In the evening, He Wenlin finished washing up and lay down on the bed.
Hu Meiling then asked He Wenlin, "Linlin, where do you want to go tomorrow?"
“I actually wanted to stay here and buy land,” He Wenlin said.
“You’re so young to be buying land without an adult watching you. Someone might sell you off without you even knowing,” Hu Meiling said. “But why are you buying so much land? You’ve already bought two plots. Isn’t that enough? If you have money, why don’t you buy shops and just sit at home collecting rent?”
"Sister, I'm thinking of buying land because I don't have enough money to buy a shop. Land is cheap now, and I can build houses and rent them out and still collect rent. Trust me, buying land now will definitely make you money in the future!" He Wenlin said. "You've worked for so many years and are a manager, you must have some savings, right? Listen to me, buying a house or buying land is fine. You can get a loan to buy a house, right? Buy it with a loan, and you'll definitely make money in the future too!"
"If I had money, I would invest in shops to collect rent, but I haven't thought that much about houses yet."
"Sister, you definitely need to buy a house. You'll be doing business in Dongguan in the future, so you probably won't be going back to your hometown much. It's better to buy your own place than to rent for a long time. That way, you won't have to worry about landlords finding fault and raising prices every few days. Have you noticed that rents change every year now?"
Hu Meiling laughed and said, "Little sister, you have to be rich. For us working-class people, it's already a big deal if we can buy a shop the size of a palm."
"Sister, you have the ability and experience, you can totally start your own business. I remember your company sells adult products, right? There are more and more people in big cities now, the business will definitely be booming. You can do it. When the company is up and running and you have a steady flow of revenue, you can also get a loan. Make sure to get the loan from a reputable bank. Use the loan money for the business, and use the profits from the business to pay the down payment."
At this point, He Wenlin felt she had said something unnecessary. Her cousin was a multi-millionaire in her past life, which meant that even without her reminder, her cousin could have been very successful. She would definitely realize the importance of a house later on.
He Wenlin stopped talking.
She asked Hu Meiling, "Sister, what does Mingyuan's family do? Running a used car dealership requires a lot of capital. His family is quite wealthy; most families couldn't afford it."
“His family is just an ordinary rural family with no resources. He has some money of his own, and I will contribute half of it as a share, so it will be considered as a partnership between the two of us.”
"Sister, you shouldn't do business in partnerships," He Wenlin warned. "I know of three business partnerships that have already fallen apart."
“It’s normal for partners and friends to fall out, but our relationship is different.”
Upon hearing this, He Wenlin nearly had a heart attack: "My dear sister, you two haven't even registered your marriage yet!"
He Wenlin pondered for a moment and said to her, "Sister, let me tell you a story, a true story, about the personal experience of an older sister I met in Shaocheng."
She's a capable person, just like you. After working for many years, she had some savings. Later, she got a boyfriend who was a really good person. He also wanted to start a business, saying that the two of them would be partners. However, since she hadn't quit her job yet, her boyfriend took care of everything at the store, and she didn't manage it much. She also thought that the two of them would get married.
However, in reality, the shop was only registered under the man's name. The woman invested the money, but there was no contract proving that she owned half of the shop. Later, the man dumped her, and when she asked for her money back, he refused. He then transferred the shop to someone else, took the transfer fee, and ran away. The woman could only accept her misfortune; she was not only emotionally deceived, but also lost all her savings.
He Wenlin was telling Hu Meiling's story from her previous life.
To make it realistic and to convince her, he said it was a personal experience from an older sister he knew in Shaocheng.
"Is it really that exaggerated?" Hu Meiling was somewhat shocked.
“Sister, you shouldn’t have the heart to harm others, but you can’t be without the heart to guard against others. Do you think your current situation is the same as that of Sister Shang Shaocheng?” He Wenlin said. “If you insist on partnering with your boyfriend, you must make sure it’s clearly written down in black and white. Don’t be foolish enough to think that just because you have a good relationship and he won’t lie to you, it doesn’t matter.”
"Haha, Linlin, you look older than me now, as if Mingyuan really is a scumbag."
He Wenlin knew from her words that she hadn't taken it to heart.
Love really does make people stupid.
"Sister, did you give him the money?" He Wenlin asked.
"Not yet."
He Wenlin breathed a sigh of relief when she heard that the money hadn't been given yet.
He Wenlin continued, "Sister, when doing business, even close brothers should keep clear accounts. You're not married yet, so you definitely need to be clear about money matters. Listen to me, I won't hurt you. When you give him money, you must do it through a bank transfer, not cash. Don't give him your own card; you must transfer it so there's a record. Also, you must sign a contract and keep it safe."
If he thinks you're being stubborn and makes various excuses to avoid signing, then you should be careful.
And never feel embarrassed or try to prove anything just because a man says, "We just started a business together and we're signing a contract. Don't you trust me?"
Sister, it's not easy to work away from home, and it's even harder to save money. Be careful; there are good men and women in this world, but there are also plenty who are only thinking of taking advantage of others.
After He Wenlin said those words, she felt a great sense of relief.
I've had these words of advice bottled up inside me all day, and now I'm finally saying them.
"Alright, Linlin, you're just a little kid, don't worry so much, or you'll stunt your growth."
"There's nothing I can do, I'm destined to be a workaholic. Time to sleep." Before falling asleep, He Wenlin added, "Sister, you have to keep my words in mind."
"I've got it, don't worry."
...
The next day, He Wenlin got up early due to her biological clock.
Seeing that Hu Meiling was sleeping soundly, He Wenlin didn't disturb her and went downstairs to have breakfast.
Breakfast was a buffet and quite plentiful.
He Wenlin got some porridge and milk, sat by the window, and picked up a newspaper to read.
...
Hu Meiling didn't wake up until almost eight o'clock. When she woke up and saw that He Wenlin wasn't there, she quickly called her and found out that she was eating downstairs. She was finally relieved.
At that moment, Tan Mingyuan knocked on the door.
Hu Meiling opened the door and let him in.
"Linlin isn't here," Tan Mingyuan said.
"She got up early and went downstairs for breakfast."
"Your sister is really amazing." Tan Mingyuan had wanted to say this yesterday. "I had only heard about her before, but after spending time with her yesterday, she really doesn't seem like a middle school student in her teens. Your uncle is also very capable; he trusts her completely, letting her make such a big decision as buying land."
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