Chapter 52: Interest-free bank loan? No one lends, I'll do it
Leave sister-in-law's house.
She was about to go back when she met Zhao Hejin on the way. He had a serious look on his face and a frown on his brows.
Seeing this, Lin Su'e couldn't help but raise her eyebrows: "He Jin, what happened? Why do you look so bad?"
"Third wife."
Hearing the voice, Zhao Hejin looked up, saw her and called out to her, saying in distress, "The director of the commune and the director of the town bank have come to the village and are at the village branch. They are here to promote bank loans."
Lin Su'e was puzzled: "Bank loan, what's the situation?"
At the same time, my mind was trying hard to recall the memories of my previous life.
Zhao Hejin explained: "Well, now we have the household contract responsibility system, and the bank is advertising that it can lend us farmers interest-free loans, so we can use the money to raise chickens and ducks to make money."
Interest-free loan?
After hearing this, Lin Su'e had some impression.
There was a similar incident in the previous life. The village chief even called many people to listen to the bank’s promotion, but in the end no one was willing to take out a loan.
To this.
Lin Su'e understood very well.
It is not like later times, where everyone hears the phrase "the one who owes money to the bank is the boss."
In the minds of ordinary people today, banks are state agencies and they are so respectful of them that how could they dare to owe money to them?
Besides, cheap is not good.
Why would the bank lend you money for no reason and without charging interest?
At that time, Lin Su'e thought so too.
However, with the insight gained from decades of experience, she now knows that interest-free loans from banks to farmers are a welfare provided by the state to farmers.
Good opportunity.
Why didn't she think of it?
Fortunately I didn't miss it.
Looking at the history of how the rich got rich, what is the most difficult thing?
Earning the first pot of gold is the hardest.
Originally, she had about 1,100 yuan in her hand, and thought that if Zhenxin had to undergo surgery, she would not have enough money to buy fruit seedlings, so she had to shamelessly ask her sister for money.
Look, someone sent me a pillow when I felt sleepy.
Zhao Hejin was a little anxious and said, "Third Auntie, I won't say any more to you. My father asked me to call a few more people to the village branch to listen to the propaganda. I have to go quickly."
Lin Su'e called him, "Don't panic, He Jin, I'm a little interested in this interest-free loan, can I go and listen?"
Hearing this.
Zhao Hejin was surprised and delighted: "Third Auntie, you want a loan?"
Although Lin Su'e had already made up her mind, she did not directly answer him: "Let's go and see what's going on first."
Zhao Hejin felt a little disappointed when he didn't get a positive answer.
On second thought, I understand.
No one in the village has ever taken out a loan. What if there is a risk?
"Of course you can go and listen."
"Third Aunt, just go by yourself. I won't accompany you. I have to go and call for help."
Lin Su'e nodded.
"Okay, go ahead and I'll go by myself."
…
Village branch.
There was a circle of people outside the gate, whispering something in groups of three or four.
She got closer to hear it.
"I heard that the director of the commune came to our village. Is it true?"
"It couldn't be more true. I saw it with my own eyes."
"That's not all. The director of the town's bank is here too."
“There’s more than one leader?”
"What's going on?"
"Yeah, what is this big leader doing in our small village?"
“You don’t know yet.”
"I heard that he was here to promote some kind of loan."
"loan?"
"Well, it seems like they want us to go to the bank to get a loan or something."
"I heard the bank clerk say that it was an interest-free loan, giving us free money so that we could raise chickens and ducks, grow crops and develop agriculture to make money, and then pay the bank back when we made money.
He was very enthusiastic, and kept pulling me and saying, "I'm scared to death, run away quickly..."
"Is there such a good thing?"
"Er Huo?"
"I don't believe it. Is there any chance of pie falling from the sky?"
"That's right. Besides, what if I can't pay it back? I can use my own money to raise chickens and ducks and farm. Even if I lose money, it's okay. But if I owe the country money, it will cost my life..."
“Yes, yes, yes.”
“That’s exactly the point.”
“…”
I listened to it twice.
Lin Su'e walked in.
Standing in the yard, the conference room was wide open and voices could be heard from inside. She walked in quietly and sat down in the last row.
The chairs in the conference room were arranged in rows like in a movie theater.
Above.
A young man with delicate skin and hands and a somewhat unruly temperament is giving a passionate speech.
“My fellow countrymen, the country values us farmers and understands their disagreement, so it has promulgated the household contract responsibility system, allowing us to own our own land.
This is not enough. They are also willing to lend money to us ordinary people for free, so that we can have money to buy chicken seedlings, duck seedlings, goose seedlings, tree seedlings, vegetable seeds... and make money from the place where we were born and raised..."
It was quiet down there.
No one spoke. Instead, everyone was trying hard to reduce their presence, for fear of being noticed by the people above.
Lin Su'e raised her head with confidence.
There was a flash of surprise in his eyes.
What a coincidence!
I came to listen to a bank promotion and unexpectedly ran into an "acquaintance".
The young man promoted above is called Wang Xinyuan, and his love experience in his previous life is also a legend in the town.
Compared with Xue Guixian, her life was even more bumpy.
However, at this time of the year, there will definitely be no accidents if you introduce him to someone.
People like Zhang Kai are rare.
Thinking about his past life, Lin Su'e made up her mind that when she returned from Chengdu, she would become his third matchmaker.
Speaking of conference rooms.
The atmosphere was awkward.
Zhao Zhenyu and accountant Zhao Zhenbang sat next to the commune secretary and the town bank director, feeling uneasy.
Although, the commune secretary and the town bank director did not look unhappy.
Zhao Zhenyu groaned inwardly:
Our village is full of honest farmers, how could we dare to take out loans?
I don't know what they were thinking...
Wang Xinyuan's mouth was dry from talking, and he finally stopped and asked with a hint of expectation: "If anyone has any questions, please raise your hand and ask me. I know I will answer them in detail."
Below: “…”
Wang Xinyuan was a little disappointed.
We started promoting the policy in the countryside yesterday, and have visited seven or eight villages already, but not a single person is willing to take out a loan.
He really couldn't figure out why?
It's obviously a good thing.
"Well, you don't have to make a decision now. Go back and think about it. If..."
Lin Su'e came back to her senses and immediately raised her hand: "I have a question."
See here.
Wang Xinyuan's eyes lit up, and his tone was full of excitement: "Auntie, please go ahead."
"This time when the village distributed land, our family was allocated a piece of mountain, and I planned to buy some fruit tree seedlings to plant.
How much money can you lend me?
What are the requirements?
When will I pay back the money? ”
As Lin Su'e spoke, Wang Xinyuan became more and more excited: This aunt might really want to take out a loan!
He walked up to her and said in a friendly tone: "Auntie, you want to grow fruit, what a good idea~
The water in Pu County is good, and the fruits grown here are juicy and sweet.
You can get a loan with this condition. There are no requirements. The maximum amount you can borrow is 4,000 yuan, and you can pay it back in 2 years. You can also choose to pay it back in installments, and you don't have to pay it all off at once. ”
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