Chapter 122 Don't want 50,000, want 20,000
Jiang Jianni was so angry she laughed.
Even with Jiang Haibing's prior warning, she never expected Yang Xiuhong to be so outrageous.
Without saying a word, she opened the door and said, "Let's go, don't make me chase you away."
Yang Xiuhong was immediately a little embarrassed and angry: "What kind of behavior is this?"
She turned to look at Yang Yuemei: "Big sister, aren't you going to do anything about Jianni?"
"She's already twenty-four, almost a mother, and she doesn't even understand basic social etiquette."
“I’m her fourth aunt, she’s her elder, look at the state she’s in…”
Yang Yuemei looked troubled: "This, well, this, well..."
She wanted to help her sister, but was also afraid of upsetting her daughter, caught in the middle and in a dilemma.
Jiang Jianni didn't want to make things difficult for her at all: "Elders should act like elders."
"You ask for 50,000 right off the bat? I think you're not an elder, you're a bandit."
"They came to my house specifically to rob me."
"What? Do you think my face says 'I'm stupid and rich,' or that Lu Xiangyang's face says 'I'm rich and easy to fool'?"
"fifty thousand!"
"How dare you even mention borrowing?"
"Why don't you just say it's a robbery?"
"Should I go find you a loudspeaker and broadcast this everywhere, to see how you act as an aunt?"
Yang Xiuhong is a typical bully who only bullies the weak and fears the strong.
Jiang Jianni's attitude was firm, and her arrogance gradually subsided: "Well, let's talk this out."
"Oh dear, your fourth aunt apologizes. She was flustered and said the wrong thing. Please don't take offense."
"What's with all this broadcasting? We're all family here, why bother with all this unnecessary stuff?"
Jiang Jianni remained unmoved, simply saying, "You can leave."
Yang Xiuhong said anxiously, "Hey, Jia Ni, your fourth aunt is really in trouble now."
"Your fourth aunt used to treat you quite well, didn't she?"
“You can’t just stand by and watch your aunt’s family suffer now that they’re in trouble.”
Yang Xiuhong likes to show off; when she does, she always shows off her big hands.
Normally, she wouldn't bother with Jiang Jiani's nieces and nephews when they weren't around, but she became much more attentive when they gathered at the Yang family home for the New Year.
In an era when ordinary families were considered generous with a dollar or two as New Year's money, Yang Xiuhong gave ten dollars.
Regardless of age or gender, everyone receives ten yuan as a New Year's gift.
There are also adults in their twenties like Jiang Haibing and Jiang Jiani.
They say that as long as you don't get married, you'll keep receiving New Year's money.
Everyone calculates the amount of money they give as New Year's money; if you give ten yuan, I have to give ten yuan too.
If my family has many children, for example, Yang Yuemei has four children and Yang Xiuhong has two children, and Yang Xiuhong gave the Jiang family a total of forty yuan for the four children, then Yang Yuemei would have to give Yang Xiuhong's two children forty yuan, which is twenty yuan per child on average.
She was generous and dignified, but apart from Yang Yuezhi and Zhao Junshan who didn't care about the money, the other families were of average means, which made her very depressed.
Although parents may ask their children to return the New Year's money, this only applies to younger children.
People like Jiang Haibing and Jiang Jiani are in their twenties and have already started working and earning money. How can parents ask their children for New Year's money?
Jiang Jianni wanted to complain about what to call this, but to be honest...
I was really happy to receive so much lucky money when I was little, even though I never actually got to keep it.
Jiang Jianni took two deep breaths, and under Yang Yuemei's expectant gaze, she said dryly, "I want to help you too, but I really don't have any money."
"My most valuable possession is this new house; even with the renovations, it only cost 30,000 yuan."
"And we bought this house with a loan..."
Yang Yuemei was shocked: "Bought with a loan? You, you bought this house with a loan?"
"It's like borrowing money from a bank to buy a house, and then you pay the bank a certain amount every month. Is that the kind of loan you take out?"
Although she wasn't very educated, there were many people in the neighborhood.
The advertisement for zero-down-payment mortgages, where you only need to pay as little as thirty yuan per month, was discussed as news for a long time.
After hearing it repeatedly, Yang Yuemei finally understood what a loan meant.
But knowing this doesn't mean people are truly homeless; few are willing to spend tens of dollars each month to buy a house.
Yang Yuemei almost fainted when she heard that Jiang Jiani and Lu Xiangyang bought their house with a loan.
She stammered incoherently, "You, you, you, how dare you..."
"I...I...you...you...when you said you wanted to take out a loan to buy a house, I thought you were just saying it casually."
"You...you actually took out a loan to buy a house?"
She suddenly remembered something: "Who bought this house?"
"Did you buy it, or did Xiangyang buy it?"
"Xiangyang bought it, right?"
"Xiangyang works longer hours than you and has more money than you, so he must have paid for it, right?"
Jiang Jiani smiled apologetically at her, disappointed, "Mom."
“I bought this house, it’s registered under my name, and I’m the one making the mortgage payments every month.”
"!!!"
Yang Yuemei's face turned pale instantly, and she swayed, almost unable to hold the chubby little Dudu.
Jiang Jianni quickly hugged her elderly mother to prevent the child from falling: "Mom, be careful."
Yang Yuemei looked frightened and terrified: "Jia Ni, how much money do you have?"
"I heard this loan can be paid off early. How much do you still owe?"
"Tell me how much you need, and Mom will borrow it for you."
"If the difference is too great, and it really doesn't work, have your mother-in-law contribute some as well."
"Let's pay back the money we owe the bank ahead of schedule."
She was practically on the verge of tears: "Ni'er, what have you done with all that schooling? You've wasted your time!"
"Is it so easy to borrow money from banks?"
"You, you were short of money when you bought the house, why didn't you tell your family?"
By this time, she had already forgotten about Yang Xiuhong asking to borrow money.
Jiang Jianni was both amused and exasperated, and quickly said, "Lu Xiangyang and I both have salaries, have you forgotten? Our combined salaries are enough to pay it back slowly."
"No need to borrow, and no need to rush to pay it back."
"You know I went to university. If it really wasn't a good fit, would I spend that money to buy a house?"
Yang Yuemei's eyes were wet with tears as she looked at Jiang Jianni through her blurry vision: "Really? You're not just kidding me, are you?"
Jiang Jianni reassured her: "Really, why would I lie to you?"
"Think about it carefully, when have I ever suffered a loss in my entire life?"
Yang Yuemei thought through all the important things her eldest daughter had done since she was a child, and realized it was true.
The original owner was intelligent and shrewd, and had never suffered a loss since childhood. On the contrary, she often took advantage of others by teaming up with Jiang Haibing.
She finally breathed a sigh of relief: "In that case, then I won't say anything more."
"Didn't you and your fourth aunt have something to discuss? You two go ahead and talk, I'm not saying anything more."
Distracted by the mother and daughter, and with Jiang Jiani clearly stating that she still needed to repay the bank loan, Yang Xiuhong didn't dare to ask for an exorbitant amount.
"Jiani, no need for more."
"Really, thirty thousand, no, twenty thousand."
"You just need to lend Auntie 20,000 yuan."
"Once your fourth aunt's husband and I have recovered from this, I promise to pay you back with interest."
"I... I can write you an IOU."
She felt a little wronged.
When her eldest, second, third, and fifth sisters lent her money, they didn't make her write an IOU.
Jiang Jiani, as her niece, actually made her write an IOU.
She felt really bad.
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