The leader who had spoken to him back then had already been transferred and was unwilling to explain for him. Instead, he advised him to accept reality.
I feel very frustrated.
Very disappointed.
Just then, an old classmate approached him and invited him to start a business together, so the original owner took the opportunity to resign from his job.
The result is—
His business failed, and he ended up with hundreds of thousands of yuan in online loans...
"Too young."
Changqing shook his head. "You can't even handle a few hundred thousand? People who owe millions, tens of millions, or even hundreds of millions are doing just fine."
and--
Does borrowing money online count as owing money?
Isn't this money earned through skill?
Changqing had just received a debt collection call but didn't feel any pressure.
"Host, things are not that simple."
The system popped up and gave a mysterious reminder.
The system then didn't keep Changqing in suspense and directly told him.
turn out to be.
The original owner was so unlucky because he offended someone.
It's not entirely true that it offends people.
Because he simply rejected someone's "kindness."
This all started at a class reunion a few years ago.
High school reunion.
The original owner didn't want to go at all. After all, back in high school, he was a country bumpkin, the kind of person who was seen as a bookworm. He didn't have a strong presence among the city kids in his class, and he wouldn't know many people there. But the class monitor specially invited him and said that not going would be disrespectful.
He had no choice but to go.
He originally thought it would just be a meal and that would be the end of it, since he didn't have much of a relationship with any of them. Unexpectedly, one of his female classmates invited him to work at her husband's private hospital, saying that it was in a big city and the pay was good.
Others joined in the jeering, marveling that he had been given a chance to change his fate.
The original owner refused outright.
His grandmother has passed away, but his grandfather is still alive. Besides, he does a good job at work. His income can't compare to that of people in big cities, but it's enough to make a living. He has saved some money over the years and is preparing to go on blind dates and get married, but he has no intention of making any big fuss.
I tried to explain, but the other person got angry, got up and left immediately, saying that he was the same as before, a hypocrite!
The original owner had no idea why the other person was so angry.
After he left, someone told him that the girl had liked him in high school and had even sent him love letters, but he had completely ignored them.
"So, that's why you offend people?"
Changqing was utterly speechless after reading it.
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