Chapter 136 Chapter 136 Preparing for the Wedding
"Come on, brother!" Ning Shaoming encouraged Huang Wenfa, "When you are tired, think more about the bright side. When you make money, if you have a house in Pengcheng, your children can go there to study and then they won't have to pay the school selection fee. How much more cost-effective is it to use the money from the school selection fee to pay the mortgage?"
Huang Wenfa was instantly embarrassed by these words. Even though his son hadn't been in Pengcheng for a few years and hadn't paid the school selection fee for a few years, he still felt bad for paying so much money every semester, but he wouldn't show it in front of his family.
Moreover, his son studied in Pengcheng and paid so much school selection fees, but his grades were not as good as when he was studying in the school in his hometown town.
After spending this money, there is no telling whether there will be any good results in the future. It would be great if the money was used to pay off the mortgage. After paying off the loan, I can actually own a house!
After Huang Wenfa got involved in the real estate sales industry, he realized that mortgage loans were not as scary as he had imagined. In fact, the most difficult thing for him to come up with was the down payment.
If you can afford the down payment, just like Ning Shaoming said, buy a house in a remote area.
The money needed to pay the mortgage every month can be paid by the couple together.
At the same time, it doesn't cost that much money for the children to go to school, and with the remaining money, raising two children in Pengcheng is just a little bit difficult, and it may not even be as difficult as it is now. You just need to be a little more frugal and can't enroll your children in tutoring classes or interest classes like others.
After listening to Ning Shaoming's encouragement and encouraging himself, Huang Wenfa cheered himself up and continued his life of working hard to sell houses after get off work every day.
At this time, they had discussed the commission with the person in charge of the marketing center and knew that they could get a few percentage points of commission for each house sold.
But when the money is not in hand, it doesn't feel real after all.
It was not until they helped Ning Shaoming and his wife complete the procedures for buying a house and actually held a thick stack of commission money in their hands that they began to feel real about this job.
With so much money, the commission earned from selling two small houses worth a few hundred thousand yuan is enough to cover their salary for several months!
After selling these two houses, it was as if the floodgates of my career luck were opened. Several clients that I had been unable to negotiate with before finally agreed to buy a house as soon as possible.
Huang Wenfa felt that it was Ning Shaoming and his wife who brought them good luck, and he kept thanking them on the phone.
However, Zhao Ruyue asked him not to be so polite and told him: "If you have savings on hand, borrow some from relatives and friends and buy a house as soon as possible. You can't delay the child's matter." If he delays any further, Miaomiao will get used to growing up without the protection of her parents and will have to face many difficulties alone. It's time for her to become estranged from them.
Huang Wenfa and Wu Li were puzzled: "Why? We were thinking of bringing Miaomiao here in September this year, paying for one year's school selection fee, working hard to earn money this year, saving more money, and buying the house next year. This way we can borrow less money and the pressure on us won't be too great."
The school selection fee is very little compared to the down payment. If they only pay for one year, they can afford it even if two children study in Pengcheng together.
It won’t work in the long run, as the pressure on supporting children’s education will be too great.
Zhao Ruyue said, "Think carefully about who those customers are."
"He's also a local, but judging by his temperament, he's more refined and well-dressed, unlike those uncles and aunts who also work part-time as salespeople."
"That's right. Apart from anything else, he is a local. Maybe some powerful relative has reminded him that if he delays any further, the house price may go up again. He must hurry and buy.
When housing prices go up, the speed of saving money cannot keep up with the speed of price increase. The money that was originally used to pay the minimum down payment for a house will not be enough next year. Wouldn’t the money saved be in vain? ”
Huang Wenfa and Wu Li thought about it carefully.
"Yes! If we buy a house now and the price goes up, it means we have done nothing and the money that goes up is just for nothing."
The couple quickly called their hometown to raise money, as they had 40,000 yuan in savings.
His parents in his hometown didn't have much money and couldn't help, so they borrowed from relatives and borrowed 30,000 yuan. Zhao Ruyue and his wife borrowed 50,000 yuan.
