"Director Shang, you know the scale of our county's garment factory. It takes at least this much money a year to contract it out. We also need to pay the workers' wages and cover the raw material costs needed to resume production. Any less and it simply won't be able to operate."
Shang Yongfa lowered his head and pondered for a while.
"Although your loan purpose is in accordance with regulations, the amount is huge. You need to submit some personal documents before I can consider it."
People in this era still had a very serious work attitude. Even though it was the country's money, as long as they were responsible for lending it out, they considered their task complete. Whether or not they could get it back was not their concern.
However, in the spirit of being responsible, Shang Yongfa still exercised some caution.
"Director Shang, what materials do you need? Just tell me, and I'll get them done right away."
"Actually, it's nothing much. You just need a certificate from your place of household registration proving that you are a local resident, have no criminal record, good credit, and the ability to repay the loan."
Upon hearing this, Xiao Weiguo thought, "Isn't this simple?"
It's simply a matter of getting the brigade to issue a certificate.
In fact, loans were that simple back then. As long as the purpose was legitimate, they could be approved without any collateral.
"Okay, Director Shang, I'll get on it right away and come see you again this afternoon. Is that convenient?"
Shang Yongfa nodded and smiled, "Okay, I'll wait for you this afternoon. As long as the materials are authentic and valid, I'll process it for you right away."
After spending some time with him, he could tell that this young man was no ordinary person.
At such a young age, he not only speaks eloquently but also has a meticulous mind and is flawless in his conduct and actions.
Most importantly, he actually dared to contract a garment factory. You know, with such a large operation, who would dare to take on such a task without some ability?
Shang Yongfa is a leader, so it can't be said that he lacks insight.
He knew in his heart that the future belonged to people like him, people who dared to fight and take risks. As long as they didn't completely fall, they would eventually achieve great things.
After leaving the bank, Xiao Weiguo thanked Grandpa Shang, and the two parted ways.
Grandpa Shang went home, while Xiao Weiguo rode his bicycle towards his hometown, Xiaotun.
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