"Xiao Zhao, I see no problem with this cooperation. I can make the decision and agree to it!" Tao Kaixuan smiled and said loudly. ICBC is in competition with banks like CCB and ABC. The existence of Alipay would clearly benefit ICBC in increasing its depositors, so why not?
Upon hearing this, Zhao Ye smiled and extended his hand, saying, "Thank you, President Tao. I wish us a pleasant cooperation!"
"Haha, okay, it's a pleasure to cooperate!" Tao Kaixuan immediately extended his right hand and shook hands with Zhao Ye.
Seeing President Tao Kaixuan so happy, Zhao Ye couldn't help but laugh and cry at the same time. He wondered if President Tao would still be able to smile so brightly if he knew in the future that Alipay would become a competitor of banks.
Zhao Ye shook his head.
We'll talk about the future later.
Let's get the current cooperation sorted out first.
...
A few days later, after the bank had a deeper understanding of Alipay, it signed a cooperation agreement with Wujiang Group.
Of course, it's not just ICBC; almost all banks in China have partnered with Wujiang Group.
If you don't cooperate with Wujiang Group, how do you expect your bank to grow and expand?
With such a huge cash flow from Wujiang Group, even a small portion of it could significantly boost a bank's performance.
The main reason is that they didn't see the enormous growth potential of e-commerce and Alipay.
Otherwise, they wouldn't have so easily agreed to this collaboration.
In fact, how many people in the world truly understand the development trends of the internet?
Even in the past, when the dot-com bubble burst in the United States, people's understanding of e-commerce and online payment was still very superficial.
Zhao Ye felt that Wujiang Group shouldn't monopolize Alipay.
When the time is right, we can raise funds and bring in major domestic banks to become major shareholders.
We must not follow in Ma Yun's footsteps.
We must heed the lessons of the past.
Compared to Alipay, Zhao Ye actually favors WeChat Pay more.
In his previous life, Zhao Ye used Alipay less and less. He used WeChat Pay most of the time.
WeChat Pay has much stronger user stickiness than Alipay.
Therefore, even though Alipay used it for financing, Wujiang Group still managed to control WeChat Pay, another third-party payment tool.
...
With major domestic banks launching online banking services, Alipay is not far from its own launch.
Promoting Alipay overseas is even simpler, as Wujiang Group has its own bank and also has in-depth cooperation with other banks.
Once Alipay is promoted, there's no need to worry about these banks not cooperating.
Online banking can actually be used as an important means to attract depositors in the current climate.
Wujiang Group casually launches promotional activities, such as offering discounts to users who pay with Alipay.
Wouldn't that spur foreign banks to proactively launch online banking services?
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