Chapter 589
Today's stock transactions have to be manually calculated and filled out at the counter, which takes a long time, so they come early and are placed at the front of the line.
The female teller at the counter, wearing a woolen scarf, took the stock certificate handed over by Lao Liu for verification.
She held each one up to the desk lamp, carefully identifying the watermark pattern, and then repeatedly checked them against Lao Zhu and Su Yuanzheng's ID cards.
"Reason for the transfer?" she asked without turning away.
"Transfer between relatives and friends." Old Zhu took out the situation report with the company's official seal from his pocket.
After reading the instructions, the teller said, "Okay, fill out the form truthfully later."
There are so many tickets, and they have to be manually verified to prevent fraud, so the process is really slow.
The waiting time was so long that it was anxiety-provoking. Bored, Su Miaodong looked around here and there.
There is a notice on the window of the business department that says "Over-the-counter transactions are strictly prohibited", but there are few listed stocks, so there are still many buyers and sellers like them who negotiate prices directly on the spot.
When she went to the bathroom, she turned the corner and saw two men with their hats lowered, gesturing prices with their fingers in their sleeves, and writing numbers on cigarette boxes, just like an old-fashioned livestock market.
Su Miao thought that the higher-ups were not banning personal transactions, but were simply cracking down on the chaotic black market.
When I came back from the toilet, I saw someone carrying a sack of money to the security guard and then paying the money.
Shi Guowei said: "Many people from other places bring cash directly for convenience, but this is also quite dangerous. If they get robbed, all their money will be wasted.
So the sales department started a cash safekeeping service, but the fee was not cheap, at 1%.
Su Miao nodded in understanding. It was prepared for cash transactions like her.
However, others were doing large transactions and brought a lot of money, while their family only had more than 20,000 yuan, which, when converted into 100-yuan bills, would not be as thick as a brick when stacked. Moreover, they had enough manpower with them, so they were not afraid of being robbed.
After a long time, the teller finally checked all the receipts and IDs and pulled out a stack of forms from the drawer:
"Fill out the transfer agreement in triplicate. All copies must be filled out. The red copy should be filed with the sales department, the blue copy should be filed, and the white copy should be kept by you."
Su Yuanzheng took out his pen to fill in the form and found that the tip of the pen was frozen and stiff.
He blew on it to warm his hands before filling it out carefully.
After filling it out, I looked over it and found that the carbon paper on the form had shifted a little, causing the handwriting on the third copy to become a little blurry.
"It's okay, as long as you can see it clearly." The teller was not surprised. After taking the form, he started fiddling with the abacus.
In addition to the purchase amount, stamp duty and transfer fees must be added.
For each amount, the teller has to check it three times, and the number must be the same three times before it can be confirmed.
When it came to the most exciting part of paying the money, Su Yuanzheng unbuttoned his coat and took out something wrapped in three layers of plastic bags from the bag tightly tied around his waist.
Su Miao clearly saw the local tycoon carrying the sacks, and there was a hint of contempt and arrogance in his eyes.
Oh! So what?
It's her who wrapped it around. The dirtier it is, the less likely it is to be picked up on the street. Besides, how can you be more sophisticated by using a sack?
As the plastic bags were opened layer by layer, Su Yuan was putting the money into the window grid.
The teller counted the money manually first, then put the money into a brand new money counting machine. The machine made a swish sound, but it got stuck halfway through the verification and had to be manually adjusted before it could continue.
This lagging machine gave people in the queue behind him something to talk about.
"Oh my, is this thing reliable? Will it swallow some of the Allah's money?"
"You can obviously count by hand. If you're worried about losing count, why not just count a few more times? You're just lazy."
Su Miao curled his lips when he heard this. Others also count the money by hand first and then use the money counting machine. This can greatly improve efficiency.
The transfer procedure is complicated and time-consuming. If you have to do it three times in a row, how much more time will it take?
When necessary, we still need to use mechanical help. Technology changes life and technology serves life.
If Su Miao remembered correctly, domestic money counting machines were exhibited in the 1950s, but due to various reasons such as technology, they were not widely used.
It was not until the end of the 1980s that it began to be used gradually in the Lucheng and Shanghai areas.
The mechanical functions of banknote counters during this period outweighed their electronic functions. They could simply count and had some counterfeit detection capabilities, but they were not accurate. They mainly used mechanical principles to count banknotes.
By the time she graduated from university in her previous life, money counting machines had become popular, and several leading companies producing them had been formed.
"The amount is correct, then let's officially start the transfer. You can't go back on your word after it's done."
The teller finally verified the previous materials and funds, and then recorded the transaction information in detail in the transaction ledger.
Including the names (or account numbers) of the buyer and seller, stock name, transaction quantity, transaction price, etc.
The next step is to fill in the ticket transfer column. Both parties need to sign. There are more than a hundred sheets, and everyone's hands are numb from signing.
The teller who was verifying and stamping the stocks was also annoyed. He couldn't help but complain about what he had endured when verifying the stocks just now.
"Uncle, you hold shares collectively among the employees, so why are you using these single-share certificates?
Didn't your finance department tell you that you could get a summary voucher? One voucher can only register 20 shares at most.
Old Liu smiled embarrassedly:
"I'm sorry, little girl. The finance department did mention this at the time, but we didn't know about it. We thought it would be convenient to buy in bulk in the future, so we did it this way."
The teller shook his head and said nothing more, just kept stamping.
It took three hours to go through the whole process. The old teller next to me praised the teller here for being young and quick. It is conceivable that it would take others even longer.
Lao Liu didn't want to walk around with such a large sum of money, so he settled the bill by wire transfer. The money would arrive in his account within three working days, and he would then check the account.
After several people have counted all the documents and signed the final signature, the transfer is completed.
Old Liu carefully put away the receipt and sighed:
"Great, everything went smoothly today. The last order I handled took even longer than this.
I've heard some people's trades weren't completed until the next day, and in those cases, they were charged an overnight fee."
While Su Miao was doing this, another seller was also doing a deal with Zhu Guoming and Shi Guowei. They had exactly 20 shares, which they split in half.
Their amount was smaller so the time it took for the two of them to complete the process was the same as Su Miao's.
Since it was a gift, the money for purchasing the shares was naturally paid by Su Yuanzheng. As for the stamp duty and handling fees, the two of them insisted on paying for them themselves.
Su Miao and Su Yuanzheng did not insist on arguing about this point. They were all smart people and it was enough as long as they got the point across.
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