On the way back to the fast food restaurant with Grandma He, Grandma He finally seized the opportunity to ask He Wenlin, "Linlin, how much did all this cost in total?"
"The loan is 55,000, which means the down payment is 33,000. Then there's the agent fee of 2%, which is 1,760. The loan amount is 1,100. I just paid 1,600 for the household registration transfer. That adds up to 37,460. The notarization should also cost 100 or 200 yuan."
Grandma He sighed, "It's so expensive, it'll cost almost 40,000 yuan already."
"If we really move there, we'll need to buy some things, and we'll definitely need to buy some items worth several thousand yuan."
If we move there, we'll definitely need to install security doors and windows, and we'll also need to install a telephone at home.
Grandma He asked again, "Your father disagreed before, how did you persuade him?"
Mr. He's objection to buying the house was definitely not due to the price. He could fool Bao Weiming and the real estate agent couple, but he couldn't fool Mrs. He.
"That area will be demolished in a few years, and there will be compensation if it is demolished."
Grandma He didn't know what demolition and relocation meant, so He Wenlin explained it to her again.
Grandma He looked on incredulously: "Really?"
"It should be true. I heard it from someone inside the bank when I went to deposit money. It should be true. This matter probably hasn't spread yet, so the villagers don't know. Otherwise, they wouldn't be selling their houses."
Even if the house isn't demolished, we won't lose out. We needed a place to make egg rolls anyway, and making them in our own house is more convenient and reassuring, isn't it?
"That's true. You can settle down here and study with peace of mind."
"When I have money in the future, I will buy an apartment building with an elevator, build a big villa in my hometown, and buy a private jet. Whenever I want to go home, I can just fly back."
"Haha, airplanes? Do you think we can even dream of such things?"
"Why can't we think about it? We can buy something worth tens of millions."
"Only tens of millions? You should earn a few hundred thousand first."
Making tens of millions, hundreds of millions, or even more by selling egg rolls in the catering industry is too difficult for He Wenlin.
She felt she didn't have that ability.
Currently, I can earn some money, but if I want more, I need to get into real estate, buy land, build houses, and sell or rent them out.
However, buying land and taking out loans to build houses also requires a certain amount of capital, otherwise it is impossible to get a loan. Therefore, she needs to work hard to do these businesses well and form a certain scale in order to accumulate initial capital.
Let's take it one step at a time.
The grandfather and grandson soon returned to the fast food restaurant.
"Sister, I heard you went to buy a house. How did it go? Did you manage to buy one?" Tang Kai asked as soon as he saw He Wenlin.
Tang Jianguo was incredibly envious. His older sister had borrowed money before, saying she didn't have any, but now she had bought a house. She had only been in business for a short time; it was clear that doing business was the way to make money.
“I bought it, but it’s all financed by a loan, and I’ll have to pay the bank back every month,” He Wenlin said. “It’s an old house in the countryside; houses in the city are too expensive, I can’t afford them.”
"The down payment was borrowed," said Grandma He. "Luckily, I have many siblings, otherwise I wouldn't have been able to borrow any."
With many siblings, it's easy to raise 2,000 or 20,000 yuan from each of them.
Grandma He thought Tang Jianguo was a talkative and quick-tongued person, so she lied and said the money was borrowed.
"How were your egg rolls yesterday?" I asked while stir-frying the vegetables.
Tang Kai beamed with excitement when he mentioned this: "It's great, it's sold out, so I'll take another thirty boxes out to sell tonight, and I've also ordered another thirty boxes to pick up tomorrow morning."
Yesterday, He Wenlin gave him thirty boxes to practice with. He sold them all before ordering more, so he didn't have any stock to sell during the day today. He can only go out to sell after he receives the goods in the afternoon.
"My dad doesn't need to come with me tonight. I can go by myself. It's only thirty boxes." Tang Kai didn't want to go out with him.
He worked hard all night, but not a single penny of the money went into his pocket.
Tang Jianguo said irritably, "You want me to go? I'm not going. It'll be exhausting."
Cycling is tiring enough, but cycling in this hot weather is even more of a torture.
...
Once the midday rush hour was over, Mr. and Mrs. He returned home.
His face was beaming with joy.
He Wenlin quickly served them rice and brought out the dishes she had saved for them.
"How's it going? Is it all sorted out?" Grandma He asked.
“The notarization has been done. The village committee leaders there accepted my red envelope and promised to help with the household registration. However, the registration won't be quick. We still need to go back to our hometown to get our household registration book and a certificate, apply for relocation, and the credit union loan is also ready. We're just waiting for the loan to be disbursed, which should be within a week. The original homeowner also said that they will move out within ten days.”
Mr. He took a bite of rice and continued, "As for the down payment, we'll pay it all at once when the loan is disbursed."
"That's great!" He Wenlin breathed a sigh of relief. "Then Dad, you can go buy the tickets tomorrow and take care of this matter. The sooner the household registration is transferred, the sooner you can rest assured."
Mr. He lowered his voice and asked, "You mentioned demolition before, is that true or false? Where did you get that information?"
If it weren't for this, he wouldn't have agreed to buy the countryside.
"I heard it from insiders at the bank. Those in the real estate business all need to get loans from banks, so the information must be reliable."
However, the news hasn't spread yet, and I estimate it will take a few more years. Right now, it might just be an expression of interest. But when it comes to business, you can't expect immediate returns on your investment. Good things come to those who wait.
Our top priority now is to transfer our household registration here as soon as possible. That way, if the property is demolished, we'll be entitled to a share of the compensation, and we'll also prevent the original homeowner from backing out.
"Turns out there's no sign of it yet, what a disappointment." Mr. He was immediately deflated.
Aunt He rolled her eyes at him: "It's only a matter of time before they sell you a house. Dream on. We've already bought it, so it doesn't matter if it's not demolished or redeveloped. We can build a three-story house ourselves, and we can even rent it out."
At this point, Aunt He looked around and said, "If we build houses in the future and improve the environment, people will rent these dilapidated houses. If we build houses, people will definitely rent them too."
He Wenlin gave her mother an approving look: "Mom, you have such good taste. The country is encouraging economic development now, and there are more and more factories and individual businesses here. There will definitely be more and more people coming to work in the future."
With more people working, there will definitely be more people renting houses. If we build houses, we can become landladies, which is much easier than opening a shop and requires far less worry.
Look at these landlords. They just work a few jobs to pass the time, and their rent and wages easily exceed a factory worker's monthly salary. If it's a shop, the rent is even higher. If they have money, they can invest in shops to preserve their wealth.
As soon as He Wenlin finished speaking, Zhang Xiaoqing's husband, Song Bo, came over with a smile: "Everyone's here."
"Mr. Song, come in and have a seat." Mr. He got up and invited him into the house, quickly offering him a cigarette.
"No need, thank you." Song Bo declined. "I'm here today to inform you that the rent will increase to 1,500 a month starting next month."
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