Chapter 34: Memory Bread Victory Kiss, what a heartwarming...
As the end of the semester approaches, Bai Ying feels unprecedented pressure from her studies.
Once people have ambitions and utilitarianism, their desire to win will increase proportionally.
Of all the classes she's taken this semester, Finance Management is the most enjoyable because her groupmate is her boyfriend. It's also the most difficult class; all those calculations hurt her eyes.
In the morning, when Qin Yonglian went downstairs, he found the girl sitting on the carpet with her back against the polar bear sofa, and various study materials with fluorescent labels scattered all over the floor.
"Hmm, should I say good morning to you? Or good night?"
"Good morning, Leon."
The girl turned to look at him, dark circles under her eyes. Her voice sounded slightly tired. "Another energetic day!"
Qin Yonglian: “…”
It was the first time he heard such a weak cheer.
Apparently, Bai Ying stayed up all night studying for her final exam.
In order to allow herself to memorize more content and avoid falling asleep as soon as she sat on the sofa, Bai Ying sat on the floor and stayed up all night.
“I wish exams could be like discovering delicious food and writing reviews.”
The girl talked to herself and yawned deeply.
Qin Yonglian walked to the floor-to-ceiling window and pulled open the curtains. The bright morning sunlight poured in instantly.
A piece of electronic music with a light rhythm began to flow in the air of the living room.
Bai Ying's swollen head began to feel refreshed.
"Oh, why don't you try changing your perspective and treat the exam as something you're interested in."
"Well... I wish I could eat Doraemon's memory bread." Bai Ying gathered her hair. Memorizing is too difficult!
She thought that with Qin Yonglian's memory, it might be difficult for him to understand what she was feeling at the moment, so he said the same thing as his family.
But she could understand Qin Yonglian's doubts.
Except for her, every member of the Bai family is a top student. Like Qin Yonglian, they don't know what "pre-exam review" means?
From childhood to adulthood, whenever exams were approaching, the Bai Xuan couple were always amazed at their granddaughter's perseverance in studying, and they would comfort her by saying, "Hing, hing, treat the exams as something you're interested in."
If I try, I will die. Just thinking about it makes me cry. I lose five pounds every time I have a big exam.
Bai Ying shook her head, and the little anxiety before the exam that she had finally calmed down quietly emerged again. She opened her arms to Qin Yonglian and asked for a hug.
The man raised the corner of his lips and easily carried his girlfriend, who was lying on the ground acting like a spoiled child, back to sit on the back of the polar bear sofa.
"Leon, we have the Finance Management exam on the same day. You must have memorized all those formulas."
Bai Ying touched Qin Yonglian's temples and said enviously, "I wish I had my boyfriend's superpower of remembering everything he sees."
Qin Yonglian kissed the girl gently, "Superpower transmission, start!"
Bai Ying felt itchy from the short stubble of his beard, and her whole body was surrounded by the strong scent of the young man. She finally relaxed and put her whole weight on his warm chest.
"Memorizing is useless for this financial management course. If you still don't understand something, I can help you with the lessons."
"Really?" Bai Ying's slightly frowned brows relaxed, she held Qin Yonglian's chin and gave him a sweet kiss.
“More real than gold.”
Qin Yonglian imitated the girl's tone of voice and patted her back gently.
As he finished speaking, the girl in his arms nodded her head like a chick pecking at rice, her eyelids heavy, half open and half dozing, but still stubbornly holding on.
Qin Yonglian whispered softly in her ear, "Be good, get some sleep. I'll make breakfast and help you review later."
Bai Ying felt relieved, groaned in a daze, and her breathing gradually became steady. She leaned on his shoulder and fell asleep.
*** ***
Bai Ying slept soundly without any dreams.
Smelling the unique milky aroma of bread, he wrinkled his nose and opened his eyes.
Looking out through the corner of the curtains, the sunlight is warm and strands of golden light spread out.
There were slices of toast neatly arranged on a plate on the table, and two plates of dipping sauce.
"Awake?" Qin Yonglian rubbed her head, his smiling face close at hand.
