October 19, Monday Every day at 6:10, Lu Jiaxin would get up and wash up, then go to the backyard trail to run for half an hour, come back and have breakfast before going to school. This day was no exception, as usual, she washed up and went to the backyard to run.

After running back, Lu Jiaxin didn't see Nie Zhan: "Isn't the gentleman up yet?"

Butler Meng said, "The master got up not long after you left. He left without even having breakfast. He was in a hurry and I don't know what happened."

There is a time difference between Europe and America and Hong Kong. Lu Jiaxin guessed that Nie Zhan must have received the news and rushed to the company: "It should be a work matter. Put breakfast on the table!"

After breakfast, Lu Jiaxin went upstairs to change her clothes and went to school without calling Nie Zhan. If history had not changed, many people in Europe and America would be in a state of panic, and people in Hong Kong would definitely be in a state of panic. However, these had nothing to do with her. She only needed to wait to reap the fruits of victory.

Arriving at the school gate, Lu Jiaxin walked in with her books as usual, without even bringing her cell phone. Since she was studying here, she had to be like everyone else, not special.

Nie Zhan did not go back to the company but to Wansheng Bank. Nie Jingwen called him and told him that the stock market on Wall Street had plummeted and asked him to go to the bank.

Arriving at Wansheng Bank, Nie Zhan took the president's elevator directly to the top floor.

As soon as Nie Jingwen saw him, he said, "The Wall Street stock market has plummeted. The Dow Jones Industrial Average fell 67 points at the opening. Ah Zhan, the Wall Street stock market has plummeted before, but it has never fallen as much as this time."

All the stocks under Nie Zhan's name have been sold, and Wansheng Real Estate's debt ratio has dropped from 68% to 45%. Even if there is a stock market crash in Hong Kong and Wansheng Real Estate's stock price falls, the bank will not come to collect the debt. Therefore, the stock market shock will not affect the company, but it will have a great impact on Jiaxin.

He didn't know how much money Jiaxin had raised for short selling, but he got 400 million GreenCoins and 1.12 billion Hong Kong dollars, and then used ten times leverage for all of them according to Jiaxin's requirements.

Seeing that he didn't say anything, Nie Jingwen patted his shoulder and asked, "Ah Zhan, what are you thinking about?"

Nie Zhan came back to his senses and said, "With such a big crash in the Wall Street stock market, the Hong Kong stock market will definitely plummet. Didn't I ask you to sell all the stocks you and the company hold, tighten the company's investment projects to recover the funds, and collect the loans that have been issued?" "As long as a batch of funds are recovered, the impact of the Hang Seng Index's plunge on the bank can be minimized."

Because of his personal reasons, Wansheng Real Estate has been a bit aggressive in the past two years. His grandfather criticized him several times for this, and even Hu Zhifeng and other friends advised him that the debt ratio was too high and the risk was too high, and the company might be acquired maliciously, and the company might change hands. However, he didn't want to be overtaken by Jiaxin, and he also felt that the future situation of real estate would be very good, so he didn't listen to these advices.

Unlike Wansheng Real Estate, Wansheng Bank has been making steady progress under Nie Jingwen's management. Now with his suggestions, the stock market crash will definitely have a great impact on the bank, but it will survive.

Nie Jingwen moved his lips, but the words on the tip of his tongue remained unsaid for a long time.

Seeing him like this, Nie Zhan was shocked: "Brother, don't you tell the bank that the stocks it holds have not been liquidated, nor has it tightened its investment to quickly recover funds?"

Nie Jingwen said hurriedly: "Investment has been tightened, but I haven't sold my personal and company-held stocks. In addition, there are many shares pledged by the company."

That is, Wansheng Real Estate still has 17% of its shares mortgaged to the bank, and the mortgage amount is 500 million yuan.

Nie Zhan was furious: "I told you clearly to sell all the company's stocks and close all the contract index positions, why didn't you listen?"

When he received a call saying that the Wall Street stock market had experienced the biggest crash in history, he was only happy and not worried. Because the collapse of the Dow Jones Index meant that Jiaxin could earn billions, and everything she wanted would come true. And her company could be further expanded. As for the bank, the loss was reduced to the point where she could survive.

Nie Zhan was very angry and asked, "Everyone wants to sell when the market opens. But the Wall Street stock market has fallen so much, who do you think will take over?"

When Nie Jingwen got the news that the Wall Street stock market had crashed, he regretted it so much that his intestines turned green. If he had listened to Nie Zhan, even if the Hang Seng Index crashed today, the bank would have been able to survive smoothly. But he missed the opportunity, and the next severe test was coming.

Nie Jingwen calmed himself down and said, "Most of the stocks held by our bank are high-quality stocks. Even if they fall, they can still rise again in the future."

Nie Zhan suppressed his anger and said, "Since you know what's going on, why did you ask me to come over?"

Nie Jingwen asked him to come over, not only to talk about the Wall Street stock market crash, but also to clarify one thing: "Ah Zhan, Lu Jiaxin mortgaged all the money from Wansheng shares and antique calligraphy and paintings, and used the money to short the Hang Seng Index. Ah Zhan, she got the news in advance."

Nie Zhan said unhappily: "If she gets the news in advance, will I not follow her and short sell?"

"Then why did she cash out so much money to short the Hang Seng Index?" Nie Jingwen asked. He had asked the reason before, but Nie Zhan was vague and did not continue to ask.

He thought Lu Jiaxin was crazy for using such a high leverage to short the Hang Seng Index. But he also had his own selfish motives. After Lu Jiaxin's position went bankrupt, they could take the opportunity to take back Wansheng Real Estate shares.

Nie Zhan said: "I said the stock market would plummet in the future, and she wanted to short the Hang Seng Index as soon as she heard it, and no one could stop her. I just made that analysis, but I didn't expect her to be so sure of it."

Nie Jingwen asked in disbelief: "Is it that simple?"

Nie Zhan said unhappily, "The Wall Street stock market will crash today, and so many wealthy people will suffer heavy losses. Where do you think Jiaxin got the news? She is just gambling that the stock market will plummet during this period. I am ready for her to lose everything."

He would not tell Nie Jingwen about Lu Jiaxin's left eye twitching. He thought it was a coincidence, but his elder brother might not think so. Who knows what kind of trouble it will cause.

The Kang Huijuan incident had not yet been completely resolved, and with the Nie Manli sisters holding him back, if Nie Jingwen caused any more trouble, Jiaxin, who was afraid of trouble, would really break up with him. He could not afford such a consequence, so he did not tell anyone about it.

Nie Jingwen asked: "You didn't buy anything at all?"

Nie Zhan shook his head and said, "No. This is gambling, and it's a losing game. How could I buy it?" Nie Zhan said. This didn't lie to Nie Jingwen. He really didn't buy a penny. He bought it for Lu Jiaxin.

"Jia Xin dares to gamble because she will lose everything, but she still has me! With my support, no one dares to bully her even if she has no money."

Nie Jingwen was speechless.

(End of this chapter)