Wu Changfeng then voiced his doubts.
Upon hearing this, the top leader also fell into deep thought.
yes.
Is Wu Changfeng still considered a farmer?
What is the maximum loan amount a farmer can receive?
Obviously, several million is a bit unrealistic.
The senior leader said, "There's no point in us guessing. I don't understand the ins and outs of this either. Here's what I'll do: I'll give you a call, and you can meet with the head of the rural credit cooperative tomorrow. You can discuss the details yourselves."
"If that doesn't work, I'll think of something else for you."
"In short, we must get your production up and running."
Wu Changfeng nodded, then joked, "Actually... our province has quite a bit of money, right? You could lend it to me temporarily."
The top leader was furious and slammed his fist on the table: "No way! Those are special funds; misappropriating them is a serious offense. Forget about it."
"Let's go quickly, I can see you have a bit of a headache."
Wu Changfeng shrugged. "Look at me, when I'm earning foreign exchange and completing tasks for the province, why don't I get a headache?"
cut.
Wu Changfeng was still very grateful to the leader.
With his help as a go-between, some things can be discussed openly.
For example: borrowing a farmer's identity.
The question now is whether the mastermind has infiltrated the rural credit cooperatives.
Wu Changfeng thought for a moment.
That's unlikely.
Even he himself didn't consider the rural credit cooperative to be a bank, so the other party couldn't possibly have thought of that.
After leaving the top leader's office.
Wu Changfeng stayed one night in the provincial capital.
The next day, I went to the head office of the rural credit cooperative in the provincial capital and met with President Lü.
After a brief greeting, the two sides got down to business.
President Lü, a shrewd middle-aged man, said, "Mr. Wu Changfeng, is that right? Come, have a seat."
"Sorry to bother you," Wu Changfeng said with a smile.
"What are you bothering me about?" President Lü said with a smile. "I don't have much to do today. I'm only a little busy during the spring planting season, and even busier during the autumn harvest, when I have to collect debts."
"It's quite regular."
"Speaking of which, we also rely on the weather for our livelihood, haha."
Wu Changfeng nodded: "That's somewhat true."
Wu Changfeng handed a cigarette to President Lü, and the two of them smoked until the room was filled with gurgling smoke.
President Lü said, "I received a call from the secretary of the top leader last night. He had already told me about the matter. At the time, I was puzzled as to why they were asking me for a loan. The four major banks are the mainstream."
Wu Changfeng sighed: "I've been set up by someone, and I have no interest in fighting them."
In fact.
Wu Changfeng had no idea who it was; there was no concrete evidence, only speculation.
“However,” Wu Changfeng said, “my assets are of very high quality and are secured by collateral.”
President Lü waved his hand: "Talking about mortgages is too formal."
Wu Changfeng suddenly became alert. "You want to mortgage it?"
What do you want?
Shares?
Holy crap, the rural credit cooperatives have also been taken over by the mastermind behind the scenes?
Is meeting with me just a way to appease the higher-ups?
President Lü looked at Wu Changfeng and smiled, "Don't be nervous. Before we talk about the loan, we need to settle a few things to make the loan disbursement a little more legitimate."
“Go ahead,” Wu Changfeng said.
"That's how it is," President Lü continued, "After receiving the call from my secretary, I held a meeting with the leadership team overnight to discuss it, and it seems that your identity is not up to standard."
"Of course, I'm referring to the loan amount. For a farmer, we stipulate that the maximum loan amount is 10,000 yuan, which is enough to buy a tractor and production materials."
"But your loan amount is definitely more than that."
Wu Changfeng nodded: "Indeed, I need at least five million."
"Look, here's the problem," Director Lü said, spreading his hands. "Where are you going to gather five hundred farmers?"
"Even if you manage to gather the money, this is too ostentatious."
"It's easy for someone to find fault with us, and it could even implicate us. At that point, it won't just be a matter of illegal lending; we'll be accused of embezzling funds, and we'll be in big trouble."
“I won’t do this kind of thing, not even if the top leader says so.”
Wu Changfeng took a deep breath: "I underestimated things. So, what do you suggest we do?"
President Lü said, "It's very simple, just mortgage it!"
Wu Changfeng was taken aback: "I just said it was mortgaged!"
President Lü shook his head: "It's not about using collateral. We lend to farmers, and almost no collateral is required. All you need is land."
“We are lending you money this time, but you are using goods as collateral, which is not in accordance with the rules of our rural credit cooperative.”
Wu Changfeng asked in surprise, "Then what should I use as collateral?"
"money!"
Wu Changfeng almost vomited blood: "If I had money, would I need a loan?"
Holy crap.
Are you sick, or am I sick?
Are you treating me like it's Sunday?
President Lü laughed and said, "Don't rush, you have money, think it over carefully."
Wu Changfeng was suddenly startled: "You mean..."
President Lü smiled and nodded, his meaning unspoken.
"How did you know I had US dollars?" Wu Changfeng asked.
President Lü laughed heartily: "Everyone knows each other's business when it comes to banking."
"Besides, your US dollars are all in the provincial capital bank, and they are still under your name. They stand out among a bunch of state-owned enterprises. It would be hard not to attract attention."
Wu Changfeng smiled wryly: "So that's how it is. Now all the money I have in my pocket is out in the open."
President Lü said, "For some people, that's certainly true. You don't need to feel like your personal privacy has been leaked. That's just the current situation, so please understand."
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