With the commission from selling several houses, Huang Wenfa and his wife had more than 100,000 yuan in their pocket and bought a house of more than 90 square meters in a community in Pengcheng that was not so prosperous but more convenient for studying.
Because this house is really remote, and they are also working as a salesperson part-time, they can get rebates, and the price per square meter is less than the average price of houses in Pengcheng, so the down payment is just over 100,000 yuan.
But after going through all the formalities, almost all the money of the couple was drained out.
When their hometown found out that the couple was borrowing money from relatives and friends who were going to Pengcheng to buy a house, everyone except Zhao Ruyue and Ning Shaoming thought they were crazy.
Most people think that they should return home in glory, earn money outside and then go home to renovate their house, so that they can have face in their hometown.
In the past, Zhao Ruyue and Ning Shaoming had the same ideas as everyone else, but after they started doing business, their horizons gradually broadened and their concepts slowly changed.
Otherwise, Ning Shaoming had always thought about building up his bungalow into a building after he made some money.
Now he feels that it doesn’t matter whether the house is built or not. When the children grow up, they may not return to their hometown. It is estimated that when the couple grow old, they will come back and live between the house in the county town and the house in the town for a while.
And since I can’t climb the stairs anyway, why build it higher?
As long as the room is big enough and my family can live comfortably, that's enough.
Huang Wenfa and his wife borrowed money to buy a house, so they have no money for renovation.
They didn't want to shamelessly borrow money from Zhao Ruyue and Ning Shaoming for the renovation. They couldn't borrow money from their relatives in their hometown, and they didn't want to take out a loan, so they planned to rent a cheap house first and save up money for the renovation.
After Huang Wenfa discussed with Wu Li, they decided that one of them would continue to work in a job with a stable salary, while the other would resign and pursue a higher-paying job in sales.
In this way, one person has a stable income, and the other person doesn't have to worry about the whole family going hungry even if they don't make any orders that month.
Moreover, after working as a full-time salesperson, he can also get a basic salary. Although it is not much, it can barely cover his basic expenses for a month.
After resigning, he successfully got a job as a salesperson in a real estate company that he thought had the best treatment after comparison based on his performance in his part-time job.
Huang Wenfa didn't know whether it was the rising housing prices that made many people feel a sense of crisis, or whether his luck had really improved and his fortunes had turned.
After becoming a full-time real estate salesperson, he could take at least three or four orders a month, and it was rare for him to have a failing month with zero sales.
Originally, they had prepared themselves for the fact that their family of four would have to squeeze into a cheap rental house for several years and pay mortgage and rent every month.
As a result, after working as a full-time salesperson for less than a year, he had saved enough money to renovate his house, although of course the money was only enough for simple decoration.
But even so, they feel that it is very good to be able to live in a commercial apartment with an elevator, which is something they had never dared to think about before.
Huang Wenfa and Wu Li were very fortunate that they listened to Zhao Ruyue's advice and decisively borrowed money to buy a house. However, not long after they bought the house, the price of houses in that community went up.
If they hesitate, they really may not be able to afford a house of this size even if they borrow money.
Of course, the area of this house is not as big as the one in their hometown, but after a good design, it can be made into four rooms.
The couple lives in one room, and their son and daughter each have their own room. The remaining room can be kept as a guest room for relatives and friends to visit in the future.
Before the renovation, Wu Li called Zhao Ruyue and talked about the renovation of her house. Zhao Ruyue thought that they didn't necessarily have relatives or friends visiting their place all year round, so it would be a waste to add an extra room that would not be used all year round.
But Zhao Ruyue thought about it and felt that almost everyone of their generation had this idea, so it was better not to talk about it.
So he changed the subject and talked to Wu Li about the things that need to be paid attention to during decoration and taught her some decoration experience.
After talking to Wu Li and hanging up the phone, the interest class at the Children's Palace had just ended.
Ning Shixia ran out wearing a training suit, followed by Yao Ju who was helping her carry her schoolbag.
Zhao Ruyue caught her daughter who threw herself into her arms and said with a smile, "Why do you ask Brother Saw to help you carry your schoolbag again? You should carry your own things yourself."
