Xu Wenbin was not stingy; he gave Yang Yajing HK$200,000 as a coming-of-age gift.
Yang Yajing asked: Why is her distant relative so generous?
Xu Wenbin simply told her that the older generation of the Yang family had all passed away, and he was practically her only relative. If those grandparents were still alive, and if Yang Guohua and Zhang Aijia had siblings, she would receive many more red envelopes.
Two hundred thousand yuan is really not much money for Xu Wenbin. He gave his own son more than a million yuan when he came of age! This two hundred thousand yuan can be considered as his way of praying for her by those elders who are no longer here or who no longer exist.
Although Xu Wenbin is from Jincheng, he has been stationed in Hong Kong for so many years and has become somewhat superstitious and traditional, believing that the coming-of-age ceremony must be substantial to ensure safety.
"Uncle Xu, buying Hong Kong stocks is a good idea, but I'm in Jincheng and can't do it."
"Aren't you planning a long-term strategy?"
“Going long-term is one thing, but opening an account and making purchases still require some steps, right?” Yang Yajing said. “Do we need a visa and to take a plane?”
Xu Wenbin, who was in Hong Kong, also realized that his suggestion seemed to have some flaws.
While Xu Wenbin was still racking his brains for a solution, Yang Yajing had already come up with an idea: "How about this, Uncle Xu, you can be my intermediary?"
"The person handling it? You can trust me to manage the money?" Xu Wenbin said with a smile.
"It was Uncle Xu's money in the first place, why would I try to take it back?" Yang Yajing's eyes darted around, and she grinned mischievously. "That's true, what if Uncle Xu gets jealous of my stock market boom and regrets it? Then why don't you take a cut of the profits?"
"I also handle profit sharing?" Xu Wenbin found it amusing.
"Yeah! If you can't give me more, how about five percent?"
"You need to earn 5% first! With stamp duty and all that, you need to earn 10% before you can make a profit, okay?" Xu Wenbin didn't care about the dividends.
"Well... how about this, Uncle Xu, do you have any spare money?"
"ah?"
"I think those stocks could multiply dozens of times. If you have spare money, invest in them. I'll collect the dividends as a financial advisory fee."
"You little brat, financial advisory fees? Do you expect to take a 20% cut like those advisors do?"
"Of course! I'm a small capitalist, it would be a disservice to my name not to make money!" Yang Yajing tilted her head, looking very energetic.
"Hey, you small capitalist, what if you, this half-baked financial advisor, lose money? That's my money, your Uncle Xu's money! Are you planning to get something for nothing?"
"I'll make up for the losses!" Yang Yajing never thought she would lose money. If the general trend in this life is the same as in the previous life, then these stocks will definitely be long-term leading stocks.
"How much money do you have to pay?" Xu Wenbin laughed. "Such a big mouth for a little girl!"
"I really won't lose money! I'm very confident! You'll see in five or six years!" Yang Yajing said with a grin. "Uncle Xu, how about we make a fortune together?"
"Hahahaha!" Xu Wenbin laughed loudly, "Then I'll risk my life to accompany you and see how you help me make a fortune again?"
"It's a deal, remember to give me 20%!"
"Little girl!" Xu Wenbin smiled indulgently.
Xu Wenbin said that her parents would also give a gift of money, and sure enough, Yang Guohua and Zhang Aijia took out a savings book.
This savings book contains money that Yang Yajing has been saving since she was born, with a small amount deposited each year.
This account is in Yang Yajing's name, and she cannot touch it before she reaches adulthood. It has been in the account for eighteen years, and now that she is eighteen, the age to open an account, this money is now her private account.
In her previous life, Yang Yajing opened her savings book and saw the 50,000 yuan on it. She thought that Yang Guohua and Zhang Aijia were really good at saving money, managing to save so much money just by running a restaurant.
However, university living expenses and tuition fees are very expensive, so Yang Guohua invested his money in the stock market. He hoped to make a quick profit, but things didn't go as planned, and by the time he realized what was happening, he had almost nothing left.
In this life, when Yang Yajing opened her savings account, the number was no longer 50,000, but 200,000.
"Wow! Mom and Dad! You're so generous!" Yang Yajing hugged Zhang Aijia's arm. "Now I can go flip through the pages again!"
"You're going to speculate on stocks?" Sylvia Chang's eyes widened.
"Don't worry, Mom! We'll do short-term trading, make a quick profit and then sell everything." Yang Yajing was determined to continue investing in the stock market.
"Be careful you don't lose everything!" Sylvia Chang shook her head helplessly when she couldn't dissuade her.
“Zhang Meizi,” Xu Wenbin spoke up at this moment, “Ya Jing has a pretty good sense of finance. I think we can let her give it a try.”
"Wenbin, why are you adding fuel to the fire too?" Zhang Aijia said, both amused and exasperated.
"Yeah! It's like adding fuel to the fire!" Xu Wenbin said, whether in self-deprecation or exclamation, "Just a little while ago, I invested several million in Hong Kong stocks with her."
"What? How much?" Sylvia Chang gasped in shock. "Wenbin! How could you let a child be so reckless and join in? What if... what if... oh dear! How am I supposed to pay for this?"
Sylvia Chang sent Xu Wenbin to Jincheng with the intention of having him mentor Yang Yajing and prevent her from making a mess of the stock market. How did this turn out to be so unreliable?
"Don't worry, Zhang! I was also considering buying those stocks, but I was just undecided." Xu Wenbin spoke the truth. "Young people know a lot more about current events than us old fogies. I was just persuaded to make up my mind!"
Sigh! Oh well! Zhang Aijia doesn't understand finance, and neither does Yang Guohua. They don't understand it, but Xu Wenbin does!
This chapter is not finished, please click the next page to continue reading!
Continue read on readnovelmtl.com
