Wang Hu spent nearly 200,000 yuan at Givenchy, but he wasn't satisfied. He didn't know much about luxury goods, but he had heard of Patek Philippe. So he dragged Yu Hui inside.
These were all luxury boutiques. When the Patek Philippe staff saw Wang Hu and Yu Hui coming out of Givenchy with a bunch of bags, they knew they were big customers.
The beautiful saleswoman said very politely, "Sir and Madam, please come in. Welcome to Patek Philippe. Is there anything I can help you with?"
Before Yu Hui could speak, Wang Hu spoke first, saying, "Find us a women's watch that costs one or two million."
The shop assistant first asked Wang Hu and Yu Hui to sit down, saying, "Please have a seat, I'll go get your watches."
A short while later, the salesperson brought over a watch and respectfully introduced it to Wang Hu and Yu Hui: "Dear customers, this Patek Philippe GONDOLO series 7042/100G-010 ladies' watch features a white gold case with a diamond-set bezel and dial, making it dazzling. The bracelet is set with Akoya pearls, which complement the princess-cut diamonds, showcasing luxury and elegance. The 18K gold dial with trapezoidal diamond hour markers highlights exquisite craftsmanship. It is a high-end timepiece that combines beauty and prestige."
Wang Hu then asked, "How much does this watch cost?"
The salesperson replied, "The Patek Philippe GONDOLO series 7042/100G-010 white gold model is priced at RMB [amount missing]."
Wang Hu asked Yu Hui to try it on, but she refused, saying it was too expensive. So Wang Hu pulled out all the stops and gave her a deep kiss. She looked stunning after putting it on.
Wang Hu pulled out his bank card and said, "Check, please!"
When he swiped his card, the transaction failed, leaving Wang Hu somewhat bewildered.
Then, looking at Yu Hui, he said, "Didn't I transfer 5 million from my securities account? I didn't spend more than that; I only spent a little over 500,000!"
As a top student from a finance and economics university, Yu Hui certainly knew what was going on. Seeing Wang Hu's humiliation, she wanted to laugh, but was also afraid that Wang Hu would make things difficult for her, so she was holding back her laughter with her shoulders shaking.
Seeing her trembling, her face turning as red as a monkey's bottom, Wang Hu angrily said, "Stop trembling! If you want to laugh, then laugh! Tell me what's going on!"
Yu Hui said, "You're such an idiot! You brought a debit card here and spent one or two million yuan. Of course, there's a limit! I was wondering how you managed to spend over 200,000 yuan! You only asked for a 200,000 yuan increase in your limit. Couldn't you have increased it even a little bit?"
Wang Hu was confused because it seems that the credit limit increase was processed when he opened his securities account, and it seems that the credit limit has not been increased since.
"So what do we do now? Surely we can avoid buying this watch? Last time at Louis Vuitton, I embarrassed myself by not having enough money to pay for two bags, and now I've embarrassed myself again!"
Yu Hui never wanted to buy it in the first place. She felt that spending two million on a watch was like burning money like paper. She said indifferently, "Then I won't buy it. It's not like I insisted on buying it!"
Wang Hu didn't want to do that, so he took out his phone and checked the time. It was almost 8 p.m., and the places he went to get his credit limit increased would be closed by then.
Suddenly he remembered that Patek Philippe, as a famous luxury brand, should have a good relationship with banks.
He said to the shop assistant, "Go and call your manager; I need to discuss something with him."
Soon their manager arrived; she was a beautiful woman in a black business suit with a deep V-neck, and she made Wang Hu swallow hard.
The manager began, "Sir! How can I help you?"
Before Wang Hu could recover, Yu Hui, who was standing next to him, noticed him staring at the manager and stepped on his toe, causing Wang Hu to snap back to reality in pain.
He glanced at the manager sheepishly, and I said, "Our luxury goods store should have partnerships with banks. The logo on your POS machine is Postal Savings Bank. Could you perhaps ask him to increase my credit limit, or at least let me complete this transaction?"
In my past life, I was watching short videos that said banks don't actually close at 5 PM. It doesn't mean they've finished get off work; it means they're still working inside the bank, so there are still people at the bank at that time.
"This..." The manager was about to refuse when he was stopped by the shop assistant next to him, who whispered something in his ear. Then the manager glanced at the watch.
Then the manager said, "Sir, I can call them for you, but they're usually still working overtime right now. I don't know if it will work."
The call was answered shortly afterward, and the person said that Wang Hu could go to the bank to handle it now, as there happened to be a Postal Savings Bank nearby, and it seemed that all the merchants in the area had been taken over.
After Wang Hu arrived, the roller shutter door opened from the inside, and the bank manager invited the two of them in. After Wang Hu handed over his bank card and ID card, the bank manager checked and saw that the account to which the money was transferred was a securities company. Then he asked Wang Hu how much he wanted to increase his credit limit.
Wang Hu said, "Could we raise the amount to one hundred million?"
The bank manager's expression froze. If it weren't for the 4 million in his account, she would have thought Wang Hu was just messing with him. "Sir, you only have a little over 4 million in your account right now. 100 million really won't do."
Before Wang Hu could say anything more, Yu Hui stopped him. "Don't make things difficult for them."
Wang Hu said, "I didn't make things difficult for him. Don't you know how good I am at making money? You're definitely getting a divorce. Where will you live then? I'll have to buy you a big house, right? A villa costs tens of millions. And then you'll ask for more money?"
Yu Hui was touched when she heard this, but that's just how the bank operates, so she couldn't make things difficult for them.
He said to Wang Hu, "This is the bank's policy. Don't make things difficult for the manager. When you have a balance of 100 million in your bank account, they'll probably come to your door to increase your credit limit."
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