Yao Ju came over and took the initiative to help Ning Shixia explain: "Aunt Zhao, I promised Xiaoqiu that I would take good care of Xiaoxia. I took the schoolbag on my own initiative, and Xiaoxia couldn't get it from me."
Ning Shixia raised her head from her mother's arms and said unconvincedly: "Wait until I practice longer, I will definitely be able to beat you!"
"Then I'll be waiting."
Both of them signed up for martial arts and boxing interest classes. Today, they were in the martial arts class, and the same teacher was teaching them, so their classrooms were arranged together.
Ning Shiqiu did not sign up for the martial arts class and was currently taking a programming interest class, so he did not join them.
When Zhao Ruyue brought her two children to sign up for interest classes, she saw the model airplane class. She thought Ning Shixia liked airplane models so much that he would sign up for that, but she was wrong.
Ning Shixia did not choose the model aircraft class, but chose martial arts, boxing and flute playing. The latter had nothing to do with the first two. Zhao Ruyue could not understand this child's train of thought.
However, the tuition for studying these things at the Children's Palace was not high, so Zhao Ruyue registered for all of them, paid the fees, and let her come to study.
Originally, she only planned to sign up for classes on Saturdays and Sundays, but after Ning Shiqiu entered junior high school, he attended a junior high school in the county town. Ning Shixia saw that her brother did not study in the town, so she no longer wanted to study in the town.
Zhao Ruyue transferred her to a primary school in the county.
Now they live in a house in the county town, so they don’t have to go back to town every day, and it is much more convenient to commute to the city.
Zhao Ruyue and Ning Shaoming could take turns picking up and dropping off the children every day, so they enrolled them in interest classes that had classes every afternoon after school.
Zheng Xiu's car changed from carrying them between the town and the county to carrying them between the county and the city.
She even joked, "In a few years, I may go from driving you from the county to the city to driving you from the city to the provincial capital."
Zhao Ruyue felt that this opportunity might not be very great because she and Ning Shaoming had already signed up for driving lessons, and once they got their licenses, they planned to buy a car.
They have already been saving money to buy a car, so it is not difficult for their family to buy a car now. However, Zhao Ruyue has not passed the driving test yet, so she estimates that she will have to wait until next year to get a driver's license.
Moreover, the way she saved money to buy a car also made it a little more difficult.
She only takes out a few thousand yuan every month as money to buy a car and deposits it in a bank card.
The rest should be deposited in fixed deposits, and when a certain amount has been saved, it can be used to buy more houses and save more assets for children.
Zhao Ruyue felt that she and Ning Shaoming would not make any investments, so instead of making random investments, it would be better to use the remaining money to sell the house for safekeeping.
The reason she invested money in Su Shengnan's company was because she was very familiar with this industry and she trusted Su Shengnan very much.
Otherwise, she would not rashly invest in any project.
They are even very cautious when opening branches. They don’t seek speed but stability. They would rather make less profit than expand blindly.
Perhaps many businessmen think such behavior is too cautious or even cowardly. Some people may think that they are not cut out to make big money, but they feel comfortable this way and don't care what others say.
After Zhao Ruyue met Ning Shiqiu and Yao Ju, she waited for another half an hour before Ning Shiqiu came out.
It was already nine o'clock in the evening when they got home. It was too late, so Yao Ju stayed at their house and slept.
The three children were all hungry when they got home, so Ning Shaoming went to the kitchen to make them some midnight snacks. Zhao Ruyue didn't want to eat any and was about to take a shower.
Someone rang the doorbell. She went out and saw that it was Lin Lili crying loudly.
"Lili, what's wrong with you?"
Lin Lili wiped away her tears and choked up, "Third Aunt, Jia Jia and Ning Shichun are back in town. I don't know who to look for, so I had to come to you. I, I sob—"
The more she thought about it, the more upset she felt, and she cried so hard that she couldn't even speak complete sentences.
Zhao Ruyue saw a neighbor peeking out to watch the fun, so she quickly asked her to go in first: "Come in quickly, wash your face and then we can talk slowly. You usually look so pretty as a little girl, but you cried so hard that your makeup is all ruined."
