Ai Yi is also very busy here. There are so many people coming to handle business at this time that Ai Yi is so busy that he hardly even has time to get up and go to the bathroom.
When Li Cheng came over, he saw the people gathered outside the counter and thought that Ai Yi would not be able to get off work on time again today.
When Ai Yi learned that Li Cheng wanted to see the accounts of the highway engineering company, he took the time to say to him, "Take a look at the cash account. It's on the cabinet on the left."
Seeing Ai Yi busy, Li Cheng found the account book himself and turned to the next few pages------
You don't know until you see it. When Li Cheng saw that almost three pages of paper were filled with records of cash checks from that company, he immediately understood why Meng Jianghong was so angry.
Li Cheng looked at the dates on the cash checks and found that they were all registered in the last three days. Li Cheng thought this was unusual and wanted to ask Ai Yi again, but seeing that Ai Yi was so busy that he barely raised his head, Li Cheng gave up the idea.
Li Cheng took a pen and paper and wrote it down in a hurry.
After finishing the record, Li Cheng put the account book back to its original place, then took Ai Yi's water cup, unscrewed the lid and took a look. Seeing that the water was still full, he leaned close to Ai Yi's ear and whispered, "Remember to drink water, hot water."
Ai Yi looked up at him, then nodded hurriedly at him with a smile.
Everything was said without words, and Li Cheng left happily.
After returning to Meng Jianghong's office, Li Cheng saw Meng Jianghong lying sideways on the table, with only her right hand still holding the phone.
Li Chengxin said, "You are exhausted as a dog!"
Finally, Meng Jianghong dropped the microphone. She squinted at Li Cheng and said, "Li Cheng, it's over. They won't help me even for a penny."
Li Cheng walked over and poured her a glass of water, then asked, "How big is the gap?"
Meng Jianghong seemed paralyzed, and said weakly, "We're still 10 million short of yesterday's amount."
Li Cheng thought for a moment and said, "Is it the target difference of 10 million, or is it double the target difference of 10 million?"
Meng Jianghong smiled bitterly and said, "How dare I even think about doubling the amount? It's because we're still 10 million short of the target set by the branch."
Li Chengxin said that the difference this time was too big. The annual task assigned by the branch to the deposit department was an average daily deposit of 30 million, but now it has become 20 million, and there is less than a month left. This is not easy to handle.
Li Cheng roughly calculated that in order to bring the deposit amount back to an average of 30 million yuan per day, he would have to deposit 50 million yuan every day from today to the end of the year. This way, the average daily deposit amount in the last quarter of this year would not be affected.
"You don't have a big stomach, but you insist on eating so much. Are you exaggerating?"
"Li Cheng, stop making sarcastic remarks. Just ask that computer company to deposit all their money. Maybe things will get better this way."
Li Cheng rolled his eyes at her and said, "You might as well ask Principal Han to sell all his training vehicles. That would at least help you out."
Meng Jianghong's eyes lit up and she said, "That's fine. Why didn't I think of this idea?"
Having said that, Meng Jianghong stood up and picked up the phone again.
Li Cheng quickly grabbed the microphone and said, "I think you're really confused. Don't you think about it? If you sell your driving school car, why do you still want to run a driving school?"
Meng Jianghong let out a "wu" sound, then scratched her head with her hands, looking like a mad woman.
Seeing that she was truly frantic, Li Cheng took out the paper and said, "The person who tied the bell must untie it. Why did the deposit drop? Should we look for that engineering company?"
Meng Jianghong squinted at the paper and said, "Do you think I didn't look for it? I was there all day yesterday, freezing like an idiot, but you saw them withdraw another half a million today, in three installments."
Li Cheng had already seen the records of the three cash withdrawals. But he still asked, "The reason for their withdrawals is ---"
"It's all written there: workers' wages, material costs, and rental costs."
“Do they have to concentrate all the payments in these few days before the end of the year?”
Meng Jianghong said: "This is how engineering companies work. Large payments are made at the end of the year."
Li Cheng asked again: "Who is responsible for this client?"
"This is Director Jiang's client, and I've been in charge since he retired. I didn't expect this to happen less than a month after I took over."
"Has this ever happened before?"
Meng Jianghong thought for a moment and said, "I've been out before, but never dropped this far. With a little effort, I can pull myself up."
Li Cheng pondered for a moment, then picked up the paper on the table and said to Meng Jianghong, "How about this, let's go pick up Director Jiang and go to that company together."
Meng Jianghong shook her head and said, "It's useless. Ever since they started withdrawing money, I called Director Jiang. Director Jiang said he went there in person, but you see, it didn't work at all."
Li Cheng thought about it and felt that if he wanted to increase the deposit amount, this company would have to make an effort.
At the end of the year, all units need money, and the day for the big settlement is approaching, so it won’t make much difference to go to any unit now.
Just as Li Cheng was thinking, Meng Jianghong suddenly said, "There's no other way. I can only go to President Hou and use the old method again."
Since Meng Jianghong said it was an old method, it must have been used before and is still used frequently. However, this old method violates the rules and is very risky.
No one would dare to do this unless it was absolutely necessary. Now, Meng Jianghong had no other options left and thought of this old trick.
The old method is to make a sudden loan before the end of the year and then ask the borrower to deposit the money back into the bank branch account. In this way, the loan becomes a deposit.
To be honest, if the difference in deposit indicators is small, this method is not impossible. Money comes in with one hand and goes out with the other. This is the game that banks play anyway.
However, this game is illegal and carries great risks.
Because this money is issued as a loan, in order to avoid violating regulations, it cannot be recovered immediately and must stay on the customer's account for a period of time.
If the customer is short of money or is involved in a lawsuit during this period, the money may become a bad loan and eventually be wasted.
Li Cheng has always opposed this practice. For this reason, he even discussed this matter with the director of the credit department. Both of them believed that doing so was a crime.
But now Meng Jianghong was almost driven crazy. If she couldn't complete the task, it would mean that the entire branch had failed to complete its task. And if the branch couldn't complete the task, the city branch would not give it bonuses, and the income of everyone in the branch would be affected.
Meng Jianghong didn't want to be scolded by the entire branch, so she had no choice but to ask President Hou to use this old method to fill the deposit gap.
But what Meng Jianghong never expected was that as soon as she mentioned that she would use the old trick with President Hou, Li Cheng looked at her with contempt and sneered, "Are you scared already? Are you thinking of taking shortcuts? Are you—are you not going to struggle anymore?"
Meng Jianghong squinted at him, shook her head and said, "I struggled, but I really can't do anything!"
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