Chapter 236 A Loan for a Bright Future (5)
Grandpa Ning was deep in thought.
Changqing acted as if nothing had happened. That evening, he even went to the vegetable garden to pick vegetables, cut some cured meat, and cooked a whole table of food.
"Grandpa, don't worry. This isn't the old society anymore. Being in debt might be a little inconvenient, but it's really not a big deal. In other countries, there's a personal bankruptcy system. If you owe too much, you can just go bankrupt. It just restricts your high-end consumption, and you can still live a normal life."
Grandpa Ning frowned.
"This is China!"
Changqing knew the old man was worried, so he served the rice and placed it in front of him.
"Grandpa, it's not that I don't want to pay it back, it's that I don't have the money. What else can I do? Anyway, we have land at home. We can grow some vegetables and cultivate some land, and we can still make a living."
Grandpa Ning frowned even more deeply upon hearing this.
"You're not married yet."
It turns out the old man was worried about this, but Changqing hadn't thought about it at all.
"Well... let it be. Some people jump off buildings because they owe hundreds of thousands of dollars, but we're living a good life. Maybe we'll meet the right person."
He said it half-jokingly.
Upon hearing the news of the suicide attempt, the old man's heart skipped a beat, but when he looked at his grandson, he saw that he didn't seem to be worried at all, so Grandpa Ning was relieved.
Thank goodness.
My dear grandson is doing well, and he even seems more cheerful than before.
As a result, the old man dared not say anything harsh, for fear of provoking Changqing.
"Eat, eat. Don't think about these things for now. Just stay home and rest for a while."
He even started comforting people.
Changqing readily agreed.
However, he didn't just lie around at home; he did housework and farm work diligently.
The next day.
He turned off his phone and went to the garden with his grandfather to plant vegetables.
Along the way, many elderly people greeted him curiously, and Changqing naturally chatted with them.
Someone asked him about his debts.
He made no attempt to hide it.
"It's not money I owe to friends or relatives. It's money I borrowed online, through my phone. It's money I borrowed from a loan company."
"So, if you borrow money and don't pay it back, won't the borrower come looking for you?"
Changqing smiled and said, "Why wouldn't I look for it? I've been looking for it every day, but I've turned my phone off."
"Then, won't they sue you?" someone asked.
Changqing said, "I don't know, but I don't have the money to pay back."
He seemed indifferent, leaving everyone looking at each other in bewilderment.
These elderly people had never heard of borrowing money online.
In their minds, only relatives and friends would lend them money.
"Alright, alright, I'm going to get back to work."
Changqing ended the conversation and caught up with his grandfather.
Growing vegetables for one's own consumption doesn't require constant work. With more free time available, Changqing stopped staying at home and often went out to chat with the elderly men and women at the village entrance.
At first, everyone thought he wanted to borrow money, and they were quite wary of him.
As time went on.
Gradually, I felt at ease.
"Changqing, how's your debt situation?" After more than ten days, someone suddenly asked.
Changqing shook his head. "I don't know. I've stopped caring about it."
Someone asked curiously, "Are you really not planning to pay it back?"
Changqing spread his hands, "How can I pay it back? I don't have the money to pay it back, Second Uncle. Don't you know there's a saying online: 'Why should you pay back money you borrowed based on your own ability?'"
He then laughed.
The second uncle, however, fell into deep thought.
After a while, he suddenly said, "Changqing, can I borrow it too? I have a cell phone!"
Everyone was taken aback and looked over.
The second uncle looked a little embarrassed. "Well, my grandson is about to start school, and the tuition is quite a lot. My son and daughter-in-law are working outside and haven't earned any money yet. I was thinking that it would be good to borrow some money to tide us over."
His words sparked a wave of interest among many, who all turned to look at Changqing.
Changqing had anticipated this, and upon hearing it, he simply smiled and said, "Second Uncle, the interest rate is very high. Do you plan to pay it back?"
Second Uncle scratched his head.
"Didn't you just say that if you borrow money based on your own ability, why should you pay it back?"
Goodness.
This old man has no intention of paying back the money.
Changqing silently gave himself a thumbs up.
"Okay, let me see your phone."
The second uncle quickly stepped forward and took out his phone. It was a hand-me-down phone from his son. Changqing breathed a sigh of relief when he saw it; thankfully, it was a smartphone.
The others looked at Changqing with curiosity, wanting to see how he did it.
"Open your mouth... blink... shake your head...."
Changqing was very familiar with online lending. He downloaded the app, bound his identity, and in less than half an hour, he actually received a loan of 2,000 yuan.
Everything went very smoothly.
"Second Uncle, I've transferred the cash to your bank card. You can go to the bank in town to withdraw it yourself."
He said it very considerately.
My second uncle thanked me repeatedly and left in a hurry.
Others were also curious and followed, wanting to know if they could actually withdraw the money.
The result was that it was successfully removed.
It wasn't dark yet.
A group of people returned, and the second uncle came to express his gratitude, carrying a piece of pork belly that he had just bought.
"Changqing, you young people really know how to handle things. If it weren't for you lending me these two thousand today, I really wouldn't know what to do."
Second Uncle grabbed Changqing's hand, his expression excited.
Grandpa Ning: ? ? ?
"Changqing, are you lending money to your second uncle?"
He pulled Changqing aside and couldn't help but ask.
This son of a bitch is in deep debt himself, yet he still has money to lend to others.
Second Uncle quickly stepped forward to explain, "No, no, no, Lao Ning, Changqing helped me borrow money from my phone. I didn't borrow money from him. It's, it's..." He thought for a while before finding the right word, "Right, it's called an online loan!"
Grandpa Ning was stunned, then picked up a broom and started hitting Changqing.
"You bastard, you're not just getting yourself into trouble..."
Second Uncle quickly pulled him away.
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