Upon hearing this, Lin Lili hurried into the house to wash her face.
Throwing cold water on her face calmed her down a little. After returning to the living room and sitting down, she was finally able to speak clearly: "Aunt San, I want to break up with Brother Lei."
Zhao Ruyue has heard Lin Lili talk about this kind of thing many times since she met her.
Zhao Ruyue thought that Lin Lili was just making a fuss this time like she did in the past and wanted her boyfriend to comfort her.
Anyone who advises them to break up and waits until they get back together and are sweet and affectionate is a clown.
So Zhao Ruyue did the same as before, neither advising them to break up nor to reconcile, and she certainly didn't say anything bad about her partner.
I just asked her: "Is it true? Do you want to go travel for a while to relax?"
Lin Lili shook her head and said, "This time it's real. I won't go out to relax. I have to stay and take care of the hair salon business."
Zhao Ruyue was a little surprised: "About the hair salon?"
"Well, Brother Lei said he was sorry for me, so he gave me those two hair salons as compensation."
"Two? He opened the other hair salon in partnership with someone else, and he bought out the other person's share and gave it all to you?"
"Yes, one is the hair salon I have been responsible for managing, and the other is the one he said he opened with Xiao Liang. In addition to the hair salon, the house we live in is also under my name, and he also said he gave it to me."
When talking about that hair salon, Lin Lili showed a look of hatred: "Before, you told me that I had to see the contract in black and white to avoid being cheated in the future. When I wanted to see the contract, Brother Lei kept shirking his responsibilities and even made a fake contract for me to see!
If he hadn't wanted to buy a house and asked me to help him with the paperwork, I would have checked the accounts and found that before opening that store, a sum of money was transferred to his first love's account, and then his first love's account was exposed. I wouldn't have known that he opened that hair salon for his first love!
Xiaoliang didn't pay any money at all, he paid for it all!
The hair salon was registered under Xiaoliang's name, and Xiaoliang was asked to cover it up. The contract he showed me was totally fake! No wonder he had to open that hair salon next to the Internet cafe. It turns out he wanted to flirt with my first love every day behind my back! ”
Lin Lili became angry and felt that she had lost all her face just by thinking about how others might laugh at her behind her back, even though they respected her on the surface and called her sister-in-law when she was out there claiming to be Brother Lei's wife.
"I went to Brother Lei and had a big fight. He said I was ignorant and unsuitable for marriage and that he was going to marry his first love. This touched my sore spot, and I will never look back this time.
Aunt San, you go to the city often. Do you know where is the best hair salon in the city? I want to sell all the hair salons and houses in the county and leave this sad place. ”
"I really don't know about that, but if you really decide to go, I can accompany you to look for it, and by the way, we can go to the city to relax, how about that?"
"Thank you, Auntie San. I'm sorry to disturb your rest by coming here so suddenly. I'll go back first."
Zhao Ruyue looked at the dark sky outside and was worried about her going back alone, so she called Ning Shaoming to go with her to send her home. They returned only after they had safely sent her home.
When we got home, the three children had already finished their meal, cleared the table, and went to take a shower and go to bed.
After Lin Lili returned home, she remembered that Sun Jiajia had also bought a mobile phone, so she could actually call her to talk. There was no need to disturb Zhao Ruyue so late at night and make her go through so much trouble to send her home so late at night.
Sun Jiajia received a call from Lin Lili. She originally wanted to share with her the joy of her upcoming marriage to Ning Shichun, but when she heard that she was going to break up with Brother Lei, she had to swallow what she wanted to say and comfort her good friend first.
Ning Shichun and Sun Jiajia knew that opening a store could make money, but they didn't expect it to be so profitable.
In more than a year, he not only earned enough money to pay back his uncle and aunt, but also earned enough for the bride price.
Even after paying off the debt, there might be some left over for the wedding banquet.
So he discussed with Sun Jiajia and decided to hold the wedding first. In this way, in the eyes of people in the town, he and Sun Jiajia would be considered married.
