Chapter 139: Money Raising (Part 2)



"Please look at this part on the back of the registered bond," Wu Lai said as he pointed. "It contains the bond amount, interest rate, term and method of repayment. In other words, this bond is actually a contract. Each bond has an amount of 100 gold coins and an annual interest rate of 9%. In other words, each bond can bring you an income of 9 gold coins per year. Although 9 gold coins may not sound like much, if you buy 10 bonds, you will get 90 gold coins per year. I think everyone can do the math."

"The minimum term of a bond is one year, and the maximum term is five years. This means that after one year of purchasing this bond, you can redeem the principal and interest, and take away 109 gold coins. If you want to continue, that's fine too. Keep the bond and take away nine gold coins every year, but the maximum is five years. I think everyone is clear about this. A bond can bring you a minimum of nine gold coins, and a maximum of forty-five gold coins."

"What if it is lost?" someone asked.

"Don't worry about that. If you buy bonds, in addition to filling out your name, address, purchase date, and bond number on the bond, we will also register a copy. Whether your bonds are lost, burned, or eaten by insects or rats, we can replace them for you. You just need to fill out a new copy of the copy and write a statement declaring the previous one invalid."

"Hey, that's quite thoughtful." Someone nodded.

"I also need to remind everyone that registered bonds can be transferred to others. You just need to come here and fill out a transfer statement. Therefore, this type of registered bond is actually a great gift for relatives and friends. Think about it, there is a huge difference between carrying a big bag of gold coins to visit and carrying a few bonds." Wu Lai said with a smile.

Brat, you know how to incite people. Job frowned and thought, then he saw that some people around him were already tempted, so he didn't hesitate, stretched out his hand and pushed the two young nobles who were blocking the way forward, squeezed forward, and came to the circle of people.

"Woleglindo, what harmful things are you doing again?" Job asked with a stern face.

As soon as Jobe finished speaking, those who were planning to approach him to greet him could not help but cast doubtful eyes at Woolley. You know, Jobe was the treasurer and salt director of the city-state of Lovington. He held the financial power in one hand and the salt industry in the other. His popularity was no less than that of George, the governor of the city-state. How could these listeners not be surprised when Jobe started to beat people with a stick?

Wu Lai frowned. He had seen Jobe walk in just now, and he thought that this guy might cause trouble, but he didn't expect Jobe to say it so harshly - saying that Wu Lai's bonds were "harmful things". What else could this be but wanton slander? "So it's Financial Officer Jobe. I saw you hiding behind me just now, and I thought you were a thief. I almost got caught and beaten." Wu Lai raised his eyebrows and said in a cold voice.

Hearing Woolley's insinuation, Job immediately became furious. He waved his sleeves and asked, "Woolley Grindo, after the city-state meeting, you, as the consul, should return to your place of government to protect the people. Why do you stay in Lunvington and come up with these pieces of paper to deceive the people? Do you really think that you can deceive people with your nonsense and exchange them for your worthless pieces of paper?"

After Jobe said this, there was more discussion around. Originally, everyone was a little unsure about this new thing called registered bonds. If they had not been there to watch the fun, the dozen or so people in the yard would have left long ago just because of Jobe's words.

"Sir Job, you are a high-ranking official in Lunvington. How can you be so irresponsible?" Wu Lai frowned and asked, "Tell me, how come my registered bonds are worthless?"

"Let me ask you, where are you going to use the money from the sale of these bonds?" Job asked with a cold smile.

"For the construction of Salt Marsh Town," Woolley replied.

"What kind of construction?" Job demanded.

"Temples, warehouses, houses, defensive walls, shops, guild halls, and roads," Wu Lai replied.

Job laughed, glanced around, and asked everyone, "Did you hear that? Temples, warehouses, houses, defensive walls, shops, guild halls, roads, except for shops and guild halls, which of the others can make money? Shops and guild halls can indeed make profits, but as you said yourself, who dares to say that they are completely sure? What if your shops and guild halls do not make money or even lose money, what will you use to pay back everyone's interest and capital?"

Everyone pondered over what he said, and immediately believed Jobe 99%. Jobe was right. Wu Lai himself said before - opening shops, taverns, workshops, lending money out to collect interest, doing city-state trade, who can be sure that it will be profitable? Since you said so yourself, then after you take the money, the construction of Salt Marsh Town can be completed, but where will you get the money to pay us the capital and interest? Besides, the term of the bond is as short as one year and as late as five years. With the current appearance of Salt Marsh Town, it doesn't look like a place where wealth can be gathered. There is a lot of salt, but it doesn't belong to Salt Marsh Town. - Everyone couldn't help but think so.

"Lord Job, look at this..." A little noble came up to Job, bowing and nodding to get close to him.

"Hmph, everyone, being able to distinguish right from wrong is the quality that an Assyrian citizen should have. You couldn't even see through such a trick. You are simply bringing shame to Longvington." Job glanced coldly at "Woolley's shill" and said.

"Lord Job is extremely wise. How can we compare with you?" a minor noble said flatteringly.

"Thank you for the compliment." Jobe responded calmly, and turned his gaze to Wu Lai, "Wu Lai Grindo, why don't you answer my question?"

Wu Lai showed an embarrassment on his face. "Master Job, there are some things that I don't want to say, but it's inconvenient to say. If I say it, other towns will copy my routine, then I won't make any money. Besides, isn't it okay for my registered bonds to be guaranteed by the temple?"

"How can that be possible? The temple's guarantee is just a title. If there is really a problem with your money account, can you ask the temple to pay it for you?" Job laughed and said. He was very proud now. Not only did he ruin Wu Lai's plan, but he also won a reputation for being wise and courageous. He felt so happy in his heart.