"What are we going to eat?" Bai Yingren was stunned for a moment, then an idea struck him, "Could it be memory bread?"
The girl straightened up suddenly, her mood instantly lifted, her eyes sparkling with surprise.
Memory bread is a prop that Doraemon lends to Nobita in the cartoon to help him prepare for exams. He sticks the bread on the text, prints the content on it, and then eats it, and he will be able to remember the content completely①.
"Of course, don't you want to eat memory bread?"
Qin Yonglian took out the melted dark chocolate, put it into a piping bag, and began to write the word expectation on the toast.
“This is the expected value, which reflects the average return and cannot be used to directly measure risk.”
The man's slender fingers slowly placed the expected value calculation formula on the girl's palm. The complex formula parameters seemed to have an inexplicable sexual tension at this moment.
Bai Ying's palms itched. Following her boyfriend's guidance, she recited what she had reviewed the previous night: "With the same expected value, the greater the variance, the greater the risk."
Take a bite of the crispy toast and your mouth will be filled with fragrance.
"This is the risk-return ratio (RR), with a little bit of the value-at-risk factor and a little bit of the standard deviation."
Qin Yonglian took out the second piece of toast, wrote the letters RR with dark chocolate sauce, spread a layer of Nanyang kaya sauce on it, and handed it to his girlfriend.
"Recall the relevant calculation formulas first."
Bai Ying took the mixed toast, pondered for a moment according to the instructions of the academic master, and then started eating with a smile.
Qin Yonglian continued, "The yield on short-term government bonds is generally considered the risk-free rate of return. Therefore, retained earnings during the forecast period are equal to the projected revenue multiplied by the projected net profit from sales, multiplied by the retained earnings rate."
The girl ate while listening to the lecture. Just as she finished her toast, a cup of warm milk arrived at the right time.
"What are the two commonly used methods of capital habit forecasting?" Teacher Qin asked.
"Well...the regression line method and the high and low point method?" Bai Ying blinked and gave him a look that said, "Am I right?"
A smile appeared on Qin Yonglian's eyes. He wiped his hands, touched the girl's head, took out the prepared white paper, and began to write formulas on the paper.
After explaining each point one by one, he concluded, "The greater the fixed costs, the greater the operating leverage coefficient (DOL), while other factors remain unchanged, the greater the operating risk."
"P/E ratio, dividend yield, ROA and ROE, I don't think I'll be confused this time."
Bai Ying nodded obediently, as if her Ren and Du meridians had been opened. These formulas didn't seem as difficult as she had imagined.
"Then please help your boyfriend calculate his company's earnings per share."
Qin Yonglian opened his phone and saw the AH Group's stock price today.
"If profits don't grow fast enough, there will be a lot of pressure to increase dividends. This puts pressure on managers." The man held his chin with one hand, pretending to think.
Upon hearing this, Bai Ying turned her head slightly to look at him.
He stared at Qin Yonglian seriously for a while, trying to determine whether this was a casual remark or a true one.
The girl's expression was unconsciously solemn, with a few playful crumbs still on the corners of her mouth.
Qin Yonglian thought his girlfriend was extremely cute, so cute that it made his heart melt. He raised his hand and gently stroked the corner of her lips with his fingertips.
The sunlight was pouring down, and the two were so close that Bai Ying could clearly see the fuzz on her boyfriend's face.
Move your gaze to his eyes. Normally they appear green, but if you look closely you will find that the sunlight reflects the halo in the center of his eyes. There is an amber texture in the center of the blue pupils, like a piece of malachite with brilliant colors and patterns.
"Leon, the biology textbook says that yellow people are mostly dominant genes, and eyes are generally inherited dominant genes, so most mixed-race babies born will have dark brown eyes."
Today's girls are also curious babies.
"It's not absolute. The color of my eyes is actually just a matter of probability. The eyeball is composed of the cornea, iris, and pupil."
Qin Yonglian raised his hand, and with his thumb, which was still on the girl's face, he moved up along her cheek, and his fingertips brushed across her eyes like feathers.
Bai Ying leaned in to observe, and her warm breath caused an inexplicable throbbing in Qin Yonglian's heart.
