To be honest, Yao Hong loves to study and read, but she reads too many books and cannot digest them, which makes her brain feel confused.
But this did not affect his knowledge of non-performing asset disposal. After all, he had worked in the bank for many years and had learned a lot about the business.
There are many ways to dispose of non-performing assets, and the methods used vary both domestically and internationally. However, one thing remains the same: once an asset becomes non-performing, the consequences are worse than a halving.
The subprime mortgage crisis that occurred overseas two years ago was actually the result of too little discount in the disposal of non-performing assets. If the discount had been larger, the crisis would probably have avoided.
When Yao Hong heard Li Cheng asking him about the disposal of non-performing assets, he was subconsciously stunned, as if he understood what Li Cheng meant.
He stared at Li Cheng blankly. The more he looked at him, the more he felt that Li Cheng was a smiling tiger, a smiling tiger that would eat people without leaving any bones behind.
Seeing him like this, Li Cheng knew he was mistaking his thoughts again. So, Li Cheng glanced at him and said, "What are you thinking about now? Director Yao, I'm not saying anything bad about you, but no matter what others say, you tend to overthink things, and in the end, it will only hurt yourself."
Yao Hong spent his days trying to figure out his boss's intentions, and gradually developed a habit of thinking ahead to what others said. When Li Cheng teased him about this, he could only smile wryly and say, "Alas! You don't understand. If you don't do this, sometimes you won't understand the boss's true intentions."
"Ah! This is really hard for you. It's not easy to be the director!"
"It's really not easy. President Gao has a lot of ideas and huge ambitions. For me...serving him is like serving a tiger!"
"Okay, let's talk about non-performing assets!"
Yao Hong came back to his senses. At this moment, he felt that his biggest crisis seemed to be imposed on him by Li Cheng.
Obviously, when Li Cheng proposed to dispose of non-performing assets at this time, he was targeting the stocks in his hands.
Yao Hong felt a pang of heartache. He knew that Li Cheng was taking advantage of his misfortune and wanted to take away his stocks at a discount while he was short of money.
But what else could he do? He'd cleared out his entire position and wouldn't even get back half of his original investment. How could he face his family? How could he replenish his savings?
Internal and external troubles can kill people. Now, Yao Hong finally understood why some people jumped off buildings due to stock speculation.
After much contemplation, Yao Hong finally hardened her heart, nodded, and said, "That's it!"
Li Cheng was stunned, glanced at him and said, "So what?"
Yao Hong didn't say much. She picked up her wine glass and took a deep sip. Then she said, "I invested a total of 300,000 yuan, of which 70,000 yuan was my own money. The rest of the money is... Well, I won't say anymore. Just tell me how much you are willing to pay. It's the package price."
Yao Hong was very nervous when he said these words. The reason he was willing to tell Li Cheng the truth was actually to tell Li Cheng not to be so cruel and to make him replenish the money in the slush fund.
As for his own 70,000, well, let’s talk about it later.
Li Cheng understood that Yao Hong's lowest price was 230,000. Anyone who bought stocks with a market value of only 150,000 yuan at 230,000 yuan would be a fool.
Li Cheng's brain was not full of water, and even if it was, he didn't have 230,000 yuan at the moment. So, after hearing this, Li Cheng just smiled and started eating crabs.
Li Cheng's smile almost scared Yao Hong to death. He thought Li Cheng was not interested in the deal because the price was too high.
But what could he do? This was the bottom line, the maximum he could accept.
He looked at Li Cheng stupidly, thinking to himself, "Don't eat all the time. Just tell me what you want to do, sir!"
Li Cheng continued to eat like a fool, oblivious to the people around him. He tore the crab into pieces and even picked out the meat from the most hidden parts to eat.
The more he acted like this, the more anxious Yao Hong became. Finally, Yao Hong held Li Cheng's hand and said with despair in her eyes, "Twenty, two hundred thousand."
Li Cheng glanced at him, took his hand away, and said, "Are you stupid? Are you going to ignore the money in the slush fund?"
Yao Hong didn't care about anything else and said, "I, I, I'll go find someone to borrow some more."
Li Cheng smiled and said, "Okay, go borrow it!"
Yao Hong was dumbfounded again when she heard this.
The 70,000 yuan he had invested in stocks included some of the money he had borrowed. If he went to borrow more, he probably wouldn't find anyone to lend him money.
Besides, thirty thousand yuan is a lot of money for the working class at that time, even for those working in places with higher incomes like banks.
After all, Yao Hong's salary at the time was just over 1,000 yuan, and Li Cheng's monthly salary, including the so-called meal allowance, was only a little over 800 yuan.
The bank income is high at this time because the bank benefits are good, and there will be a bonus in the middle of the year and at the end of the year.
The combined amount of these two bonuses is almost the same as the annual salary. In branches with better performance, or even in city branches, these two bonuses can exceed the salary income.
Even so, 30,000 yuan is still a lot of money for people who rely on wages.
Yao Hong was completely desperate and didn't know what to do.
Seeing Li Cheng reaching out to take the crab again, Yao Hong couldn't help but plead, "Brother, eat less. It's cold in nature. You are my brother, can't you say a word?"
Li Cheng put down the crab, picked up a tissue, and wiped his hands while saying, "In our branch, besides Lao Yue, you are the only one who calls me a brother, and there is another person who calls me a sister."
Yao Hong blinked a few times and instantly understood what Li Cheng meant. Li Cheng was still arguing with him about the anonymous letter.
Although Yao Hong wrote the anonymous letter to accuse Li Cheng, her real target was Yan Hua. He believed that Yan Hua dared to pursue the director position because she had her brother Li Cheng to help her.
So, if I couldn't find any fault with Yan Hua, I could give Li Cheng a beating to vent my anger. But now, Li Cheng was obviously using this matter to make trouble for himself!
"Brother, I was wrong about that. I apologize to you..."
Li Cheng glared and said, "Just an apology?"
Yao Hong felt dizzy and said helplessly, "What else do you want my brother to do? He's already like this..."
"Restore the impact! You don't know, when President Hou talked to me, she treated me like a bad person. Moreover, the whole branch knows about her conversation with me now, and it will affect my reputation..."
"Okay, okay, I'll go see President Hou tomorrow and explain the anonymous letter..."
At this point, Li Cheng couldn't hold back any longer. If he continued to do so, Yao Hong would probably not only call him "uncle," but would also completely collapse.
"Director Yao, oh, I can't call you Director Yao anymore. I should call you brother, right?"
Upon hearing this, Yao Hong completely collapsed.
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