528 Countdown to the End (1)
After more than a month of hard work, Su Taotao and Su Wenhan finally established a real estate company in City Z. They entered the real estate industry in City Z as investors and worked with the local government to build the first real estate project called "Tai'an Home".
This project was the first commercial housing project in the country. It was sold in the form of "floor flowers". After the foundation was laid, the "floor flowers" were put on the market for sale and officially launched.
The most important stroke of reform and opening up was finally made by Su Taotao herself.
This new sales method caused a sensation in all walks of life as soon as it was launched. People thought that the boss of this real estate company was simply "dreaming" and that "only a fool would pay for a house without even seeing the bricks"...
What? Only 50% down payment is required during the subscription stage? The remaining 50% can be borrowed from the real estate company in installments at a low interest rate? The longest installment can be repaid in 30 years?
Houses can be bought this way?
Shocking, extremely shocking!
This is no longer a sensation, it's simply an earthquake!
But houses are allocated by work units, so why should you buy a house with your own money?
Of course, some people think that it is because the house belongs to the work unit, and once you resign, the house will be taken back by the work unit. Strictly speaking, the house is not personal.
Therefore, the birth of "commercial housing" has a huge impact. Everyone is waiting and waiting for the first person to try it.
This result is within Su Taotao's expectations. Reform and opening up not only refers to material opening up, but also people's ideological opening up. You can't get rich overnight, you have to cross the river by feeling the stones, step by step.
You must know that as a pioneer city in reform and opening up, people who "go to the sea" to do business have emerged one after another like bamboo shoots after rain in the past two years.
These people who don't have units naturally can't get houses, and the whole family is forced to squeeze into the small tube building, especially the educated youth who went to the countryside and returned to the city. There is no unit to accept them, so they can only squeeze with their family members.
A person's life is nothing more than three meals a day and a place to sleep. Having enough food and clothing is not a problem. You must have a home of your own to marry and have children. How can you get married and have children if the whole family is squeezed into a small house where it is difficult to turn around? Everyone
longs for a house that belongs to them forever. Information is not well developed these days, and news is always delayed. A businessman who moved to Hong Kong City in his early years and came back to visit his relatives heard the news and immediately took his relatives to make a deposit. Now he has returned home with a lot of money and is also preparing to come back to invest in some business. His home has long been too big to live in. He also plans to buy an old and broken bungalow to live in first, and then build a house when he makes more money. I never thought that now you can buy a house of more than 100 square meters in Z City for tens of thousands of yuan, which is much cheaper than Hong Kong City. Moreover, it is a low-interest installment payment, which is perfect for people like him who need money to run their business. He not only bought it himself, but also encouraged his relatives to buy it. "This is the housing purchase model in Hong Kong City more than ten years ago, but there are bank loans, and the interest rate is not low. Here, you can pay directly in installments from the developer, and the interest rate is so low. It can be seen that it is for the sake of families who can't come up with so much money at once. It is still very conscientious. Those who can afford to buy should buy it quickly. If you miss this opportunity, you will miss it. When the ready-made houses are available, you will have to pay in cash." The businessman in Hong Kong City was moved. Separated by a river, it is just a distance of a checkpoint, but there is a huge information gap, and there is a natural difference in the degree of liberalization on both sides. Some people were skeptical: "Are you a stooge who took other people's money to trick us?" "Yes, yes, why do I feel uneasy without the title deed in my hand?" "That's right, they don't give us the title deed when we buy a house, and they give it to us after the house loan is paid off. That will be decades later. Who knows if they are just cheating us out of the 50% down payment? I won't do such a stupid thing!" "That's right, the bricks and cement are still there, but there is no house yet, and they want us to give them money. To me, they look like a liar." "That's right..." ... These days, people in coastal areas are still very aware of fraud. The businessman smiled and said, "Buddha saves those who are destined to be saved. That's all I have to say. The money is in your pockets. You can buy it or not." There was no purchase restriction these days. The businessman paid the down payment in one go and bought three units with the best floor orientation. Two of his relatives who came with him also bought without hesitation. They also bought the units with the best east orientation with the upper and lower floors. Su Taotao's people and a third-party lawyer were on site to take charge of the contract details. They also had to go to the Housing Authority to apply for a certificate and file it. Although before the payment was paid, the individual only had the purchase contract in his hand and the property certificate would not be given to the individual, but had to be mortgaged to the real estate company, but seeing the property deed come down, the first-time homebuyers still felt much more at ease. The whole process was followed and recorded by reporters, and naturally there were also many interviews with homebuyers. The next day, the report