Chapter 33 I Don’t Want to Lead Others astray



Among the various methods of stock trading, there is a technique called short-term trading. It means entering and exiting quickly, making a move when the opportunity arises, and making a huge profit.

Anyone who uses this method is either a stock trading expert or has a problem with the source of his funds.

There is a crime in the criminal law called "embezzlement of public funds", and the means of defining it is whether the funds you embezzled are public funds.

However, after being manipulated by experts, a sum of public funds can become neither public nor private, allowing them to use it as they please. This requires interbank transactions, and bank personnel play a key role in this process.

Li Cheng controlled a computer company and had a big shot like Li Hui who could raise funds. He also had access to banking channels, so if he really wanted to do something, it wouldn't be impossible.

But this kind of thing is Pandora's box. Once it happens, it's hard not to do it again. And as the saying goes, if you stand by the river too often, you're bound to get your feet wet.

Even if Li Cheng could do it without getting his shoes wet, he couldn't guarantee that people like Lao Yue could get ashore barefoot.

What Li Cheng fears most is that once this method is known to the key figures in fund turnover, that is, the people in the bank, it will arouse their greed.

Almost every bank employee has heard the training teacher say this when they start working: "Bank employees can have money in their eyes and touch money in their hands, but they cannot have money in their hearts."

Li Cheng would sometimes stand at the second-floor window and watch Tan Wenji and the others loading money onto the armored car. The bags of cash and boxes of coins looked like ordinary goods to them, tossed one by one into the armored car's safe.

Also, when Li Cheng was working as an escort, sometimes the outlets were very busy and would be late, so Li Cheng and his colleagues would sit on the bundles of money with guns in hand and watch the tellers bundle the hundred-yuan bills into bundles.

Sometimes the cashiers were too busy and would ask Li Cheng and his friends to help bundle the money when they saw they were idle. Li Cheng and his friends would also be happy to help them in order to get off work earlier.

Everyone does these things casually, just like a bricklayer building a wall, holding bricks in his hands instead of bundles of ten thousand dollars.

Everyone's heart is clean, and no one has any other thoughts about the money.

Everything was beautiful, and Li Cheng didn't want to ruin it. So, even though Li Cheng knew that short-term trading wouldn't cause any problems, he still didn't ask Li Hui to find a way to raise funds for him and then operate it in the stock market.

Li Cheng felt that he was still a bank employee at heart and must maintain the proper ethics.

Li Hui once said that the deposits he raised for President Gao were all from central and state-owned enterprises. A company is free to choose where to deposit its funds. However, if the funds went to a certain company, even if it was Li Hui's investment company, a legal explanation would be required.

Otherwise, it would be illegal misappropriation of public funds.

However, once the money is deposited into a bank account, as long as a few people in key positions collude with each other, it is not particularly difficult for the money to appear on the stock market the next day.

This is also the reason why President Gao organized one inspection team after another to check the accounts when everyone in the branch was crazy about stocks.

Li Cheng was not afraid of such an audit. Since Li Cheng had Dapeng Computer Company, if Li Cheng really wanted to embezzle some money to enter the stock market, it would be easy.

However, even if Li Cheng was clever, he couldn't hide it from the bank employees sitting at the counter. If they carefully thought about Li Cheng's operation, they would understand the trick.

But this trick may not be a trick, maybe it is a trap set by the devil. Once they do this, things will go smoothly, but if the stock market crashes or the company that deposited the money suddenly needs the money, the truth will inevitably be exposed.

Once the matter is exposed, the financial personnel of that company and those bank employees who want to emulate Li Cheng will face imprisonment.

Li Cheng didn't want to set such an example for them, nor did he want to lead them astray, so even though he had the Dapeng Computer Company brand in his hands, he finally decided to run it well instead of using it to make money illegally.

But running a company requires money, lots of it. Li Hui wouldn't let him use Weng Xiaozhu's money, so Li Cheng had only one option left: borrow money at high interest rates. No, high interest rates to attract investment.

To those outside, Li Cheng was borrowing money at high interest rates. But to Li Cheng himself, what he was doing was attracting people to invest at high interest rates.

They're both about making money, so is there any difference? There's a huge difference.

Borrowing money at high interest rates is simple: simply pay back the principal and interest when the due date arrives. If you borrow and repay easily, it won't be difficult to borrow again.

It’s different with high interest rates that attract people to invest. When the term matures, only the interest is paid and the principal does not need to be repaid.

What Li Cheng wanted to do was the latter, to get these people in the branch to invest in his company.

If Dapeng Computer Company wants to continue to develop, it needs a large amount of funds that can be used for a long time and is stable.

In fact, after Li Cheng took control of Dapeng Computer Company, his first thought was to ask Li Hui for investment. But Li Cheng thought about it and realized that Li Hui's company only made short-term investments, while he needed long-term funds.

So, Li Cheng first photoshopped Li Hui's company. After meeting Ms. Weng at the Tea House, Li Hui photoshopped Ms. Weng's house before Li Cheng could discuss the funding issue with her.

Li Cheng was a little angry about this. He thought it would be very interesting to talk about money with a beauty like Hao Weng Xiaozhu.

But Li Hui, who was too experienced, was probably afraid that Li Cheng would not be able to yell at Weng Xiaozhu, so he rejected Weng Xiaozhu's kindness at the first time.

Li Cheng now has only one solution, and the key person in this solution is Lao Yue, who said that his feet stink even more than his.

After thinking for a long time, Li Cheng looked at Lao Yue and said, "What did you just say? You can't stay in this branch anymore?"

Lao Yue said angrily, "Yes, if I said that what you said was my own idea, I would definitely not be able to survive in the branch."

Li Cheng snorted and said, "What are you still standing there for? You know my feet stink, why don't you go get some water to wash them?"

"It's already been prepared. It's in the thermos."

As he said that, Lao Yue stood up, took Li Cheng's foot basin and thermos, and mixed the foot washing water for Li Cheng.

Li Cheng stretched his foot to test the water temperature and said, "Old Yue, tomorrow you can spread another message about an opportunity to earn double the interest. See if anyone is interested."

Lao Yue glanced at him and said, "Li Cheng, are you bored? Why are you always thinking about getting benefits for them?"

"Ouch, it's so hot, add some cold water."

Lao Yue stood up and gave him some cold water, then sat back in his original seat.

Li Cheng put his feet into the basin again, and not only did he look very happy, he also made a comfortable humming sound.

Seeing that Lao Yue was still looking at him, he said meaningfully, "Lao Yue, when you are poor, you should take care of yourself; when you are rich, you should help the world. Have you heard of this saying?"

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