He Wenlin wanted to buy land, but she didn't know the specific procedures involved, and she was too busy to go through the process or select a plot of land, so she entrusted the matter to Zheng Juan.
She has connections, resources, and information channels, so entrusting this to her is the most suitable option.
Upon hearing that He Wenlin was buying land to build a factory, Zheng Juan immediately asked He Wenlin if she needed a loan, adding that she could arrange it.
Xiao Zheng is a relative of Zheng Juan's family, within the Wufu branch. He is the employee of the credit union who helped He's father apply for a loan when he bought the house.
Through Zheng Juan's introduction, He Wenlin contacted Xiao Zheng. He Wenlin explained the current cash flow of the factory and store, and that she also owned a garage. Xiao Zheng said he could lend her 300,000 yuan, but it had to be in the company's name because He Wenlin was a minor and her parents would have to go and sign the papers.
"Three hundred thousand!" Mr. He's voice suddenly rose, "He Wenlin, you're incredibly audacious! You really dare to do this!"
With mortgage and car loan payments already, Mr. He felt the pressure was increasing, but then his rebellious daughter said she wanted to take out a loan of 300,000!
Three hundred thousand!
"Dad, the credit union dares to lend money without worrying about not being able to repay it, so what are you afraid of? They're the ones who should be afraid, aren't they?"
After thinking about it carefully, Mr. He realized that it made some sense.
If the creditors aren't afraid, what are the debtors afraid of?
Isn't it said that the one who owes money is the boss?
He Wenlin continued to entice, no, to persuade: "Let's buy land, a big piece of land, and then build the factory. The factory doesn't need to be built all at once, just big enough to produce egg rolls. As for the houses in Baijia Village, we can rent them out after the factory is built and collect rent every month."
After saying that, He Wenlin pointed to the fast food restaurant where they were now and said, "If we have extra money, we can demolish this place and rebuild it. This place is so spacious, we can build at least two storefronts on the first floor. One can be a supermarket and the other can be a fast food restaurant. If we don't have enough money, we can build two floors and live upstairs ourselves, which will save us the trouble of renting a place."
This year we have no competitors selling fast food, but it's hard to say what will happen next year. We demolished and rebuilt this place, making it spacious and bright, clean and comfortable to look at, so that customers will feel comfortable when they come here to spend money.
Even if someone tries to copy us and start a fast-food delivery business next year, competing with us, they can only use residential houses, but we have spacious and bright single-story buildings; they can't compete with us.”
There will be more and more factories and new houses built here in the future, but He Wenlin built her house first, which gave her a head start.
"How much interest? Borrowing so much, the interest must be considerable," Mr. He asked.
“The interest rate is indeed not low. Xiao Zheng said the annualized rate is 15%, but I think it's negotiable. We can also check with other banks and borrow from whichever offers the lowest rate.”
This touched on a blind spot in Mr. He's knowledge, and he exclaimed in surprise, "This can be discussed?"
"Of course we can talk about it! When doing business, taxes can be negotiated, but this requires a large investment."
Mr. He hesitated for a moment and said, "Let's make fast food first. We'll talk about the loan later."
Mr. He's expression softened somewhat, and he was no longer as resistant as he had been at the beginning.
It's only 2000 now, and 300,000 is an astronomical figure for ordinary people. No wonder Mr. He was so excited.
Working in a factory means you have to work for thirty years without eating or drinking!
It's already 10:45.
Today, because He Wenlin and her father were going to buy a car, they made preparations early in order not to delay the lunch service. The fish pieces were fried in the early morning, and the wood ear mushrooms were soaked and cleaned last night for later use.
Before leaving home this morning, He Wenlin had already prepared a cold dish of wood ear mushrooms.
For lunch, all you need to do is prepare the fried fish pieces simply, and also stir-fry some minced meat and cowpeas.
By now, Lin Fei had already cooked the first batch of cowpeas.
Dad quickly stir-fried the fish pieces.
He Wenlin steamed a sea bass, stewed lotus root and pork rib soup in a pressure cooker, stir-fried tomatoes and eggs, made a dish of mushrooms and greens, and also served a plate of cold wood ear mushroom salad. These dishes were to entertain Tang Guolin.
Tang Guolin helped me look at and test drive cars today, which was a great help. He also introduced me to a driver who will be coming soon.
Now that Tang Caihong and Li Xuehua can both stir-fry noodles and fried rice, He Ba can relax a bit. After all the dishes are cooked, he sits down with Tang Guolin to prepare for dinner.
The people Tang Guolin introduced arrived shortly afterward.
This man's surname was Yang, given name Gangyong, he was in his thirties, from Jiangsu Province, and had served in the army before. During their conversation, He Wenlin felt that he was a pretty good person, at least his way of speaking made people feel comfortable.
At that time, cars were not common, and unlike more than ten years later, people would get their driver's licenses even if they didn't own a car. There are still relatively few people with motor vehicle driver's licenses now.
So He Wenlin gave him a trial period salary of 1,200 yuan for two months, and 1,500 yuan after he became a regular employee. However, he had to help with loading and unloading, and he would get a commission of two cents for each box he delivered.
The more you give away, the more commission you get.
Normally, you get two days off a month, and you can only choose to rest when you're not busy, except in special circumstances. You get a bonus for working on holidays.
After the meal, He Wenlin asked Yang Gangyong to drive her to the food factory.
Grandma and Mom don't know the car has already been bought yet.
Upon arriving at the food factory, Yang Gangyong honked the car horn, immediately attracting the attention of He Ma and He Laotai.
He Wenlin jumped out of the car, and her mother excitedly ran over: "You really bought it?"
"Yes, I bought it! Sixty-five thousand!"
Grandma He and Grandma He were so excited looking at their little truck that they couldn't speak.
Their family is the only one in the village with a four-wheeled vehicle!
The mother-in-law and daughter-in-law couldn't stop smiling, and a sense of pride welled up inside them.
This chapter is not finished yet. Please click on the next page to continue reading the exciting content!
Continue read on readnovelmtl.com