came out, and the first commercial housing owner in City Z was announced. Everyone finally waited for the first batch of people to take the plunge, and those with the ability and ideas began to get restless and make their own plans. On the third day, some powerful reporter actually dug out Su Taotao's background. Including that she was the director of a subsidiary factory in a base in the south, and later she was admitted to Huaqing University and went to the capital. Now she has returned after graduation to contribute to the promotion of reform and opening up. The key point is that the report detailed Su Taotao's previous part in the "Ten-Year Plan" about raising funds to build houses for employees. It is the same model, but the cash flow of the food factory is larger, which allows employees to pay 30% down and 70% mortgage. The first phase of pre-sale housing has been fully subscribed as soon as it was launched. It is currently under construction and several floors have been built. It is said that by the end of next year, the owners of the first phase will basically be able to take possession of the houses! In addition, all the leaders who appeared in the interview praised Su Taotao as a rare genius in a century. They said that her appearance directly promoted the overall economic development of their county, allowing their county to get rid of poverty in just a few years and become the first "rich" county in the province with the lowest unemployment rate and the highest tax amount. All the employees interviewed praised the factory manager Su Taotao for all her good qualities, including her special care for women, children, veterans, the disabled and other disadvantaged groups. The whole city was shocked when the report came out. On the fourth day, people who came to buy houses directly squeezed the door of the sales office... You know, the first phase only launched a few hundred units, that is, a few buildings. If you go too late, you may not be able to grab anything!
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Su Taotao returned to the capital after handling all the matters, while Su Wenhan and Old Man Du stayed in Z City.
Anyway, "One Family Under Heaven" is completely on track, and the people trained are not bad. Zhou Linglan and Fu Yuanhang are watching over it, so there won't be any trouble.
Compared with "One Family Under Heaven", which is a trivial matter, Su Wenhan and Old Man Du are more willing to take care of the "big meal" of real estate.
This is exactly what Su Taotao wants.
She is mainly responsible for the house design, and the construction can be handed over to Lao Gao, and the sales and other matters can be handed over to Su Wenhan and Old Man Du.
She is still hiding her merits and fame as a hands-off manager.
However, she is not idle after returning to the capital.
The chain business model of "Si Hai Yi Jia" should also be put on the agenda, and it's time to open branches.
The car she has been dreaming about must be bought before the New Year.
And her baby Chenchen is about to start school, and she must be there in person on the first day of her senior year.
Su Taotao is busy enough in the capital for so many reasons.
Fu Gong's scientific research results have also reached the most important stage, and he can only come back two weekends in the past month.
On September 1st, he also deliberately set aside time to prepare to send his son to school with Su Taotao.
Chenchen was happier to hear the news from his father than on the first day of kindergarten.
He called his good friend Chen Zigui to share it as soon as possible.
When Mommy Chen found out, she immediately notified Daddy Chen that no matter how busy he was on September 1st, he had to make time to send Zigui to school!
Daddy Chen was extremely puzzled. His son was in his third year of high school, not going to college, and certainly not his first day in high school. Why did he still have to send him?
Although he was puzzled, Daddy Chen dared not disobey Mommy Chen’s order.
On September 1st, two “kids” from the third year of high school (1) class appeared, “escorted” to school by their parents.
This scene is much more shocking than when Fu Yuanhang went to high school...
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Okay, let's keep it a little suspenseful. I declare that the girl who deserves the best Chen Chen and the best uncle in the world has not appeared yet. Since there are more voices of opposition, I will not write about their love line in the extra chapter
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In addition:
fiction, fiction, fiction...
Important things have been said countless times, don't benchmark real historical events.
The first commercial housing in China was born in 1980. At that time, it was invested and built in Shenzhen by Hong Kong businessmen, and it cost almost 50,000 yuan per set.
As a pioneer of reform, Shenzhen has too many "firsts", and the concept of "housing is a commodity" also started from Shenzhen and spread to the whole country.
The timeline of building commercial housing in the article is actually similar, but the bank's undertaking of "housing mortgage loans" and "selling houses" (that is, pre-sales of houses) did not happen until the late 1980s, after the first housing system reform meeting was held, and it was not until the early 1990s that it began to be implemented.
Su Taotao put this matter on the list early, as early as when the food factory proposed to raise funds to build houses, but the food factory was the one that undertook the loan business in the article, and now it is the contractor, which happened earlier than the bank. At that time, the bank did not have a real estate credit department.
Su Taotao dared to do this because she knew that the house price would soar in the future. Even if there was a shortage of supply, the house would continue to appreciate after it was taken back by herself, and it would not be a loss-making transaction.
Sorry, sorry, the author is a chatterbox, and the topic is going off the topic.
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