As for the marriage certificate, Sun Jiajia and Ning Shichun are the same age, but the legal age for obtaining the certificate is different for men and women. Sun Jiajia has reached the age to obtain the certificate, but Ning Shichun has not yet.
However, he can get the certificate next year when Ning Shichun turns 22, and it won't be long before the wedding banquet. Many people hold the wedding banquet first and then get the certificate.
They found a time and took the money to go to Uncle San's house to pay back the money.
The two of them happily told Zhao Ruyue and Ning Shaoming about their idea of holding a wedding banquet.
Zhao Ruyue said as soon as she heard it: "Why are you in such a hurry to pay back the money? You can use the money to buy a house first. Otherwise, after you get married, you will bring your wife back to live with your mother? That will be too much trouble."
Sun Jiajia was delighted when she heard what Zhao Ruyue said. She knew very well that Ning Shichun's mother didn't like her, so she didn't want to live with her mother-in-law after getting married.
But it was not easy for her and Ning Shichun to be together in the first place. She didn't want to cause any more trouble and affect her marriage, so she had to keep it to herself and only thought about finding a way to persuade Ning Shichun to buy a house in the county town after they got married.
For example, getting pregnant and giving birth to a child, and letting the child go to school in the county town in the future, is a good excuse to persuade Ning Shichun to buy a house in the county town.
I didn’t expect to have such a surprise this time. Aunt San was a great help again!
Sun Jiajia couldn't control her grateful look.
She was extremely excited, but she could only quietly pinch her right hand with her left hand to control herself, not to show it too obviously and not to talk nonsense at this time.
Ning Shichun pushed the money to them and said anxiously, "How can this be possible? Even if the house makes money in the future, I have to pay you back first."
"How can they be the same?" Ning Shaoming also felt that what Zhao Ruyue said made sense, and pushed the money back to Ning Shichun, "Think about how cheap it was when your third aunt and I first bought a house in the county town. How much has it increased in price in just a few years? Listen to us, and go buy a house first."
Ning Shaoming is now the same as Zhao Ruyue. If they meet someone they think has the ability to buy a house, they will persuade that person to buy a house. Of course, if they are not a particularly good friend of theirs, they will not say much.
In the end, Ning Shichun couldn't convince his uncle and aunt, so he took the money back. A few days later, he found a house and paid the down payment.
His marriage to Sun Jiajia is also on the agenda.
But at this time, something unexpected happened to them.
Sun Jiajia's parents were not as strict as they were at the beginning when they insisted on the amount of the bride price, and they were also very easy to talk to.
This surprised Wang Haiyan, who went to discuss wedding gift arrangements with them.
After talking to them, Wang Haiyan ran to Zhao Ruyue and said in surprise, "It's really strange. People who were so greedy for money back then would actually be willing to give money to their daughter when she gets married. What did Jiajia's parents say back then? It's not easy to raise a daughter by themselves. The betrothal gift is compensation to them. It's impossible for her to take it back to her husband's family.
The dowry could have been a few quilts and two new sets of clothes at most, but now it's really the sun rising in the west. They are actually willing to let Jia Jia bring back half of the gift as a dowry. ”
If the other party said at the beginning that he would not prepare a dowry and wanted to use half of the betrothal gift as a dowry for Sun Jiajia to take back, Wang Haiyan would definitely be unhappy.
But after all the fuss, Wang Haiyan was very happy that Sun Jiajia was able to bring back half of the betrothal gift, and she also liked Sun Jiajia much more.
Ning Shichun was the happiest one because he didn't have to worry about balancing the relationship between her and Sun Jiajia.
Only Sun Jiajia knew that her parents did not suddenly become good people who were not greedy for money, but her brother was in junior high school, his grades were not good, and he liked to hang out with the bad kids in town. He would definitely not have a future.
Her parents had no ability or means to arrange a future job for her brother, but they were reluctant to let her brother go out to work with his fellow villagers, as he would be too far away from home and have no one to take care of him.
That's why she didn't get up early because there was no benefit, and she thought of the good things about her daughter.
Give her a little treat so that she will help her brother in the future.
Sun Jiajia just found it ridiculous. The little bit of sweetness they gave her was obtained by selling her out.
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