That night, Xiaoyun and her child slept in the master bedroom in the west wing, which had become their usual room.
There are also hygiene products and changes of clothes, which are things my sister usually buys in small amounts.
Seeing her younger sister's pajamas with frayed edges at the neckline, Honghong felt a pang of heartache. After all, Xiaoyun was a top student who graduated from a prestigious university.
To support her husband's career, she stayed in Beijing for employment. Lacking connections, she had no choice but to become an accountant at a kindergarten.
With her qualifications, she could easily become a finance manager at any large commercial company.
Xiaoyun and Chen Hong are the complete opposite. Xiaoyun has been particularly sensitive to numbers since childhood and studied accounting in college.
When she graduated, Uncle Wang and the others had found her a job in her field, but because of Junjun's father, she stayed in Beijing to work.
Fortunately, she is a military dependent and can transfer her household registration. In her previous life, she worked hard for half her life and only got a Beijing household registration!
Xiaoyun took Junjun to take a bath, Yu Yang also went back to his bedroom to take a bath and go to sleep, and Chen Hong went back to her master bedroom.
She took out two sets of silk pajamas from her storage space and gave them to Xiaoyun. She had bought them in Shanghai last year and had been forgetting to give them to Xiaoyun.
It seems she's really getting old; she's always forgetting things. These two outfits have been sitting in her online space for almost a year, but thankfully they're still in style!
"I don't want that. Such high-end fabric must be expensive. I'll just wear pure cotton!"
“Here you go, just take it. I bought it for you anyway. I bought four of these when I went to Shanghai.”
We'll each have two pieces. I forgot to give you these last time you came. Try them on, they're really comfortable!
"Thank you, sister!"
"No need to thank me, you have to be polite to the right person. I'm your own sister!"
Xiaoyun, how much salary do you get each month? After paying the mortgage, is it enough to live on?
"It's over six thousand yuan a month. Your brother-in-law and I both have mortgages on a house, and we each pay our own."
I pay about 2,300 yuan in mortgage payments every month, and the remaining 4,000 yuan is enough to live on, not to mention the rent from the two other properties!
Sister, we can now collect more than 6,000 yuan in rent every month, which is an average of 3,000 yuan per house.
Luckily, I listened to you and bought a house. The rent covers the mortgage, and I still have a few hundred dollars left!
I think rent prices are going to rise again. The lease expires next year, and rent will definitely go up again. Buying a property and renting it out is a really good way to make money!
After putting the two children to bed, Chen Hong chatted privately with her sister: "Xiao Yun, I'm planning to buy a few more houses in the second half of the year. Why don't you buy one with me?"
If you take out a loan using the house in your name and it's not enough, I'll cover the difference. Your family can't save a single penny; whenever you have a little money, Junjun's dad wants to contribute it to his younger siblings.
As you can see, housing prices are rising so fast! Let's buy another one so that Junjun can use it as her wedding home when she grows up.
I want my kids to work so I can buy my own house, but they definitely won't be able to afford it by then.
These good times will only last a few years. If you grit your teeth and work hard, you can buy one. Renting it out to earn rent is also worthwhile. And if something really happens, selling the house will save you money!
Xiaoyun was also very tempted, especially since she had just bought a house last year and its price had skyrocketed this year.
Her house has doubled in value. If she relies on saving her salary to buy a house, she might not be able to afford one even by retirement.
Following in her sister's footsteps, in less than a year, her assets had already increased by half.
She works in accounting, and she has a very clear understanding of the numbers; buying a house definitely yields the greatest benefit.
"Sister, I do want to buy it. I know you won't pressure me to pay back the 200,000 I owe you."
But if we don't lend money to his brother to buy a house, and instead buy another one ourselves, Junjun's dad definitely won't agree!
Chen Hong glared at Xiaoyun with exasperation, "Haven't you learned from my mistake? When we first got married, Yu Hai was begging me to be good to him."
It's only been a few years, and you're already messing around outside. You and Junjun's dad seem to be doing well now, but who knows what might happen next year?
What if he changes his mind later, gets promoted and makes a fortune, and abandons his wife? What will you have then? Not a penny left, and you'll be drowning in loans and debts.
If it weren't for buying this house, you would still be penniless after more than ten years in Beijing. Even in your old age, you wouldn't be able to afford a toilet.
Listen to me, if you buy another house, don't tell Junjun's dad. Anyway, you two will each spend your own money.
You take out a mortgage loan in your own name, and the property you buy is registered under your name.
If you really end up like your sister, at least you'll have a backup plan. It's even better if nothing happens; when you're old, you can collect your pension and rent together.
You have more money on hand now, so you can think about it more often when you have free time, and there's no rush now.
After giving her sister advice, Chen Hong went back to her bedroom to take a shower.
She didn't go back to her social media profile tonight either; instead, she sat on her bed and did yoga breathing exercises.
Lying in bed, she couldn't fall asleep. She took out her phone and texted Zhou Yi: "Can you come back? Do I need to ask for leave again?"
Two minutes later, Zhou Yi replied to the text message: "I've informed the leader that I'll be home at 10 p.m. and return to the unit at 6 a.m. the next morning."
Chen Hong: "Do we still need to rush between events?"
Zhou Yi: "Wait for me!"
Chen Hong: "Send me a text message when you get to the gate. Aunt Yu Yang is staying over tonight! Don't make too much noise!"
Zhou Yi on the other end frowned, his fingers rapidly tapping on his phone keypad: "What? Am I still a secret lover, someone who can't be in the light of day?"
Chen Hong: "No, I haven't figured out how to tell my family. We don't see each other often, so there's no need to explain!"
Zhou Yi, sitting across from him, was feeling very frustrated. Why did this relationship make him feel like an adulterer? Dating his girlfriend felt like having an affair—it was so awkward!
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