Chapter 49 Zhang Qiaoyue Gathers Information



"We're in business, so of course we'll sell what people like!"

Chi Chan believes that businessmen pursue profits, and as long as they do not violate the core socialist values ​​and their business scope is legal and compliant, they are acceptable.

When doing business, you should naturally do business that everyone likes, so that the market will be bigger!

Only small businesses like theirs have the opportunity to get a share of the vast market.

"When I drink that milk tea, I can taste a strong artificial sweetener and flavoring. We can't let selling that stuff affect the students' health!"

Zhang Qiaoyue still felt that the milk tea thing was unreliable.

Fast food restaurants and bookstores are worth considering, but the money for buying storefronts is a bit insufficient.

Even a hero can be brought down by a penny.

Chi Chan had no idea that Zhang Qiaoyue was already figuring out where to get the money to buy the shop.

She continued to paint a rosy picture for her mother: "Mom, those street vendors make money by just adding sweeteners, flavorings, and water to milk tea! If we open a franchise milk tea shop in the future, we can use these additives safely according to national standards, and the quality of our milk tea will be better and more consistent!"

"You make everything sound so nice, but where does the money come from?"

"Are the three shops free?"

Zhang Qiaoyue rolled her eyes, and things were back to square one.

As I always say, without money, nothing is worth discussing.

Chi Chan knew her mother was interested; now it was just a matter of money.

"Mom! The government is encouraging entrepreneurship now. If we start a business now, the government will even provide low-interest loans. We can take out a loan to buy a shop!"

"What? A loan?"

Zhang Qiaoyue sat up straight on the sofa instantly.

"No, no, how can I take out a loan? What if I can't pay it back later?"

Zhang Qiaoyue held the deeply ingrained belief that taking out a loan was a very bad thing.

In the minds of ordinary people, they live frugally and spend money from their savings. If they encounter big events such as building a house or renovating, they borrow money from relatives.

You borrowed money from me to renovate your house, and two years later I borrowed money from you again to renovate my house.

There's no interest involved; you borrow the same amount and repay the same amount.

That's what family is all about – giving and receiving!

Zhang Qiaoyue cannot accept taking out a loan, especially one from the government with interest.

Zhang Qiaoyue couldn't accept it, but Chi Chan felt that this was the only way they could do it now.

Houses will only get more expensive; that's a fact.

Start a business with a loan, pay it back later.

The appreciation of real estate alone can directly double the investment in the long run.

Chi Chan knew these things and had actually experienced them, but Zhang Qiaoyue didn't!

Zhang Qiaoyue's savings can actually be used as working capital or for emergencies later, but they cannot be touched now.

"Mom, if we want to buy a shop, we can't do it on a small scale like we do now. We need to apply for a business license and have the qualifications to do business."

With a business license, we can apply for a startup loan from a bank.

Currently, the government provides policy support for this area, and loan interest rates are very low!

"No, no, what if we can't pay back the money later?"

Zhang Qiaoyue was still very resistant. She knew all too well how terrible the consequences would be if she couldn't repay the bank loan.

There was a man in her hometown village who made a small fortune in business a few years ago and wanted to buy a house. He paid the down payment and took out a loan. Later, his business failed and he couldn't afford the mortgage payments, so the bank came and took the house away.

They lost both their money and their lives.

Zhang Qiaoyue was afraid, afraid that such a thing would happen to her in the future.

In business, who can guarantee they'll always make money?

Her boxed lunch business was pretty good, but during the days when the school had an incident and street vending wasn't allowed, she could only watch helplessly as the students entered through the gate.

Zhang Qiaoyue felt that Chi Chan's appetite was too big, which wouldn't do.

Whether in life or in business, you have to be down-to-earth and take things one step at a time.

"Xiao Chan, let's eat as much as we can handle. Don't try to get fat overnight, okay?"

After Zhang Qiaoyue finished speaking, she stood up from the sofa and went back to her room.

Chi Chan's desire to persuade him further vanished instantly.

Anyway, there are still a few months before the ban on street vendors is lifted, so we can try to persuade them then!

Zhang Qiaoyue has been thinking about buying a shop lately, and she's been somewhat absent-minded when selling boxed lunches.

She wanted to buy two shops directly, but was afraid she wouldn't get the best discounts.

Yes, buy two shops.

Zhang Qiaoyue completely ignored the milk tea shop, not even considering it.

But if you buy two shops, you'll definitely have to take out a loan.

With elderly parents and young children to care for, the pressure is immense.

"Auntie, I'd like a plate of chili fried pork rice!"

"Okay, I'll get it for you right away!"

Zhang Qiaoyue was thinking about something, but her hands moved without hesitation.

"Hey, Sister Zhang, business is booming today! We're almost out of boxed lunches again!"

Li Daqiang, who sells spicy hot pot next door, cast an envious glance at them.

"No way, we made fewer boxed meals today, so they sold out quickly!"

Zhang Qiaoyue casually replied and prepared to pack up her stall, but then she remembered the house and stopped.

It's almost lunchtime, and no one is buying spicy hot pot from Li Daqiang's stall.

Zhang Qiaoyue turned her body slightly and asked in a low voice.

"Old Li, what do you think of the shop behind us?"

Li Daqiang raised an eyebrow: "What's wrong, girl? You're interested too?"

Zhang Qiaoyue quickly caught the "also" in Li Daqiang's words: "You want to buy a shop?"

"We have this idea, but nobody wants to buy it. I also think the shop is too expensive."

I have a nephew who works as a real estate agent here, and he advised me not to hesitate and to buy now.

"How do you say that?"

Zhang Qiaoyue perked up a bit.

“My nephew said that his company thinks this shop is hard to sell because it’s us small vendors who are blocking their business.”

Everyone's setting up stalls here for free, who's thinking about buying a shop?

Zhang Qiaoyue's heart skipped a beat; Chi Chan had actually guessed right.

"That makes perfect sense! Everyone is free to come and go as they please, and they're not bothering anyone!"

Zhang Qiaoyue echoed.

"Girl, that makes sense, but my nephew says that the company's higher-ups are already having issues with us vendors who are taking advantage of the situation!"

Li Daqiang lowered his voice again and whispered to Zhang Qiaoyue:

My nephew guesses that the company might not let us set up stalls here anymore!

Of course, this is just his guess, and it's hard to say for sure!

"Let's just keep it up as long as we can!"

"Did your nephew really say that?"

"Old Li, what are your plans? Are you going to buy a shop here?"

"I have that idea, but the shop is too expensive, so I haven't decided yet! After all, every day I can get it for free here is a day I need to!"

Li Daqiang said this in a very straightforward manner.

Are there any discounts or special offers available for buying a shop now?

Zhang Qiaoyue asked again.

"What, miss, you want to buy it?"

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