"I plan to go back to Sujiatun to set up vegetable greenhouses and grow off-season vegetables in winter. Now that the policy allows it, this is a great opportunity."
Zhao Zhiqiang pondered for a moment.
"The idea is good, but the current loan amount for personal agricultural production is limited; at most, you can only borrow a thousand or eight hundred..."
Speaking of which...
Su Jianguo suddenly pulled a cloth bag from his pocket, carefully opened it, and took out several documents.
"Zhiqiang, take a look at this."
Zhao Zhiqiang took the document, carefully examined it, and his eyes gradually widened.
"This is... a contract for the lease of four mountains and 20 mu of irrigated land next to Sujiatun? Jianguo, when will you...?"
"It was just signed a while ago."
Su Jianguo explained.
Zhao Zhiqiang took off his glasses, wiped the lenses, put them back on, and carefully examined the contract.
After reading everything, Zhao Zhiqiang finally replied.
"These can all be used as collateral... Jianguo, how much do you want to borrow?"
"Ten thousand."
Su Jianguo said very firmly.
"Ten thousand?"
Zhao Zhiqiang almost jumped up from his chair.
"That's no small sum!"
Su Jianguo, however, remained resolute.
“Zhiqiang, I’ve done the calculations. The construction cost for two mu of greenhouses is about two thousand, and seeds, fertilizer, and labor will add another two thousand. The remaining six thousand will be working capital to cope with market fluctuations.”
Zhao Zhiqiang stood up and paced back and forth in the office.
"Jianguo, it's not that I don't want to help you. Such a large loan requires multiple layers of approval..."
"Zhiqiang."
Su Jianguo also stood up and looked directly into his old classmate's eyes.
"How many years have we known each other? When have I, Su Jianguo, ever done anything I wasn't sure of? The value of these collateral items far exceeds ten thousand yuan; the bank faces no risk whatsoever."
Zhao Zhiqiang stopped and sighed.
"Jianguo, that's not what I'm worried about. It's just that the procedures are indeed complicated..."
Su Jianguo didn't say anything, he just quietly looked at Zhao Zhiqiang.
A brief silence fell over the office.
Zhao Zhiqiang hesitated for a while, but finally walked back to the table, picked up the contract and looked at it carefully again, and then picked up the phone next to him.
"Hey, Xiao Zhang, bring me the agricultural production loan application form, and also prepare a mortgage contract."
After hanging up the phone, Zhao Zhiqiang smiled at Su Jianguo.
"It's only because of you. I wouldn't be willing to take this risk for anyone else. I'll help you out. But the interest has to be according to the rules, five percent annually, is that alright?"
Su Jianguo gratefully grasped Zhao Zhiqiang's hand.
"No problem! Thank you so much!"
"Don't thank me yet."
Zhao Zhiqiang waved his hand.
"This is just the first step. After the contract is signed, I still need to get the bank manager's signature. But with these collaterals, there shouldn't be any major problems."
Soon, a young employee brought over a thick stack of forms.
Zhao Zhiqiang personally guided Su Jianguo in filling out the form, explaining some technical terms from time to time.
"This section details the collateral... Yes, the location and area of the four barren mountains must be clearly stated... The location of the irrigated land is also very important..."
After filling out the form, Zhao Zhiqiang carefully checked it and nodded in satisfaction.
"Very well, I'll go find the bank manager right away. You wait here for a moment."
After Zhao Zhiqiang left, Su Jianguo let out a long sigh of relief and leaned back in his chair.
With this loan, he can not only build the greenhouse he plans to use to make a fortune, but also better prepare for Su Mingqiang's family division tomorrow.
"Hmph, dividing the family property, I'll give you half of the famine first."
Su Jianguo couldn't help but sneer.
About half an hour later, Zhao Zhiqiang returned with a smile on his face.
"It's approved! The bank manager reviewed your plan and thinks it has great potential. A loan of 10,000 yuan, term of one year, renewable upon maturity."
Su Jianguo stood up excitedly.
"That's wonderful! Zhiqiang, I really don't know how to thank you..."
"You're welcome."
Zhao Zhiqiang patted him on the shoulder.
"However, Jian Guo, I must remind you that this money must be used for its designated purpose, and the bank will regularly check on the project's progress."
"I see."
Su Jianguo nodded solemnly.
"Every penny will be used for greenhouse construction."
Next came the tedious signing and stamping process. Su Jianguo carefully read each contract, and only signed his name after confirming that everything was correct.
By the time the last official seal was affixed, it was almost time to leave work.
"The money will be transferred to this account in three days."
Zhao Zhiqiang handed him a bankbook.
"Remember to come to the bank to reconcile your accounts on time."
As I walked out of the bank, the sun was already setting.
...
Su Jianguo was planning how to deal with Su Mingqiang's decision to split the family property tomorrow.
Su Mingqiang's side wasn't idle either.
After leaving Su Jianguo's country, Su Mingqiang went to the steel rolling mill.
He has more important things to do today.
That is, sell your job.
He originally planned to buy a large truck and run a transportation business, but Su Jianguo never paid him, which is why he never sold his job.
The gates of the steel rolling mill remained open as always, and the roar of the machines could be heard from afar.
Su Mingqiang hadn't come to work for five days, but he wasn't worried at all.
In this era, factories cannot easily dismiss workers, and that is his source of confidence.
"Oh, isn't this the eldest son of the Su family?"
Old Wang, the gatekeeper, was smoking a cigarette and glancing at him sideways.
"I hadn't seen you for a few days; I thought you'd gotten a promotion."
Su Mingqiang snorted coldly, too lazy to pay attention to this watchdog.
He walked straight to the team leader's office, pondering how to start the conversation.
This chapter is not finished yet. Please click on the next page to continue reading the exciting content!
Continue read on readnovelmtl.com
