Chapter 82: Interest Compounded, Can't Pay It Back



But today was not the reason for this: "I just paid Zhao Bangzi for help, and called Hei Lao San to tell him what our mother meant. We have no money, and even if he wants to pay us back, we will not pay a penny back. Whoever borrowed the money should go to him."

Li Hongyan was stunned: "Our father is so old, and you don't care about him anymore?"

"Our father has always loved you as his eldest daughter. You coaxed him into borrowing so much money for you, causing him to be harassed by debt collectors and live in fear. You should be the one to find a solution." After Li Hongwei finished speaking, he turned around and left, pushing his bicycle.

"I've got your message across. You'd better pay the money back quickly, otherwise when Hei Lao San comes to collect the debt, you won't be able to pay it back at all.

Li Hongyan stood in the yard in a daze for a long time. It was only when the chicken laid eggs and clucked that she reacted.

"Aren't you going to cook yet? Are you going to work in the afternoon?" Zhao Faliang came out after hearing the noise of Li Hongwei leaving, and impatiently urged Li Hongyan to cook quickly.

"I understand." Li Hongyan responded casually and decided not to worry about it anymore. Pengfei had analyzed the matter for her anyway. The fingerprint on the IOU was her father's, and the signature was also her father's. It had nothing to do with her, a married daughter.

Even if she is taken to court, she is innocent.

As for her father hiring people to collect debts, that's okay. She has four brothers and their wives, and she is all married. Her father is the responsibility of his sons.

She just couldn't believe it. Could they just watch her father being forced to death?

Li Hongyan figured it out and stopped worrying about it.

After a while, the meal was ready, and she called out from under a window: "Pengfei, get up quickly and eat before you go back to sleep."

"You didn't get up to eat in the morning. If you don't eat lunch, you'll be sick from hunger."

"I don't want to eat!" Zhao Pengfei was still curled up in the quilt, listening to his mother's nagging, and replied angrily.

His uncle came just now, he knew it by the sound of his voice.

What does it mean?

They all came to his house to collect debts, and when relatives had problems, everyone came together to help. But his uncle was the only one he had ever known, and he had never spent a penny on him since he was a child.

"He's feeling bad, so just don't eat." Zhao Faliang came out and said, then picked up the bowl and started eating.

Li Hongyan had no choice. Her son's marriage was ruined, and she felt bad. She was weak after all. Who told her that she was a useless mother? "If you don't want to eat, then don't eat. If you get hungry later, you can warm yourself up. I'm not your old nanny."

The couple sat down to eat.

Li Hongwei rode his bicycle all the way back to the village, stumbling along the way.

The whole family was waiting, including the third daughter-in-law Zhao Xueyan, who had to send her child to cram school on Saturday. They also came back and wanted to know what to do about this matter.

"Brother, what's going on? What do they say over there?" The second brother Li Hongjian lost his temper and rushed over to ask before Li Hongwei could steady his bicycle.

Chen Xiaoying looked at the boss Li Hongwei, and her heart sank. Looking at his depressed face, she knew that the result would not be good.

Sure enough, Li Hongwei sat down and said, "They said that the money that was lent must be repaid in three months at the earliest. If you want to pay it back earlier, it's not possible."

"Three months. The interest of 28,000 yuan per day is too much. Why do you want another three months?" His wife Liu Lanxiang said with a sullen face.

Her elder sister-in-law Li Hongyan beat her up, so she had a grudge against her. Now she had to bear the high-interest loan that Li Hongyan had plotted against her for no reason. It would be strange if she had a good face.

"Mom, they don't calculate interest like this. For example, if you borrowed 10,000 yuan, the interest you'll get on the second day will be the interest of 2,500 yuan on the first day, plus the original principal of 10,000 yuan. So the interest on the second day will be 12,500 yuan, and so on. The total interest is actually more than the principal, so people call this compound interest."

Li Yutong calculated it for Liu Lanxiang.

Liu Lanxiang's face turned pale and she almost cried: "How can we pay it back? Even if we sell the house, it won't be enough."

Li Yutong nodded: "It's indeed not enough. The house can only be sold for 28,000 at most, but the money has been borrowed for more than 40 days, and the interest for more than 40 days has been compounded."

After hearing this, the dozen or so people present fell silent.

Really, I can’t afford it.

"What should we do? We have to find a way." Li Pingwang was the first to get anxious.

He asked Li Hongwei: "Did you ask your eldest sister? I gave her all my money, 28,000 yuan, and she hasn't even married a wife yet, how can she spend it all? Pay back as much as you have."

"Grandpa, we can't pay back this money. In two months, even if my dad sells the house, the 28,000 yuan from the sale of the house will only be enough to pay the interest. It's a dream to think that we can pay off the principal." Li Yutong thought clearly: "If you borrow money from loan sharks, you will never pay it back. You will have to work as a long-term laborer for them for the rest of your life."

Li Pingwang was born in the old society, a farmhand, that is, a slave of the landlord. He was beaten and scolded all his life and never had enough to eat. He was a poor man with a huge mountain on his head and couldn't breathe.

Li Pingwang's expression changed: "What should we do, Hongwei, you should think of a solution quickly."

He kept urging him. The eldest brother Li Hongwei looked unhappy: "What can I do? I just went to my eldest sister's house and told her about this matter. She didn't take it seriously, as if it had nothing to do with her."

"Dad, this disaster was caused by you and my eldest sister. She doesn't care anymore. What do you think we should do?"

Li Pingwang became anxious now.

"Second brother, third brother, fourth brother, where is the money you three have earned from working outside these years? Hurry up and take out this money and pay it back first. When your eldest sister has money, she will pay you back."

"Boss, sell that house quickly, sell it quickly, the sooner you can pay off the debt."

He still refused to change his ways.

The second son, Li Hongjian, was stunned for a moment: "My eldest sister has borrowed all my money over the years. The money is with her now."

The third child, Li Hongqiang, felt something was wrong. Why did her eldest sister keep their money for so many years, but she still had no money? "Dad, I asked my eldest sister to keep my money too."

The fourth child, Li Hong, was about to speak when his wife, Yang Xiaoqin, secretly pinched him and said directly, "Dad, I don't have any money."

Li Pingwang's face was full of disappointment: "Why don't we have any money?"

"Your eldest daughter usually takes out all the money. Now when you need it at the critical moment, of course you have no money left." Even at this time, he still doesn't understand anything. Chen Xiaoying feels that she was really confused in her previous life and was bullied by such an idiot all her life.

Li Pingwang felt his mind was empty. He didn't care about being angry at the old woman's ridicule. What should he do if he had no money?

The eldest brother Li Hongwei didn't want to talk. He had been running all day and was tired.

The second son, Li Hongjian, could not help but say, "My eldest sister must be rich. I gave her all my salary over the years. If I calculate, there must be more than 10,000 yuan."

"Third brother, how much do you have?" he asked the third brother Li Hongqiang.

Li Hongqiang calculated: "Not as much as you, probably about 6,000 or 7,000."

His wife Zhao Xueyan was furious when she heard this: "You have 6,000 or 7,000 yuan to give to your eldest sister, but you are reluctant to spend it on me and the children. Are you mentally ill?"


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