Chapter 32 The Calmest Person



In Li Hui's opinion, Li Cheng's so-called high interest rate was a scam. It was only twice the bank's deposit interest rate for the same period. He couldn't make money under such conditions.

The lowest interest rate on the funds Li Hui could mobilize was five times the bank's interest rate for the same period. However, the money he invested in the stock market after listening to Li Cheng's advice was worth ten times the interest rate.

There is no other way. The stock market has plummeted and most of the investment company's funds are trapped. If Li Cheng wants to raise more funds to enter the market, he will have to offer more attractive conditions to get the money.

However, doing so was extremely risky, and Li Hui took the risk of being expelled. Fortunately, he won, encouraged by Li Cheng's words.

"Isn't one times too little? Since you think you can make money by running a computer company, why don't you offer higher loan terms?"

"It's not low anymore. When they found out it was double the interest, they were all so happy."

Li Hui didn't believe it, and glanced at him and said, "How is that possible?"

Li Chengze smiled and said, "Brother-in-law, you don't believe it, right? If you don't believe it, just watch."

Li Hui looked disdainful and said, "I don't believe that you can get money with these conditions. I won't believe it even if you kill me."

Li Cheng looked at the Huanglou which was getting closer and closer, pointed there and said, "Brother-in-law, we are almost there."

Li Hui stopped the car in front of the Huang Building. Li Cheng opened the door and got out, saying, "Brother-in-law, you still don't believe me after all."

After saying that, Li Cheng got off the car.

Li Hui sat in the car and shook his head, thinking to himself, do you think raising funds is such a simple thing?

But then he thought of Li Cheng's performance in this stock market, and he felt that Li Cheng didn't seem to be joking.

If funds can be raised with only double the interest, that would be the best thing. If the clients of the investment company where I work are also willing to pay only double the interest, then the company's benefits will be doubled.

"Oh, if Li Cheng really can't get the money, I'll have to get him some high-interest loans." Li Hui muttered to himself and drove home.

In the Huanglou, Lao Yue had not gone to bed yet and was still waiting for Li Cheng.

After Li Cheng came back, Lao Yue sat up from the bed and said excitedly: "Chengzi, Chengzi, there is a response to what you asked me to do."

Li Cheng first sat down, then began to take off his shoes and change into them, "Tell me, what's the feedback?"

Lao Yue leaned forward and said, "Your theory has proven its power once again. They all praised it highly after hearing it."

Li Cheng smiled and said, "Oh, really?"

Lao Yue nodded, and then told him how he had spread the rumor that "there is no stock market that will never rise, and there is no stock market that will always rise. The essence of stock trading lies in knowing when to enter the market and when to leave", etc. He also recounted how the branch staff reacted after he said this in the branch.

Li Cheng listened carefully, and after listening, he smiled and said, "Do they know that you heard these words from me?"

Lao Yue fanned his hands and said, "Chengzi, it seems your feet stink even more than mine."

"Stop talking nonsense and speak quickly."

"Chengzi, you know that with your current reputation in the branch, no matter how awesome I say something, no one will believe it's me. They'll think I heard it from you."

Li Cheng smiled and said, "Do I feel sorry for you? Otherwise, I will just say that these words are all your own thoughts. Is that all I have to say?"

Lao Yue quickly waved his hands and said, "No, no, please don't hurt me. If you really do that, I won't be able to stay in this branch."

Li Cheng smiled, then fell into deep thought. Old Yue had just told him that the people at the branch had learned that Li Cheng had emptied his stock market account, and that after hearing what Old Yue had said, they had all calmed down from the frenzy brought on by the stock market boom.

The stock god Li Cheng has already emptied his account, so, as people who follow the crowd, shouldn’t they also quit while they’re ahead?

But the stock market is still going crazy. Especially recently, someone has set up two huge speakers at the entrance of the securities trading hall, and they moo like cattle every time business hours arrive.

The mooing would continue until the stock market opened, and anyone passing by would run off in their own direction, following the mooing.

However, the people in the branch heard from Lao Yue that Li Cheng called the sound of the cow "mad cow".

The bull market has become a mad bull market, and Li Cheng's words made them calm down again.

As a result, the bold ones began to frequently enter and exit the stock market, thinking that if the market fell, they would quickly sell their stocks. However, the more timid ones thought that they would quit while they were ahead and looked for an opportunity to sell their stocks.

Meng Jianghong, who had always said that she didn't have the time to trade stocks, sold all her stocks as soon as she heard Lao Yue's words.

Although the stocks continued to rise the next day, some people said that she sold too early and did not earn the money she should have earned.

But Meng Jianghong glared at the man and said, "Then when do you think I should sell? What if the price drops instead of rising today? What would you say? Should I sell yesterday?"

How could that person know when to sell? Apart from Li Cheng, there was no one else in the branch who knew such a thing.

But Li Cheng didn't want them to sell it at the last minute. If they did, they would pester Li Cheng all day long, leaving him no peace.

Li Cheng has been thinking about one thing: why can't banks use their money to invest in stocks? Bank money is actually the depositors' money. Whether the bank uses this money to lend or establish funds, the purpose is to make money.

But you can't use it directly to speculate in stocks. Even if the stock market is booming, you will make a profit if you sell it.

Li Cheng knew that if the huge amount of money in the bank's hands entered the stock market, it would be a disaster for the stock market. If that money entered the stock market, the stock market would become mad cow disease, and if it left the stock market, it would be like pulling out the muscles and bones.

If a country's stock market fluctuates like a mad bull one moment and like it's dying the next, then it's not invigorating the economy but a joke, not to mention any leverage effect.

This is why bank money cannot flow directly into the stock market.

The people who actually handle the bank's money are the bank's employees. If they taste the sweetness of the stock market, especially the current sweetness with the least risk, it will also be a disaster for some people.

After the stock market started to soar, Li Cheng had been hesitant about whether to make a big move. But after much thought, Li Cheng decided not to do it.

The reasons why Li Cheng didn't want to do that were complicated. One of them was that he was afraid that someone would imitate him and learn the method he came up with.

Anyone who does this and cannot control himself will end up in jail.

Li Cheng felt that he could control himself in the face of such a huge temptation, and that he was the calmest person in the midst of the madness of the crowd.

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