Xing Baohua and several uniformed men entered, finally drawing everyone's attention away from the cash.
When Heaven wishes to destroy a person, it first makes them mad.
The allure of cash is enough to drive people crazy.
No one had ever seen so much money before; stacks of ten-yuan notes were piled up on the table.
The greed in the eyes of these desperate relatives was on full display. They were all watching Xing Baohua expectantly, wondering how he would divide the money.
The uniformed personnel stopped talking once they came in and found a place to sit down.
Xing Baohua stood in the very center of the cash table, looking at everyone and smiling softly.
The smile seemed mocking, yet they stared at Xing Baohua with greedy eyes.
“I won’t say anything about the various reasons you gave for borrowing money before, but this time you almost caused my dad to get into trouble. We’ll settle that score later. Now let’s talk about the money.”
As she spoke, Xing Baohua pointed to the people in uniform. She introduced them, "I've invited people from the notary office and the legal advisory office to witness this. Borrowing money, is that alright? You'll need to write an IOU. This isn't a bank. I don't owe you anything. Even though we're all relatives, we can't just ignore you, can we?"
Who wants to borrow first?
"Hey, little brother! I'm from my third cousin's family. I want to buy a tricycle, no, a small truck. To run a transport business. Can you lend me 50,000 yuan?" The man looked at the money on the table. He had originally wanted to buy a three-wheeled farm vehicle, but since there was so much money on the table, he decided to borrow more and get a better one. After all, this little brother had plenty of money.
"good!"
The single word "good" shocked everyone once again. This money was borrowed far too easily; everyone knew this person originally wanted to buy a farm tricycle, but changed their mind at the last minute and bought a small truck instead.
"Here's a loan agreement. Just sign it, and I can give you 50,000." Xing Baohua took out a piece of paper.
The document displayed on the door indicated the name of the borrower, the name of the lender, and the purpose of the loan.
The loan term is promised to be six months, with zero interest. If the loan cannot be repaid after the six-month term, a two-month extension period may be granted. If the borrower refuses to repay, legal action will be taken. The borrower will bear all consequences.
One of the notes needs to be handwritten. If the two parties are related by marriage and the debt issue leads to legal proceedings, the kinship must be severed, and this must be notarized by a notary public.
The relative who bought the car was so happy that he was blinded by money that he quickly signed his name and pressed his fingerprint on the document.
The seals of the staff of the legal consultation office and the notary office are valid when they are affixed to each other's documents.
Xiao Bo found a leather bag and helped the other party count out 50,000 yuan in cash.
The relative who bought the car squatted down to count the money. The other relatives immediately crowded around the table, each talking their own thing in a chaotic mess.
"Go back to your seats. One at a time." Xing Baohua's outburst calmed the crowd down, and they quieted down for a moment.
“I have the money! If it’s not enough, I’ll get more from the bank.” After saying that, Xing Baohua took out another agreement and said, “Next.”
Who even reads the agreement? Everyone thinks it's just an IOU. A quick glance at it—six-month repayment period, zero interest, etc.—that's enough.
I never intended to pay it back; I'll just borrow more when I run out.
You won't give it to me?
Once Xing Baohua became wealthy, he stopped caring about his poor relatives, even if they were starving or unemployed.
I don't believe Xing Baohua doesn't cherish his reputation when faced with such gossip. The wealthier a person is, the more they value their reputation.
In fact, Xing Baohua had anticipated this kind of moral blackmail, which is why he came up with this whole thing.
As for those who understand the loan agreement, Xing Baohua would agree even if the repayment schedule were negotiated. Perhaps they genuinely need the money and are truly willing to repay it?
But none of these people paid attention to the repayment deadline. Once it's due, don't blame Xing Baohua for being ruthless.
Using any means is despicable; the only way to deal with them is to properly apply the law and use it to govern them.
Furthermore, once legal proceedings begin, it could trigger a treaty severing all ties with relatives.
If you try to borrow money in a relative's name again, you won't be able to get it. On the contrary, if you try to use a relative's name to make a claim, it's slander!
Xing Baohua has plenty of underhanded tactics out there. Using them only worsens his reputation. But by using the law, he stands on the moral high ground.
Even close brothers keep clear accounts, let alone these distant relatives; if they don't pay, they'll sue.
I reckon these damn relatives have no idea what the law is. We'll show them that the law is useless in the face of family ties, because it's heartless.
Two hundred thousand is far from enough. Notify the bank again to prepare. We'll continue tomorrow.
These people were overjoyed to see Xing Baohua so happy; it was as if they had opened a money printing factory.
But word got out, and Xing Baohua started borrowing large sums of money from his relatives.
Borrowing tens of thousands of yuan.
But who knew that Xing Baohua had already dug a pit, waiting for these people to jump in? Anyway, several people had already jumped in, and they were just waiting for Xing Baohua to bury them when the time came.
Secretary Huang also came, representing certain people to inquire.
They were afraid that Xing Baohua was young and, once he had money, he would not know his place and squander it recklessly.
Representatives at all levels are also paying attention. Of course, Liu Haibo is waiting to know Xing Baohua's plan. He also said that this method can solve the problem once and for all, otherwise these people will become more demanding and troublesome in the future.
After three days, Xing Baohua finally finished dealing with these matters. In total, he lent out 550,000 yuan.
Before, when we had no money, we had to stretch it to the limit. Now that we have money, this little bit doesn't seem like a big deal to us.
Xing Baohua didn't know how much of the money he could get back, but he would be even happier if he couldn't get it all back.
Xing Baohua also asked the legal counseling office if the other party did not repay the money and still failed to comply with the judgment after being notified multiple times, it would be subject to enforcement.
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