The document clearly records the details of how Huifeng illegally issued huge loans to several local small groups on the verge of bankruptcy.
The time, amount, person in charge, and even loopholes in the internal approval process are all clearly known!
If this were to be exposed, it would be a huge scandal that would shake Huifeng's reputation!
And he was the one who approved it back then!
The smile on Shen Bi's face froze instantly, and annoyance flashed in his eyes.
He picked up his wine glass and said expressionlessly, "Nephew, I don't understand what you're talking about. Those are all things from the past, and who knows if they're true or not... I've helped you for so many years, and this is how you treat me?"
Before Ning Bingyu graduated, he even interned under Shen Bi.
Ning Bingyu remained silent.
Chu Hongyu smiled slightly: "Boss Chen Bi, let's talk business. Since you've helped the young master so many times, why not help him to the end?"
Shen Bi's expression shifted between light and dark as he stared at Ning Bingyu.
Ning Bingyu ignored his shock and turned to Smith on the other side, his tone still calm: "Chairman Smith, everyone in Hong Kong knows that Jardine Matheson's largest shareholder is Chad Bank."
Smith's heart skipped a beat, and a sense of foreboding rose within him.
Ning Bingyu said calmly, "In recent years, Jardine Matheson has smuggled a number of high-end cars into the country from Southeast Asia through irregular channels, evading high tariffs."
"As far as I know, some of these financial transactions went through the channels used to investigate and crack down on banks. If this were to be reported to Customs and the Independent Commission Against Corruption... wouldn't that be a scandal that could trigger a regulatory storm?"
Chu Hongyu also pushed a document in front of Smith.
Smith angrily tried to refute, "Mr. Ning, this is a baseless accusation!"
However, his voice lacked confidence.
If this gets out, not only will Jardine Matheson be in huge trouble, but the banks that provided financing and were even involved in the investigation will also be implicated!
He couldn't help but glance at the files on the desktop.
Damn it! When did the Ning family acquire such a shady secret?!
Ning Bingyu put down his teacup, his gaze sharp as a knife, sweeping over the two bankers opposite him with unpleasant expressions: "I never speak carelessly."
His tone was calm, yet carried a chilling intimidation: "Huifeng's loan will be extended unconditionally, and Chada's loan must be renewed. This is my first demand."
In front of young people who could be their sons or grandsons, Smith and Shen Bi both had beads of sweat on their foreheads.
Ning Bingyu continued calmly, "The second condition, in addition to the extension and renewal of the loan, is that I also need the two of you to provide me with a short-term loan of HK$10 billion for a period of six months."
Ten billion?!
Shen Bi and Smith instinctively wanted to refuse.
But Ning Bingyu spoke up again: "I won't make things difficult for you two. I can use those prime waterfront plots in Tsim Sha Tsui and the properties on them as collateral, and I'm willing to pay an annual interest rate of 8%. How about that?"
Smith and Shen Bi exchanged a glance.
They both saw helplessness and humiliation in each other's eyes!
Yes, 8% interest is very high!
The Tsim Sha Tsui project is indeed valuable, but it's not worth 10 billion!
However, if you add those two potentially fatal pieces of evidence... then it's definitely worth it!
Because if the two of them don't agree to the Ning family's demands today, those scandals will be exposed to the public immediately.
At that point, not only will I not be able to keep my current job, but the entire bank will probably be dragged down with me!
They themselves are going to jail!
In comparison, the risk of offending the members of parliament seems... to be put on hold for now.
After all, the immediate threat is the most deadly!
Smith's fingers tightened slightly around the glass, his knuckles turning white: "Mr. Ning... this requires communication with head office, but I will do my best to try."
Ning Bingyu lightly pressed the lenses on his nose, leaving no room for negotiation: "It's not about trying to get it done, it's about troubling you two to do it. The deadline is five days, otherwise this information will accidentally leak to the paparazzi!"
The two banking tycoons both looked extremely grim.
A threat, this is a blatant threat!
They had no choice.
Shen Bi took a deep breath, then smiled and took the lead in stating, "Nephew Ning is indeed very capable. I will immediately report the matter of the loan extension to the head office to ensure its approval. As for this loan... we will handle the 5 billion on our side as Nephew Ning suggested."
Smith nodded with a serious face: "As for the investigation, there's no problem with the loan renewal. We'll try to get approval for the 5 billion interbank loan within five days."
Having said that much, it's essentially an agreement.
A faint smile finally appeared on Ning Bingyu's face as he raised his glass: "Then, I wish us a pleasant cooperation."
Smith and Shen Bi reluctantly raised their glasses, but the fine wine inside tasted somewhat bitter at that moment.
Chu Hongyu sat quietly beside Ning Bingyu, looking at Ning Bingyu's handsome yet cold profile.
After that exchange, she once again deeply felt the ruthlessness of this man at the negotiating table and the Ning family's... tactics.
She suddenly remembered that he had said he never cooperated deeply with people who had no leverage over him.
He held his opponent's life in his hands, understood human nature, and then, in the calmest tone, made the most ruthless demands.
Like a bandit holding a knife to someone's neck.
But he's really handsome...
...
When Chu Hongyu and Ning Bingyu returned to their top-floor office, it was already past ten o'clock.
The office was still brightly lit.
The elites stared intently at the flickering screens, the sounds of keyboard typing, low conversations, and the occasional ringing of telephones mingling together.
Because Wall Street opened for business across the ocean.
As soon as Ning Bingyu returned, Assistant Ye immediately came over to report on his work.
Chu Hongyu looked at Ning Bingyu, who had already taken off his gold-rimmed glasses. As he spoke, he gently rubbed his brow with his fingertips.
She was about to make him coffee.
Just then, a clear, slightly mocking voice broke in.
"Wow, Young Master Ning, you've got quite the grand entrance! Anyone who didn't know better would think you were commanding a world war!"
Chu Hongyu looked in the direction of the sound, her eyes lit up, and the corners of her mouth unconsciously turned up.
A girl dressed in a simple white T-shirt and jeans, with her hair tied in a high ponytail, looking youthful and beautiful yet somewhat travel-worn, was leaning against an office partition not far away, arms crossed, watching them with a half-smile.
Chu Hongyu's fox-like eyes lit up: "When did you get back? Have you had dinner yet?"
Ning Yuan winked at her: "Yes, I ate it. I was just thinking of giving some people a 'surprise'."
Ning Bingyu put his glasses back on, his tone carrying his usual disdain: "Isn't it good to stay in Shenzhen? Why did you come back? Your family is dirt poor right now, we don't have any spare money to give you."
Ning Yuan scoffed and walked a few steps to him.
Suddenly, without any hesitation, she raised a brown paper document bag in her hand and smacked it on Ning Bingyu's head.
"You know you're poor, right? You're even poorer than me now, so stop whining and complaining. I'll be your creditor!"
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