Chapter 014 Going to the City to Deposit Money
When Li Xiufen got up, Bai Zhenzhu had already prepared the potato rice and was frying sweet potato tips.
"Why are you up so early? Why don't you sleep a little longer?" Liu Xiufen glared at her daughter.
Bai Zhenzhu was wearing an apron and frying the dishes skillfully. She smiled and said:
"After having breakfast, my second brother and I will go to the county town to deposit the money."
Li Xiufen is puzzled:
"There is a cooperative in town, why should we go to the county to save money?"
Then Li Xiufen told the old man what she had discussed with him last night:
"...your father also thinks it's better to do business in town, so it will be more convenient for Shuo Shuo to go to school in the future."
Bai Zhenzhu was very surprised that her parents would think of doing business:
"My parents are rare open-minded old men and women in the countryside. They have a broad vision."
Li Xiufen blushed at her daughter's praise: "You are so disrespectful."
Bai Zhenzhu didn't hide anything: "Don't worry, you and dad, I'll go to the county town today to take care of this."
Li Xiufen was shocked: "You want to go to the county town to buy a shop? That must be expensive."
Bai Zhenzhu scooped out the fried sweet potato tips:
"If we buy it in town, the Pei family will come to look for us every few days, so there will definitely be no peace."
Li Xiufen also reacted:
"Yes, yes, that old lady Cao will definitely not be willing to give you 40,000 yuan in compensation, and will definitely cause trouble every other day. Yes, yes, my youngest son is more thoughtful. Let's go to the county town, then let's go to the county town."
Seeing Bai Zhenzhu was about to pour rice soup into the pot, Li Xiufen quickly stopped her:
"Fry some eggs. There are a few tomatoes on the chopping board. Shuo Shuo likes to eat fried eggs with tomatoes and rice."
Bai Zhenzhu took out four eggs, fried some scrambled eggs with tomatoes, and used half a basin of rice soup to make some egg drop soup.
When it was just getting light after dinner was ready, Li Xiufen went to call Bai Chengxiang.
When he heard that he was going to accompany his sister to the county town, Bai Chengxiang got up quickly. After the brother and sister finished their meal and packed up to go out, the other members of the Bai family got up one after another.
To go to the county town, you need to take a bus, and you can stop it on the provincial road.
There are very few shuttle buses at this time, and they usually go in the morning and return in the afternoon.
After waiting for about ten minutes, a bus with a sign saying Xiaxixi Town - Yuan County came from afar.
The provincial roads in those days were also bumpy. Seeing Bai Zhenzhu waving to stop a bus, the bus swayed and stopped in front of the brother and sister.
Bai Zhenzhu glanced at the time. It was only half past six. The bus should have left at six o'clock.
"Second brother, let's go."
Bai Chengxiang was puzzled: "Aren't we going to the county seat? This is the bus to Yuan County."
Although he had doubts, when he saw Bai Zhenzhu get on the car, Bai Chengxiang hurriedly followed suit.
There were not many people on the bus at this moment, so they found a seat and sat down.
Yuan County is the neighboring county, a little farther away than this county, but Yuan County is larger, located on a major transportation route, and is more prosperous.
A few years before her rebirth, because Pei Xiangming needed money for dating and getting married, and Pei Wenyan needed money for college, the family was heavily in debt, so she worked in Yuan County for several years and became more familiar with the place.
After sitting down, Bai Zhenzhu explained to Bai Chengxiang:
"I want to go farther away to avoid being entangled by the Pei family."
Bai Chengxiang nodded repeatedly:
"Yes, and Yuan County is good. It's closer to Rongcheng from Yuan County."
Thinking about it this way, Bai Chengxiang felt that his sister was really smart. No wonder her grades were better than his in school. It was a pity that she was coaxed into getting married early by that beast Pei Xiangyang.
The bus was picking up people all the way. People nowadays are more active, and more and more people come to the city to do business. In the end, the aisles were crowded with people. I don't know who brought chickens and ducks, and they were squealing all the way.
After getting off the bus at the station, Bai Zhenzhu took Bai Chengxiang across a street and found a bank.
"Brother, that's the bank, let's go there."
Bai Chengxiang thought they had just met while strolling around, so he nodded:
"Okay, this bank has the word China in it, so I'll choose this one."
The most honest thought in the minds of ordinary people is that they can only feel at ease if they put such a large amount of money in a bank opened by the state.
When it was time to deposit the money, Bai Chengxiang didn't go in. He squatted outside the bank and smoked.
Bai Zhenzhu sat at the window and smiled at the staff inside:
"Comrade, I want to deposit money. What procedures are required?"
Nie Lei at the counter was shaken by her smile:
"Oh, saving money? How much?"
Bai Zhenzhu: "100,000."
Nie Lei was stunned. He saw that the other party was wearing a simple white shirt with small red flowers and a pair of maroon corduroy shoes. He didn't expect that the other party wanted to save 100,000 yuan.
This must be a rich woman disguised as someone who is here to save money.
This is a big customer. His performance this month depends on this order.
Nie Lei immediately perked up, took out a fixed-term storage contract, and introduced it enthusiastically:
"Girl, you're right to save money now. Our bank has just raised the salary..."
Bai Zhenzhu: "I'm sorry, I don't deposit fixed deposits, I deposit life deposits."
Nie Lei was stunned: "Current deposit? Then you will lose a lot. Our bank has adjusted the interest rate to 12.23% for a five-year fixed deposit. If you want a current deposit, the interest rate is only 2.14%. I see that you are an educated person, so you should be able to do the math, right?"
Worried that Bai Zhenzhu might not think this was strong enough, she leaned closer and lowered her voice:
"And if you do the business now, I can apply for a supplementary interest rate agreement with my boss. If you keep the money for more than five years, in a few years your 100,000 will be more than 200,000. It's more cost-effective than a loan shark, and it's safer."
Nie Lei spoke very excitedly, fearing that Bai Zhenzhu didn't understand the difference between a current account and a fixed deposit.
Indeed, because of the shift from a planned economy to a market economy, this era was an era of rapid development, all industries began to flourish, and development is inseparable from money.
Bai Zhenzhu died in 2002. She didn’t understand the world after that, but she knew that the next ten years in business were the most profitable.
While working in Yuan County, she met an older sister who sold buns on a tricycle at the train station. The older sister relied on selling buns to support her twin sons to go to college. Later, she replaced the tricycle with a bun shop.
At that time, Bai Zhenzhu could only make money by doing hard labor. She also wanted to do business, but she had no capital.
She had to remit her wages to Pei Wenyan and Pei Xiangming as soon as she received them, and she had no money left.
Therefore, Bai Zhenzhu had no plan to make a fixed deposit. The money in the bank could only double at most.
But she knew the development and changes in Yuan County. Yuan County would soon develop vigorously, changing from a county to a city, overhauling the railway station and bus station, and becoming a real transportation hub. A large number of people would become rich thanks to Yuan County's major move this time.
No matter how the other party advised her, Bai Zhenzhu finally remained steadfast and deposited the money in the current account.
After packing her passbook and ID, Bai Zhenzhu called Bai Chengxiang, stopped a tricycle on the side of the road, and headed straight for the train station.
"Pearl, why are we going to the train station?" Bai Chengxiang was puzzled.
White Pearl: "Let's go take a look."
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