In this day and age, the four major banks offer almost no services.
Unlike later generations, there wasn't a lobby manager to provide consultation services as soon as you entered.
Here, you must have a strong physique.
To squeeze into the window queue, or to avoid being pushed out.
It has to be said that mainland Chinese are truly obsessed with saving money.
Whether it's depositing money or checking inquiries, they approach it with extreme enthusiasm.
In front of Wu Changfeng's group, no less than 30% of the people were queuing up to check their bank account balances.
This is truly bizarre.
Can I check how much money I have?
Don't you know what's going on?
But then I thought, maybe they were checking interest rates.
This makes it much easier to understand.
At that time, you could buy candy even with just a penny, let alone a dime.
Wu Changfeng waited in line for a full hour, bowing and bending over as he spoke to the window, "I want to see your bank manager."
The clerk inside, without looking up or opening her eyes, asked, "What do you want with the bank manager here?"
"Isn't this a bank?"
"yes."
"Is there a problem with me talking to the bank manager?"
"Yeah, so what are you doing here?"
"I'm looking for the bank manager!"
"The bank manager isn't here!"
"Then help me find it."
"I'm so busy right now, you should go directly to the bank manager's office."
"If I knew how to get to the bank manager's office, would I have had to wait in line for so long? Look at this place, there isn't even a door in the whole building, how am I supposed to find it!"
Wu Changfeng was a little angry.
What kind of attitude is this?!
This is absolutely incomprehensible!
The teller retorted, "This is a place for handling business; finding the bank manager is not within my responsibilities! Get out of the way if you have nothing else to do! Don't delay other people from doing their business!"
Holy crap!
Wu Changfeng was almost driven to the point of vomiting blood by his sharp rebuke.
Without saying a word, he plopped down in the chair and refused to move!
The salesperson knocked on the window: "Hey, what do you want?!"
"Find the bank manager."
"I'm here to conduct business, I've told you so many times!"
Wu Changfeng replied, "If you don't see the bank manager, today is practically a holiday for you."
This really angered the salesperson.
What a scoundrel!
There are so many people behind us, the line is practically outside the door.
The clerk gritted her teeth and said, "Go to the back building to find the bank manager!"
"Why didn't you say so earlier? It would have been fine!"
Wu Changfeng, carrying his bag, said, "You have no idea why I'm looking for the bank manager. This junior employee is too arrogant and is delaying important matters. I'll skin you alive!"
"Treat the public with a better attitude!"
After saying that, Wu Changfeng turned and left.
The sales clerk was so angry she wanted to chase after Wu Changfeng and fight him.
Wu Changfeng went around to the back of the building and went up the stairs to the second floor.
After finding the bank manager's office, knock on the door and enter.
Bank Manager Yu was taken aback when he saw Wu Changfeng: "Who are you?"
"My name is Wu Changfeng, the owner of Qimingxing," Wu Changfeng said with great pride.
Wu Changfeng believed that his fame would definitely intimidate him.
The truth is...
Upon hearing the name Wu Changfeng, President Yu was taken aback, then asked in surprise, "Wu Changfeng? I've heard of him. What brings you here?"
"I've got a big gift for you."
Wu Changfeng sat on the sofa and said, "I want a loan. I'll name a number, and you can decide what to do."
Wu Changfeng is getting a bit arrogant.
He believes that although my company is not very big, its awesomeness is obvious to all.
If I come to apply for a loan, you'd better treat me like a grandfather, right?
In the current era, comprehensive lending to society has just been implemented.
It's fair to say that anyone with a brain who dared to take out a loan would have become rich.
As for those who couldn't repay their loans, they were all recorded as bad debts in history.
There was also no in-depth investigation into the individual's responsibility.
Because the current lending system for individuals is not very sound.
Some bank managers, in order to boost their performance, will grant loans to almost anyone who comes to them.
As for whether there is collateral and repayment ability, those are things that should be considered.
Let them out first.
Even against this backdrop, ordinary people still view loans as a monstrous threat.
Now, Wu Changfeng is starting to show off.
With such an excellent client like me, how could they not lend me money?
I'll keep my word!
If you just symbolically mortgage a property deed, wouldn't you, President Yu, be happy to hand over the money?
But he was immediately proven wrong by President Yu, who said with a smile, "Loans? Sorry, the bank is currently experiencing a cash crunch and has no surplus."
Wu Changfeng was taken aback.
Are you kidding me?
You're telling me that one of the four major banks in Jiangcheng City has no funds?
What about the ordinary people outside who keep depositing money?
Are you kidding me?
Wu Changfeng pointed to himself and said, "I, Wu Changfeng, need a loan, I have collateral, but the bank doesn't have the money?"
President Yu confirmed again, "No money."
"Where's the money?"
President Yu straightened his expression and said seriously, "This isn't a secret you should know, is it?"
Wu Changfeng was filled with questions.
Is this targeting me?
If you say you have no money, not even a ghost would believe you!
Currently, in order to meet their lending targets, banks are actively seeking out lenders.
Why won't they lend me money even though I went to their office?
Wu Changfeng asked, "President Yu, could you tell me what happened?"
Bank Manager Yu spread his hands: "We just don't have the money. Why don't you try looking at other banks?"
Wu Changfeng understood that this meant to see the guest out.
With a snort, Wu Changfeng got up and left.
There are other banks besides yours, so why are you acting like a big shot!
After leaving, Wu Changfeng went straight to the second bank.
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