After deducting the 130 million green coins that she continued to use for foreign exchange speculation, there were still more than 53 million green coins left. Lu Jiaxin gave 10 million green coins to Standard Chartered and CITIC Bank respectively. She asked two stock brokers, and they did not refuse her when they saw that she wanted to buy short orders of green coins/yen, but they could only buy within 5 million and could not use leverage. No matter how small a mosquito is, it is still meat. Lu Jiaxin bought 5 million from each of the two banks. The rest of the money was used to buy stocks, because she bought ten blue-chip stocks. Once the money was dispersed, Lu Jiaxin only had more than 23 million green coins left in HSBC's account.
Nie Zhan helped Lu Jiaxin find a villa. He wanted Lu Jiaxin to buy a villa in Repulse Bay so that they could be close to each other and see each other more often. However, after asking around, there was no house that met her requirements. However, there were several villas in Deep Water Bay that met her requirements.
When Lu Jiaxin heard that there were three luxury houses for sale in Deep Water Bay, she was very surprised: "Why are there so many owners selling luxury houses in Deep Water Bay?"
After asking, I found out that these people had bought houses in other places. Soon, Lu Jiaxin realized that the Peak was where the top rich people lived, followed by Repulse Bay. Both places were inhabited by wealthy people, and Deep Water Bay was relatively inferior.
It's not that Deep Water Bay has a bad environment. On the contrary, Deep Water Bay has a good environment and is only more than ten kilometers away from the city, which is very convenient. It's just that due to political considerations, the British first developed Repulse Bay. Because of the geographical advantages of Deep Water Bay, it later became a gathering place for top wealthy people.
Lu Jiaxin said with a smile: "Okay, let's go look at the house on Sunday."
On Saturday, Lu Jiaxin went to look at houses with Nie Zhan with great enthusiasm. Of the three villas, the first one had no garden and was ruled out first. The second one was decorated magnificently, but the price was also high. The last villa was decorated well, but the garden was a little small, which made her dissatisfied.
When the agent heard what Lu Jiaxin said, he smiled and said, "Ms. Lu, if you think the garden is too small, you can apply to buy the land next to it."
Nie Zhan thought the agent's suggestion was very good. He said to Lu Jiaxin, "Buy the land next door. Not only can you expand your garden, but you can also build a annex for the bodyguards and maids to live in."
Lu Jiaxin asked worriedly, "Is the land next door easy to buy? What if the government doesn't sell it to me?"
Nie Zhan smiled and said, "Your villa is here. Everyone values privacy, so no one will buy the land next door. Just apply, and the government will approve it."
The owner of this villa asked for 48 million, and the agent said it could be negotiated down to 46 million. Lu Jiaxin thought this price was very cheap. After more than 30 years, it would be impossible to buy it without 20 or 30 billion, and there was no demand for it.
Seeing that Lu Jiaxin generously booked the villa and signed the contract on the spot, the agent smiled from ear to ear. He could earn hundreds of thousands from this alone.
Lu Jiaxin had money and was ready to buy it in full.
Nie Zhan thought that it was not cost-effective to buy it in full, so he asked Lu Jiaxin to buy it with a mortgage, and the money saved could be used for investment. With a 20% mortgage, she only needed to pay about 10 million, and the remaining 30 million would be used for investment, which would definitely earn more than the mortgage interest.
Lu Jiaxin shook her head and said, "I have money on hand now, so it's easier to pay in full. It won't be too late to mortgage it when I buy other properties in the future."
Putting money in the bank is just keeping it there, so it won't matter if you spend some of it.
When Nie Zhan heard that she still had cash in her hand, he wanted to ask what investment she made to earn so much, but reason restrained him: "After buying this villa, you will definitely have to redecorate and furnish it, which will cost another large sum of money."
Seeing that Lu Jiaxin didn't change her mind, Nie Zhan said again: "The media in Hong Kong are well-informed. If the news gets out and they know that you paid for the villa in full, it will not be good for you."
Lu Jiaxin shuddered. How could she have forgotten that the security in Hong Kong was not good? If those thugs knew that she had so much cash, they would definitely target her. Oh, she really had to stay alert at all times!
Thinking of this, Lu Jiaxin said, "I'll listen to you and buy it with a mortgage. 20% is too low, let's just make a 30% down payment!"
Seeing her look of fear, Nie Zhan asked curiously, "What did you think of?"
Lu Jiaxin expressed her concerns: "Nie Zhan, please remind me more often when the time comes. Well, I still have to keep a low profile in the future and don't let those gangsters target me. That would be too dangerous."
Although the security in Hong Kong is not good, these people are very selective in their kidnapping targets and do not dare to kidnap anyone from any family.
Lu Jiaxin thought it was better to keep a low profile. Her wonderful life had just begun, and she didn't want to be watched by the kidnappers and be restricted in her future actions.
After signing the house purchase contract, Lu Jiaxin applied for a mortgage at HSBC. She had more than 100 million yuan in cash in her account, and the loan was approved in three days, which was extremely fast.
After the loan was approved, the property transfer had to be done, and Lu Jiaxin entrusted Yan Yihua with this. The good thing about having money is that no matter what, someone will take care of it for you.
After school, when they returned to the apartment, Yan Yihua handed her the property certificate: "Ms. Lu, congratulations."
He went to handle the mortgage and transfer, and he knew very well that the down payment for the house was paid by Lu Jiaxin, and it had nothing to do with Third Master Nie. People admire the strong, and he didn't know how Lu Jiaxin made so much money, but he admired her ability to make money.
Lu Jiaxin opened the property certificate as soon as she got it, and couldn't help but kiss it after reading it. Well, the garden villa is hers.
What Lu Jiaxin didn't expect was that two days later a gossip magazine published this incident with the headline "Young Master Nie spent tens of millions to buy a villa for love", and the mainland girl became a multi-millionaire overnight.
Lu Jiaxin had the habit of reading newspapers and magazines every day, so she saw this magazine as soon as possible. These Hong Kong media were so mean, mocking her so blatantly.
Qian Xiaoxiao was very angry when she saw this and said, "Sister Xin, you obviously bought the villa, so how can they say that Young Master Nie bought it? This is simply nonsense."
Lu Jiaxin said nonchalantly: "These people write anything to attract attention, so we shouldn't care."
Qian Xiaoxiao felt sorry for Lu Jiaxin.
"They are just looking for something new. When something new happens, they will quickly forget about me."
Gu Wenfeng thought more: "Boss, the villa you bought cost nearly 50 million. This is such explosive news, nothing can overshadow it for the time being. Also, the Nie family will definitely feel uncomfortable when they see it, and they may come directly to you."
Lu Jiaxin is not worried about this: "Nie Zhan will handle the relationship between their family well and will not let them come to me and complain."
Zong Jinghua said, "Boss, your money came from a legitimate source. If the public knows about this, they will only admire you and worship you. If you don't say anything, this will probably continue for a while, which will cause great trouble to your life and studies."
He actually didn't understand why Lu Jiaxin couldn't tell others how she made her money. This was earned from foreign exchange speculation, not from illegal crimes, so there was nothing to be afraid of!
Lu Jiaxin said: "I don't like being praised by others. The higher you praise me, the harder I fall. I prefer to make a fortune quietly..."
These are all excuses, the real reason is hard to tell.
(End of this chapter)