Chapter 54 Borrowing Money
When Lin Ping saw the joy that could not be concealed on her face, he knew that the house deal was settled, and he was sincerely happy for his sister and brother-in-law.
"That's great, my sister has a house in Pengcheng!" Lin Ping jumped up happily, then picked up his niece and spun around, making Wang Shan laugh.
"Don't make a fuss, you haven't bought it yet!" Lin Qiu covered his sister's mouth, telling her not to tell anyone.
"Looking at the way you and your brother-in-law are, I think they're almost the same!" Lin Ping winked and bumped his sister's shoulder.
"To buy this house, your brother-in-law and I will have to take on a lot of debt. I think we'll be very tight in the second half of this year!" Lin Qiu sighed softly.
"It doesn't matter. When I get my salary, I'll give it all to you!" Lin Ping promised loudly.
"That's great!" Wang Xiuren joked with his aunt who made the bold statement, "Then my brother-in-law and his family will have to rely on Pingping for their livelihood this year!"
Lin Ping raised his chin: "I will start paying salaries next month!"
Looking at Lin Ping's proud little look, Wang Xiuren and Lin Qiu couldn't help laughing, and Wang Shan also laughed out loud.
After a night of consideration, Wang Xiuren first decided to ask Yang Guiman for an advance on his salary to see what Man thought.
But this advance salary was actually no different from borrowing money, and it was also the first time he asked someone for help, so he was a little embarrassed. So when Yang Guiman came to see the progress, he followed Yang Guiman for a long time without saying a word.
Yang Guiman noticed something and raised his eyebrows, asking, "Brother, if you have something to say, just say it directly. Why are you being so shy? Is there anything we can't talk about?"
Since ancient times, asking for help would make you look down on others. Wang Xiuren sighed, "Brother Man, I've picked out a house."
We are all in the same business, but there are still big differences between the houses we own. The prices of newly developed unfinished houses, second-hand houses in old communities, and privately built illegal houses vary greatly.
Yang Guiman did not agree immediately, but only asked, "How much is left?"
Wang Xiuren said shyly: "I want to advance my salary of 30,000 yuan."
Wang Xiuren's salary increased to 1,500 yuan a month since 1993, and 30,000 yuan is equivalent to 20 months' salary.
Thirty thousand yuan was nothing to Yang Guiman. He pondered and said, "Brother, thirty thousand yuan is not a small amount. Brothers should settle accounts clearly. You should write an IOU!"
Wang Xiuren guessed from the beginning that Brother Man would agree. On the one hand, they had a good relationship, and on the other hand, Brother Man needed him now.
But these days, some people find it difficult to borrow even 300 yuan, let alone 30,000 yuan, so writing an IOU is really nothing, not to mention that writing an IOU when borrowing money is a matter of course.
Wang Xiuren quickly agreed and added: "I will calculate it according to the bank interest, so I won't have to pay the salary for the time being."
According to the income from the newsstand, the debt can be paid off by the end of this year, but it is better to pay it off earlier. After all, it is not pleasant to rely on Lin Qiu alone. He is a man with hands and feet and still needs to be supported by his relatives.
Even if it is unavoidable, it is still a bit embarrassing.
"It seems that you and Xiaolin have brought a lot of money into the family!" Yang Guiman joked with a smile.
He has worked in Pengcheng for so many years, and he has a clear account in his mind. As long as Wang Xiuren asked, he would have to borrow the money no matter what. Now the decoration teams outside were in need of skilled carpenters, and Wang Xiuren could find a job even if he didn't follow him. And it has to be said that Wang Xiuren's family is somewhat lucky.
When Xiaolin first arrived in Pengcheng and was unfamiliar with the place, he met Dalong and himself. Xiaolin and Guixiang's sister-in-law went to the largest garment factory in Xixiang. He went out to see the lanterns during the Mid-Autumn Festival and ended up saving the landlord's only child. He then moved into a good house at a very low price and even got a newsstand. Even the landlord's son helped him find a construction job. He also benefited from this. The construction site that Wang Xiuren is working on now was introduced by the landlord's son.
