"This is all money I earned from selling vegetables."
"Selling vegetables?"
Zhao Zhiqiang picked up a stack of money in disbelief and examined it closely.
"What kind of vegetable can sell for so much money?"
"Out-of-season vegetables."
Su Jianguo gave a brief explanation of his business.
"The economic climate is much better now; doing business is better than working in a factory."
Zhao Zhiqiang sat there blankly for a while, then suddenly slapped his thigh.
"Wait! This is such a big deal, I need to go and call the bank manager!"
Ten minutes later, Branch Manager Ma of the Xicheng branch personally pushed open the door and entered.
This is a retired cadre in his early fifties with gray hair and bright, piercing eyes.
"Comrade Su, right?"
President Ma warmly shook hands with Su Jianguo.
"I've heard so much about you!"
It turns out that Zhao Zhiqiang not only called the bank manager when he went out, but also checked Su Jianguo's account statements.
Over the past six months, Su Jianguo's account has seen frequent transactions, with the total amount exceeding 100,000 yuan.
"Comrade Su, I heard you're going to deposit 40,000?"
President Ma asked with a smile.
Have you considered our bank's wealth management products? The annualized return is significantly higher than that of fixed deposits.
Su Jianguo shook his head.
"I don't need it for now; I might need this money soon."
"oh?"
President Ma's eyes lit up.
"Is it to expand operations?"
Su Jianguo nodded and briefly explained the modern greenhouse plan that Su Mingchao had mentioned.
President Ma's eyes lit up as he listened, and he frequently interrupted to ask for details.
"so!"
After listening, President Ma slammed his hand on the table.
"Comrade Su, you don't need to rush to repay that loan. On the contrary, our bank can give you a larger credit line!"
He turned to Zhao Zhiqiang.
"Xiao Zhao, prepare the necessary documents immediately to process a credit loan for Comrade Su. The amount...let's start with 100,000!"
"One hundred thousand?"
Zhao Zhiqiang was so shocked that his mouth dropped open.
"Manager, this..."
"What is this?!"
Bank Manager Ma glared at him.
"Comrade Su, a high-quality client, is precisely the kind of individual business owner we need to focus on supporting!"
He turned to Su Jianguo, his tone sincere.
"Comrade Su, our bank fully supports your vegetable business. Not only is the loan amount negotiable, but we'll also offer you the most favorable interest rate. If you need any funding in the future, just come to me!"
When Su Jianguo left the bank, he had not only paid off his previous loans, but also had an extra 40,000 yuan in his account, and he also had a letter of intent for a 100,000 yuan credit loan in his pocket.
Zhao Zhiqiang escorted him all the way to the gate, his expression a mixture of envy and admiration.
"Old Su, you really are..."
He shook his head.
"Just six months ago, he was a small vendor who needed a loan of 10,000 yuan, but now he's become a valued customer of our bank."
Su Jianguo smiled and patted his old classmate on the shoulder.
"Times have changed, Lao Zhao. Let's get rich together sometime."
Walking home, Su Jianguo felt more relaxed than ever before.
With the funding issue resolved, it's time to go all out.
He looked up at the azure sky, as if he could already see the Su family's vegetable empire rising to prominence.
In the blink of an eye.
A week has passed quietly.
The clock behind the bank counter points to three in the afternoon.
Su Jianguo sat on the leather sofa in the VIP room of the Xicheng branch, his fingers lightly tapping the armrest.
A week ago, President Ma approved a loan of 100,000 yuan, but it still hasn't been approved.
Su Jianguo came over specifically to ask what happened.
"Jianguo, have some more tea."
Zhao Zhiqiang walked over with a purple clay teapot and refilled Su Jianguo's cup with hot tea.
"Please bear with the slow approval process."
Su Jianguo picked up his teacup and took a sip. It was a fine Longjing tea with a refreshing aroma.
"Old Zhao, it's been seven days already."
Su Jianguo put down his teacup, his voice calm.
"Didn't President Ma say it would be approved in three days?"
Zhao Zhiqiang wiped the sweat from his forehead and said with a forced smile.
"Yes, yes, that's how it should be. But your amount is too large, and the head office needs to approve it at every level, especially..."
"Especially since you're worried about me, a vegetable seller, suddenly needing to borrow so much money, right?"
Su Jianguo picked up the conversation, a slight smile playing on his lips.
Zhao Zhiqiang was a little embarrassed and didn't know how to respond.
Just then, the office door was pushed open, and President Ma strode in, holding a document in his hand.
"It's approved!"
President Ma, beaming, handed the documents to Su Jianguo.
"Comrade Su, here's a 100,000 yuan credit loan with an annual interest rate of 7.2% for a three-year term. Please take a look at the terms."
Su Jianguo took the document and began to read it carefully.
The loan amount, interest rate, and repayment method are clearly written in black and white on the paper.
The last page was stamped with the bank's official seal in bright red and the bank manager's signature.
"no problem."
Su Jianguo nodded, took out a pen from his inner pocket, and wrote his name in a flamboyant style in several places where he needed to sign.
President Ma breathed a sigh of relief and smiled.
"The funds will be in your account tomorrow. Comrade Su, our bank fully supports ambitious self-employed individuals like yourself!"
Su Jianguo put away his contract, stood up and shook hands with President Ma.
"Thank you for your support, President Ma. Please come and visit once the greenhouse is expanded."
When I left the bank, the sun was already setting.
Su Jianguo stood on the steps, watching the pedestrians hurrying home on the street, pondering his plans for tomorrow.
One hundred thousand yuan is enough for him to make a big splash.
The next morning.
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