As he walked into the hall and looked up, Job saw several familiar faces. When he was hesitating whether to leave first, two of them came towards him with a look of surprise.

"Master Job, you are here too. I told you that this Huitong Bank has some connections. Even a big shot like you is here." One of them said flatteringly. The one who approached him to get close to him was a little smarter. Seeing that Job's expression was a little stiff, he didn't dare to say anything. He smiled and then gently pulled his companion and said, "Master Job must be here to do business. We won't disturb you."

Qiao Bu nodded calmly, and seeing someone else paying attention, he quickly quickened his pace and walked towards the side hall on the right. A 15- or 16-year-old doorman waiting at the door of the side hall saw him walking quickly, and hurriedly saluted respectfully, while cleverly opening the door: "Dear guest, please come in."

After Job walked in quickly, the man who had just spoken to him frowned and asked his companion in a low voice: "Why did Lord Job go to the loan hall? Could it be..."

The companion frowned and thought for a while, then his eyes suddenly lit up, and he also lowered his voice and said, "You are so stupid, how could Lord Job be short of money? I was wondering why Lord Job looked so unhappy just now. Let me tell you, this Huitong Bank was opened by Lord Job, Wright Gerard, and Woolleglindo. Also, don't tell anyone about it, Lord Job doesn't seem to want others to know."

"So that's how it is. Okay, okay, I won't tell anyone."...

After seeing Job come in, Siban Oak stood up from behind his desk with a smile. Although he had never seen Job, the guard at the front door had already reported him. Even if he hadn't, Siban Oak had seen those portraits and naturally knew who the person in front of him was.

But Siban Ouke didn't intend to let Jobe know that he had recognized him: "Hello, guest. I am Siban, the chief treasurer of Huitong Money House. Siban Ouke, please take a seat. May I ask how I can help you?"

"I am..." Job hesitated for a moment, thinking that it might be a good idea not to tell the other party for the time being, at least he could get some information out of him. After thinking this, he sat down and said, "I am here to ask how you handle this loan."

"Okay, we welcome both borrowing and consulting." Siban Oak sat back in his chair and leaned back. "But to save everyone's time, could you please tell me first what you are borrowing for? To do business? To buy a house? Or something else, such as repaying a debt."

Job hesitated for a moment and answered, "Buy a big house."

Siban Oak asked again: "Are you buying a house in Lunvington City?"

Job nodded.

"Then may I ask, how much is the house?" Siban Oak asked with a smile.

"About six thousand gold coins," Job replied.

"A house worth six thousand gold coins must be large and magnificent." Sibanok praised and nodded, "Guest, what is your annual net income? Also, is there anything you can mortgage?"

Job hesitated for a moment and replied, "Less than six hundred gold coins, and no collateral." Although he answered quickly, the number was carefully considered. I can't even pay back the money I want to borrow in ten years, and I don't even have any collateral. Let's see what you can do.

What surprised Job was that Sibanok not only did not show any embarrassment, but smiled and nodded, saying: "With your income, it will not be a problem for you to borrow 6,000 gold coins from Huitong Bank. In short, you need to sign a loan contract with the bank. The contract will state your personal situation, loan amount, repayment time, interest payment, etc. Of course, you also need to mortgage the house deed to Huitong Bank after successfully purchasing the house you want. This will be clearly stated in the contract, and Huitong Bank will also participate in your transaction throughout the process to help you get what you want."

"Then how much interest do I need to pay in a year?" Job frowned.

Sibanok took out a small notebook and flipped through it, then replied, "Considering your income situation, my suggestion is..."

After a while, Job walked out of the loan hall with a stern face, and even ignored Siban Oak's farewell. Seeing how angry he was, Woolley and Wright smiled at each other.

"He must be mad at you for taking their business," Wright said.

"In this world, only the fittest survive. With Huitong Bank here, their income will certainly shrink a lot." Wu Lai said, "I've also done a good thing for Lunvington. Over the years, there have been many people whose families have been broken up and separated by Job's usury, aren't there many?"