People have been following him all the time and bringing him benefits. This is a gesture of friendship, so he has to give something back. So he waved his hand and said, "If you ask me for any interest, then I won't lend you this money!"
He added: "If it's not enough, come find me anytime!"
Wang Xiuren didn't want to ask for more money. Thirty thousand yuan was the biggest gap he and Lin Qiu had calculated. What's more, when it comes to borrowing money, it's okay to ask once, but if you ask multiple times, even the deepest feelings will be worn away.
So Wang Xiuren bowed to Yang Guiman and said, "That's enough. Thank you so much, Brother Man!"
"Brother, where did you buy this house?" Yang Guiman lit a cigarette and then threw another to Wang Xiuren.
Wang Xiuren quickly caught it and put it behind his ear, "Splendid Garden."
"Cough cough cough, what a talent! The houses in Jinxiu Garden are not cheap." Yang Guiman didn't expect that Wang Xiuren had quietly taken a fancy to such a good house, and he coughed a few times due to being choked by the smoke.
"I was lucky and got a bargain."
Wang Xiuren did not hide anything and told Yang Guiman everything that happened before and after the house viewing.
When Yang Guiman heard that Director Huang was the one who was pulling the strings, he even put his cigarette aside and looked Wang Xiuren up and down.
Wang Xiuren felt uneasy when he was looked at by him, and he hunched his shoulders to avoid Yang Guiman's gaze.
"You seem to be just like that, how come you are so lucky?" Yang Guiman patted Wang Xiuren's arm.
He had met Director Huang himself and he knew that he was not an easy person to talk to. So why did he look at Wang Xiuren differently?
"How can I have any luck? If I had luck, why would I have to ask you, Brother Man, for help when buying a house?" Wang Xiuren didn't care about these mysterious things at all. He just needed to do his own thing steadily.
"Forget it. I can't explain it to you. Just go and do your thing!" Yang Guiman shook his head. This is what people say: fools have good fortune!
When it was almost time to get off work, Yang Guiman handed a black bag to Wang Xiuren, "Here is 30,000 yuan, take the money!"
Wang Xiuren wrote an IOU on the sawing table and handed it to Yang Guiman, saying, "Brother Man, this is the IOU, please keep it. Don't pay me salary from this month onwards."
Wang Xiuren carried the bag of money carefully, thinking that it would be better to buy the house as soon as possible. When the time came, he ran to find Lin Qiu without even checking his tools.
Getting off work is Lin Qiu’s busiest time. After get off work, everyone came over to pick out their favorite books and magazines, especially the pocket romance novels that Lin Qiu had bought wholesale from outside not long ago. They were very popular among women, and many people came to pick them every afternoon.
Lin Qiu saw him holding a bag and looking around cautiously, so he took the time to shout to him, "Go and take Shanshan home. I'll go back by myself after get off work!"
Wang Xiuren took the opportunity to squeeze in, got close to Lin Qiu, and lowered his voice: "The money is ready."
"How can we have time now? Go and pick up Shanshan quickly. If it's too late, she will cry again." Lin Qiu answered in a low voice while staring at the customer.
"Then I'll put the money in the box first. Remember to lock it. I'll come over after I pick up Shanshan!"
After saying that, he stuffed the bag into the box containing money, locked it, and squeezed out of the newsstand to pick up his daughter.
By the time Wang Xiuren brought his daughter over, most of the customers had left.
After closing the door at the appointed time, the couple quickly ran home with their daughter and a bag of money.
After discussion, the two agreed that buying a house should be done sooner rather than later, so they might as well get it done tomorrow.
That night, Lin Qiu ran to Hongxiu's dormitory to find Lin Ping and asked her to take a leave the next day to watch the newsstand for half a day for Lin Qiu. Lin Ping readily agreed.
Wang Xiuren also found Zhao Dalong and asked him to help him take half a day off from Yang Guiman.
Then the couple excitedly imagined the wonderful life of owning a house and couldn't sleep until half the night.
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