Chapter 309: A small mistake can lead to a huge difference



Under Li Cheng's personal supervision, people from the Longcheng branch began to check the accounts, mainly those that were apparently emptied.

The dusty warehouse, where a large number of handwritten account books from the past were kept, did not allow Li Cheng to stay there and dragged him to the reception room.

"President Li, have you discovered something?" President Meng asked casually.

Li Cheng smiled without saying anything and did not tell him the purpose of the audit.

Next, the city branch and the more than ten sub-branches under it will search for these accounts that appear to be empty but actually have only a few cents left.

If we reveal our purpose now, it will inevitably make people uneasy.

"President Li, the accounts you requested to check have all been cleared. How could there still be problems with these accounts?"

Li Cheng did not comment and just drank tea.

President Meng felt bored and had to signal someone to bring the fruit.

Li Cheng spent the entire morning in the reception room. President Meng wanted to accompany him, but Li Cheng told him to go about his business and that he didn't need to accompany him.

At the end of the working day, two auditors came up to report that they had found more than one hundred original accounts that met the requirements. They checked the balances through the account numbers of these accounts and found that the balances in these accounts did not exceed four cents at most.

Li Cheng asked about the settlement years of these accounts and found that they were all settled more than ten years ago, or even nearly twenty years ago.

Li Cheng had an idea in mind and knew that this branch did not have the problem of "rounding off and finding out where the discarded money went".

But just because this kind of thing didn't happen in the Longcheng branch doesn't mean it will happen in other branches, or even the municipal branch.

Of course, it would be best if this didn't happen anywhere.

The bank where Li Cheng works has hundreds of settlement institutions, which have to settle tens of millions or even hundreds of millions of accounts a year.

That is to say, the chances of rounding occurring are as high as tens of millions of times.

If we calculate it based on three cents each time, the amount of less than four cents discarded in a year is estimated to be only tens of thousands of yuan.

However, the bank where Li Cheng works has a history of more than 30 years and has taken over the personal deposit settlement business of the People's Bank of China. Therefore, the number of such settlements that have occurred over the years is an astronomical figure.

Especially now, with the introduction of computerized settlement systems, the number of daily settlements has increased exponentially, and the chances of rounding off have also increased exponentially.

Li Cheng was very curious. If this kind of "where did the lost money go" really happened, he wanted to know how much money he could save by transferring a few cents at a time.

Is it like a mouse hiding food, only a few grains of rice at a time, and what is finally dug out is a surprising small granary?

Li Cheng did not find this small granary in the Longcheng branch. While he felt relieved, he still felt a little uneasy.

During the meal that day, the employee would not have said such things without reason.

Li Cheng once asked Director Ling, who had worked in the sales department for nearly twenty years, but even she couldn't figure out what to do with the lost money or where it should go.

In the end, the settlement is based on the regulations. What is given up is given up, and no one will think about where the given cents will go.

When Li Cheng asked her at that time, she even felt that Li Cheng was just too curious and came up with this matter out of boredom.

Li Cheng couldn't tell anyone about this matter until the matter was clarified.

Think about it, a bank that has been established for decades suddenly has such a problem. Whether it is industry insiders or rumors in the community, it is a matter of concern to everyone.

Too many people have deposited and withdrawn money from banks. If they knew that the interest they gave up would eventually be accumulated and taken away by someone else, although they would not care about those few cents, the bank's reputation would inevitably plummet, and people would completely lose trust in the bank.

This is the case of a small mistake leading to a huge disaster, except that the one who made the small mistake was someone else, while the one who made the huge disaster was the bank.

After figuring out the problem, Li Cheng decided to investigate further.

It would be best if no problems were found, but if any problems were found, Li Cheng would deal with them seriously.

But Li Cheng will resolve the incident quietly. So, keep it secret, it must be kept secret.

Fortunately, Li Cheng now has the authority to decide many things and can handle them on his own.

While eating, Li Cheng looked among the people eating, but he didn't find the person who said those words here last time.

Li Cheng actually felt a little regretful that he didn't ask the man's name at that time.

After returning home, I thought about it again and again, and felt that what that person said was worth pondering, so I remembered about checking the accounts.

President Meng did not eat at the same table with Li Cheng. Although there was delicious food in front of him, his eyes were always on Li Cheng.

When he saw Li Cheng take a sip of soup, he quickly glanced at the office director sitting opposite him.

The office director understood and pretended to walk beside Li Cheng accidentally, then picked up Li Cheng's soup bowl...

Li Cheng raised his hand to hold the soup bowl and said, "More and more..."

"President Li, it seems to be cold. Let me fill you a new bowl..."

"No, no, just sit back and eat. I have someone to take care of me."

As he said that, Li Cheng snatched the bowl of soup and took a big gulp.

The man had no choice but to look at President Meng and then return to his seat.

The young employees sitting with Li Cheng lowered their heads and laughed secretly. Li Cheng tapped the plates with his chopsticks, and they stopped laughing.

Although he stopped smiling, an employee sitting next to Li Cheng said, "President Li, we all hope you'll come to our office every day."

Li Cheng understood what he meant, so he took a piece of braised pork and said, "You'll get tired of eating braised pork every day."

The people at the same table couldn't hold back any longer and burst into laughter...

Seeing them laughing so hard that they spit out their food, Li Cheng quickly covered his bowl and said, "I'm going to change tables. Your laughter is too disgusting."

They quickly stifled their laughter. The man who had spoken earlier said, "Sorry, sorry, President Li, we didn't mean to do that. This lunch was surprisingly good the first time you came for an inspection. We've been looking forward to seeing you often. You might get tired of the braised pork, but we miss seeing you!"

Li Cheng continued to eat, and while eating he said: "The man who sat here last time also said that he wanted to see me often, but when I came, he didn't come to eat."

The person next to him said, "President Li, you are talking about Ding Yi, right? He has been transferred to Laoshan..."

"Transferred away?"

"Yes, President Li, you are not in charge of personnel, so you don't know about this matter."

After saying that, the man stood up, took Li Cheng's soup bowl and his own soup bowl, and walked to the other side...

This was Li Cheng's third time eating here. His easygoing attitude and the fact that he was about the same age as these young employees meant that there wasn't much of a gap between him and them.

"Transferred away..." Li Cheng muttered to himself.

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