"Survival of the fittest?" Wright nodded. "That's a good word."

…

After walking into George's office and sitting down, the first thing Job said to George was: "We are in trouble."

"What trouble?" George frowned, but his heart tightened.

Job immediately told his whole experience at Huitong Money House, and then said, "This Wulaglin has lowered the interest rate so low and made the loan period so long. There is basically no threshold for borrowing. Do you think anyone will come to us to borrow money if this continues?"

"Bang" - George's fist slammed heavily on the table: "This bastard! The capital he used to open this Huitong Bank must have come from registered bonds! He is a liar! A scoundrel!"

"I can't think of any way to deal with him for the time being. The most hateful thing is that we spent 500,000 gold coins to buy his bonds, but we didn't expect that he would use our money against us." In addition to being angry, Job also felt a strong sense of powerlessness.

"Keep an eye on him! Keep an eye on that Huitong Bank! I don't believe that Wuleglin will not make any mistakes!" George slammed his fist on the table again...

Shortly after nightfall, the lights in Huitong Money House were on. Wu Lai was sitting in the hall, and a group of employees were standing in two rows. Although they all looked tired, their faces were full of joy and anticipation, because Wu Lai had just announced that he would treat everyone to a good meal in a while. The food was secondary, and the most gratifying thing was to have the opportunity to get close to the big boss, especially since the big boss was willing to humble himself and be with everyone. You know, in the Assyrian territory, it’s not easy for citizens to say when they are hiding at home, but when they go out, they always regard status as more important than life. How can they be like Wu Lai?

While presenting the newly copied account book to Wu Lai, Xiban Ok reported: "Master, please take a look. Today, we processed a total of 53 transactions, including 6 deposits and 47 exchanges. The deposit amount totaled 1,600 gold coins, and the exchange amount was equivalent to 13,720 gold coins. We therefore earned 11 gold coins and 26 silver coins."

Wu Lai took the account book and looked at it. When he looked up, he saw that Xiban Ok looked worried, so he smiled and asked, "Do you think this income is too little?"

"This..." Sibanok hesitated, not knowing how to answer. Huitong Bank spent a lot of money just to buy the house and renovate it. It only earned a dozen gold coins in this day, which was not like Wu Lai's level. Think about it, didn't Wu Lai make a lot of money as soon as the business opened? "We have to look further ahead. This is just the beginning." Wu Lai smiled slightly, closed the account book and waved it, "Let's go, Wright must have prepared it, let's go and have a feast!"

While Wu Lai and the people from Huitong Bank were enjoying delicious food, news about Huitong Bank was spreading in the city of Lovington...

At a certain aristocratic gathering, a pot-bellied fellow proudly took out a palm-sized thin notebook with the words "Huitong Money House" printed in bright red on the cardboard cover.

"This is the deposit certificate of Huitong Bank. By the way, it's actually called a passbook." Seeing that everyone was looking at him, the guy who liked to show off almost grinned from ear to ear. He flipped through the passbook and said, "See, this is my name, this is the seal of Huitong Bank, and this, six hundred, is the number of gold coins I deposited today..."

"Why should we deposit it there? Your house is so big, is there no place to put the money?" Someone interrupted with a smile.

"You don't understand this." The pot-bellied guy didn't get angry, and continued to smile and say happily, "If you keep money at home, it won't change no matter how long you keep it..."

"Will it change if it is deposited with someone else?" The person who interrupted continued to interrupt, as if he would not be happy unless he did so.

"Don't interrupt! How can you know if you don't listen to me?" The pot-bellied guy rolled his eyes at him and held up his passbook. "Put your money in this Huitong Bank. Others pay interest, but not much, only 1% a year. Six hundred gold coins, six gold coins a year. But mine is a demand account, which means I can withdraw it whenever I want. If I withdraw a lot, they will escort me. If it's a one-year deposit, the interest is 3%, which is not a small amount."