"The cornea is colorless and transparent. Eye color depends on the pigment of the iris. The human iris has only three primary colors: brown, blue and green."
The man explained, "Genetically, my eyes produce less melanin than other people."
Bai Ying keenly caught the flash of sadness in his eyes. Thinking of the description he had seen online, her heart ached.
According to legend, Satan has one golden eye and one green eye, which has always made the Qin family compare him to the devil.
"Leon, there are stars and oceans in your eyes, so beautiful! I like it very, very, very much!" Bai Ying wanted to give her boyfriend more praise.
The man who was praised really brightened up instantly, "Oh, because I have you in my eyes."
Bai Ying rubbed against him like a cat, "I miss Coffee. We haven't seen each other for half a month. Does it still remember us?"
"After the exam, I will go back to South Cowes Island to pick it up."
*** ***
On the day of the exam.
Bai Ying got up early and when she went downstairs, she smelled the aroma of coffee. Qin Yonglian had already prepared breakfast.
Recently, the boyfriend uses breakfast time to cook for his girlfriend every day.
The exam didn't start until 2:30 in the afternoon, so Qin Yonglian changed into formal clothes and prepared to go to the company to handle business first.
Qin Yuan's car was already waiting at the door of the villa.
Bai Ying seized the opportunity to cram for the exam, holding books in both hands and a whole piece of toast in his mouth.
"Oh, oh, these are important test points, we have reviewed them at least three times." Qin Yonglian wanted his girlfriend to relax.
I'm used to seeing girls being cheerful and bold, but this is the first time I've seen her looking as if she's facing a formidable enemy.
Bai Ying had her own considerations. When she returned home for the Spring Festival, she had many things to confess to her family. She couldn't go back with a report card that skirted the rules.
She needs to show all her achievements this year in the best possible way and tell her grandparents that she has the ability to love herself and others.
Thanks to her academically gifted boyfriend who marked the key points for her, she felt more confident about this most difficult course, and her mother no longer had to worry about her studies.
No wonder the song goes, "People in love are always so adorable, their smiles seem to have wings and can't be stopped."
Falling in love is truly a refueling station for the human beings on Earth. They flap their wings and are full of energy, overcoming all obstacles along the way and being invincible.
Thinking of this, the girl couldn't help but put down the book in her hand, crossed her thumb and index finger, and made a heart gesture to Qin Yonglian who was about to go out.
The girl, holding a piece of toast in her mouth, had a fair face with a hint of red, like a cute quokka with puffed cheeks.
Qin Yonglian couldn't help but stop and walked back from the door in big strides. He moved his girlfriend's hand to his lips and kissed the heart given to him.
“It turns out there is one last piece of memory bread.”
Eh???
Bai Ying's eyelashes flickered, and she looked at him inquiringly: "Are there any knowledge points we haven't reviewed yet?!"
"Of course."
Their eyes met, and Qin Yonglian leaned down and naturally bit the other side of the bread in Bai Ying's mouth.
The aroma of bread and wheat mixed with the pleasant smell of the man floated faintly at the tip of Bai Ying's nose, like the agarwood burning in a carved incense burner, curling continuously, winding and lingering, teasing people's nerves.
Qin Yonglian finished the bread in a few bites and finally tasted the girl's soft lips as he wished.
"Victory Kiss, good luck on the exam." The man said in a nice way.
Bai Ying thought, a kiss of victory is such a touching blessing before the exam!
-----------------------
The author has something to say: [Brain Teasers]
Question 1: What is the secret to success in exams?
A. Memory Bread B. Victory Kiss C. Staying Up Late to Review D. Tan Jiayonglian
Question 2: It’s the end of the month. Why does an author named Dun want to ask the little cutie to feed him nutrient solution?
A. Act cute B. Seek encouragement C. Feed a bottle and the sun will shine D. Eat to grow taller
【Notes】
①Memory bread, originated from the cartoon "Doraemon".
② “People in love are always so cute, and their smiles seem to have wings and can’t stop” comes from the song “Let’s Fall in Love”.
③Quokka, I recommend searching for its photos, it’s super healing and super cute!
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