A deep voice suddenly came from behind the crowd: "Of course the temple paid it back on behalf of Archon Wulai."

The smile on Job's face froze, because he had already heard who said this - the high priest of the temple in Longvington City, Torre...

"These bastards! They make me so mad!" Job couldn't help but curse again.

George frowned. This was the third time Job had started scolding since he pushed the door open. The problem was that scolding alone was not enough. He had to give a reason for the scolding, right?

"What's going on?" George asked unhappily, thinking that even if I let you find out, you would get so angry.

Jobe let out a long breath and told the whole process of going to the Tongji Alliance headquarters. Then he spread his hands and asked, "Don't you think this is infuriating? Don't we know what Salt Marsh Town is like? It is clear that Wulaglindo has no way to repay the principal and interest, but Torre still wants to do it. The most infuriating thing is that those who originally listened to me turned around and followed Torre's lead."

"You mean, Torre himself bought a registered bond worth 50,000 gold coins?" George asked.

"Yes, in my own name, in front of me, three ox-carts of gold coins," Job answered.

"Then Wright bought it too?" George frowned.

"Wright also bought 50,000 coins. Torre also told everyone that Envoy Ibe bought 200,000 gold coins. In addition to them, there were many others who bought 1,000 or 2,000. When I came back, it was very lively in Wuleglindo." Job said angrily.

"You said..." George couldn't help but tap the table with his fingers. This little action usually occurred when he was thinking about something. "Did someone instruct Wulaglin to do this? For example, Chief Connor or the Temple?"

Job was startled, then nodded after a brief thought: "We can't rule out this possibility, but the possibility of the temple is greater. However, how can Salt Marsh Town have so much money to repay it by then? If we let this Wulaglindo mess around, aren't we just waiting for trouble?"

"Why should we be afraid of trouble? As long as we didn't cause it, it's fine." George smiled and said, "Immediately arrange for someone to go to the treasury and get some money out, and send it to Woolleglindo to support him."

"Why?!" Job almost jumped up.

"If this is a pit, then we might as well dig it bigger so that we can bury that Woolleglin more. If it is really beneficial, we can make a profit from it. Why not do it?" George asked back.

Job was stunned for a moment, his brows immediately relaxed, and a smile slowly formed at the corners of his mouth.

"How much is appropriate?" Job asked again.

"It's not too much. What do you think of 500,000 gold coins? Is that enough to cause more trouble for Wuleglin?" George asked with a smile.

"That's enough. But I hope that Woleglindo's trouble will be bigger and more out of control, so I plan to find a few more families. What do you think?" Job asked back.

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George nodded: "That would be great."

In the evening, Woolley and Lyle walked out of the temple side by side.

"You can rest assured that the gold coins are placed here. No one dares to touch them. Besides, I'm here for you," said Wright.

Wu Lai nodded. Today's income far exceeded his expectations, but there was no suitable place to store so many gold coins in the base. Fortunately, Wright was there, so he borrowed two underground shelters in the Temple of Lovington.

"George and the others have no good intentions, otherwise they wouldn't have bought so many registered bonds. Wu Lai, we have to be careful." Wright felt disgusted when he thought of the scene of Job leading a team to deliver money. He was used to being domineering in the Assyrian city, and he saw in Job that he was even more domineering than himself. How could he accept this?

"What are they worried about? You don't need to pay attention to them. As long as you get the money and get the job done, it doesn't matter who you sell it to," Wu Lai said with a smile.

"That's right. Huh, I have to stay in Lovington for a long time anyway. I want to see how shameless these guys can be." Wright said.

"Just don't make any trouble. Actually, I had expected what they would do today. To be honest, I wish they would come more often." Wu Lai laughed out loud. "Anyway, whether they come or not, you just wait and see. Tomorrow you won't have to find anyone to go out on the street to shout. All citizens, rich or poor, will come to see what these registered bonds are all about."

"Really? Then how much did you sell? Today it's already over 710,000, and that's not even counting my share and Vice President Ibe's share." Wright couldn't help but admire. Wu Lai's speed in making money was too amazing. At first, he was worried that no one would buy it.

"No matter how many there are, the more the better. There are some things that I can do in advance..." Wu Lai replied.

The next morning, many minor nobles entered the headquarters of the Tongji Alliance, because the news of the registered bonds had spread last night. George, Jobe, and Torre were all well-deserved promoters. Think about it, the city-state governor, the treasurer, and the high priest of the temple all made a big move. What does this mean? It means that the registered bonds can really make money.

Today is a little different from yesterday. Yesterday, there were more people watching and fewer people buying. Today, everyone buys without hesitation. There are two or three or dozens of them. Both buyers and sellers are happy, but those who count the money are very busy...

The next evening, Wu Lai had to order people to close the door and ask them to post a poster at the gate saying "It's getting late, please come back tomorrow", otherwise he would have to be busy until the evening.

On that day, Woolley sold 614,200 gold coins worth of registered bonds.

On the third day, Wu Lai collected another 600,500 gold coins...

By the afternoon of the fourth day, Wu Lai had sold a total of 22,137 registered bonds, so there were an additional 2,213,700 gold coins in the two underground shelters of the Temple of Lovington, and this did not include the shares of Wright and Ibe...

"My goodness, how are you going to transport so much money?" Wright was a little worried. The mountains of gold coins in front of him looked spectacular and tempting, but transporting them to Salt Marsh Town was by no means an easy task.

"Luck? Why should I need luck?" Wu Lai asked with a smile.

"Unlucky? What does that mean?" Wright was stunned, a little confused.

Wu Lai laughed and asked with a smile: "Wright, today I will teach you a new word - money bank."

"Money, money house?" Wright was even more confused.


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