"That's not even as much as the registered bonds." Someone else interrupted.

"The problem is that the thing is not for sale now. Alas, I missed the good time. I heard that it was all bought by Master Job and his men. I don't know if it's true or not."

"Really? I saw it. A row of ox carts and horse carts were carrying money. It was a spectacular scene," someone exclaimed.

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The man who first interrupted seemed to enjoy making things difficult for the big-bellied guy. He chuckled and said, "What if your money isn't there for long and someone else runs away with it? Who are you going to turn to then? Aren't you worried?"

"Why should I worry?!" The big-bellied guy laughed. "You are really ignorant. This Huitong Bank was opened by Wuleglindo. Although Wuleglindo is only the governor of Salt Marsh Town, he was proposed to be the governor by Chief Connor of the Supreme Council. Didn't you see the special envoy when he came that day? He has the support of both the Supreme Council and the Temple. His backing is very strong. In addition, this Huitong Bank is guaranteed by the Temple. I heard that it is the same as the registered bonds. If I am still worried about this, then I am really an idiot."

"By the way, I heard that Lord Job also has a stake in Huitong Money House. The information is very reliable." Suddenly another person said.

So, everyone's minds became active...

There were naturally many similar conversations. Every time Huitong Bank was mentioned, more people knew about it, and the number of curious and excited people increased immediately...

After the dinner with the employees, Wright went back to the temple drunk - he was the temple's special envoy, so it was more appropriate for him to live in the temple. In fact, George and others had invited him to visit and stay overnight at their mansion several times, but Wright refused every time. In his opinion, since you and Wu Lai are on opposite sides, then we are destined to not be friends.

Wu Lai and others returned to Huitong Money House, because the head manager, Xiban Oak, lived in the money house, and he had something to discuss with Xiban Oak.

"I will leave for Saltmarsh Town at the latest early the day after tomorrow. I may have other things to deal with tomorrow, so there are some things I have to tell you tonight." Wu Lai said.

Xiban Ok nodded: "Master, just give me your orders."

"First of all, as the chief manager, your every word and action are watched by the employees below. If you have no confidence in the bank, they will also be discouraged, so you have to set a good example," said Wu Lai.

Xibanok looked ashamed and nodded quickly.

"The bank is a new thing. We need to make people remember us and arouse our interest as quickly as possible, and we also need to provide the best service to leave a good impression on all the guests who come here. Smiles and enthusiasm are indispensable in Huitong Bank..."

"Being cautious is the first priority for a bank. You must be especially careful of George and his gang. Wright will stay in Lovington during this period. If you can't solve the problem, let him go..."

"The banknotes and time deposit certificates must be kept properly. The copper cabinet I ordered should be ready in the next two days. I will ask Wright to take it to the temple. Also, guards must be in place when the coins are transported in and out..."

Sibanok listened and took notes, nodding from time to time.

After talking for a long time, Wu Lai said everything he wanted to say. Seeing him pause, Sibanok hesitated and asked, "Master, I can understand the benefits of this bank, but can it really be like you said the other day, once it grows, it will be able to control the entire Assyrian territory?"

"Of course, it was originally part of my plan, but it just appeared earlier than I expected." Wu Lai smiled and said, "I can foresee that in the future, Huitong Bank will not only be able to influence the Assyrian territory, it will also be able to influence the entire continent..."

Xiban Ok was stunned for a moment, and a look of longing suddenly flashed in his eyes...

The next day, Woolley left Lovington, accompanied by a convoy of more than 40 carts...

After learning the news of Wu Lai's departure, George subconsciously breathed a sigh of relief, but what he didn't expect was that the sigh was soon raised again.

"Lord George, Huitong Money House is doing very good business today. There is a long queue right now." A civil servant who came back after getting the news reported.

George gritted his teeth and his face hardened.

Before evening, another servant came back to report: "Lord George, things are not going well with Lord Job..."

George frowned: "This Job..."