"We've selected 4-15 on the fourth floor and 5-12 on the fifth floor. We want to check the prices first. If they're too expensive, we'll have to rent them." Xu Minghan was being honest. With rents so high these days, the selling price certainly won't be cheap either.
Lu Baichuan glanced at the location on the blueprint and replied with a smile, "Okay, it can be sold. As for the price, it's 900 per square meter. Which one do you want? Or maybe both?"
"Nine hundred? That's really too expensive." Xu Minghan shook his head. It's the same price as their newly bought house, costing over ten thousand yuan. It's beyond his imagination. He had told his wife last night that it would cost seventy or eighty thousand yuan, but now he's been proven wrong.
"This isn't expensive at all. This is a prime location. You won't be able to buy it even if you want to later! You should hurry up."
"Mr. Lu, could you possibly lower the price a bit? It's really difficult to come up with over ten thousand at once." Xu Minghan looked at Lu Baichuan with some difficulty.
Zhang Xuemei couldn't stand it anymore; this was such a dawdling and haggling.
She quickly took a few steps forward, pushed her husband aside, and said to Xu Baichuan, "Mr. Lu, to be honest, we are considering buying a shop, but it's not necessarily here. It's hard to say how Yongqing will develop in the future. Renting is possible, but buying is a bit too risky."
"How can you say that? How could Yongqing's future development not be good? In the future, we'll be the leader in wholesale, I..."
Zhang Xuemei raised her hand to interrupt Lu Baichuan's boasting and calmly said, "We'll only know what will happen in the future. What if Yongqing only recovers in ten years? If we put such a large sum of money with you for ten years, we'll be losing a lot of money. It's very risky."
"Hey, you didn't just give us this money for nothing, did you? We also gave you a shop, didn't we?"
"We can't say for sure whether this shop will break even. What if it becomes a dead stock?"
Zhang Xuemei knew that Yongqing would become a hot commodity after the old wholesale market was demolished, but since it hadn't been demolished yet, she could still bargain and reduce the price as much as she could.
"You really want to buy it?" Lu Baichuan asked again to confirm.
Zhang Xuemei nodded seriously, "Would I joke about this? We'll buy if the price goes down a little more."
Lu Baichuan thought for a moment, then waved his hand and said, "Well, it's not appropriate to talk here. Let's go downstairs to my office to talk."
The group slowly walked down the stairs and returned to their previous office.
"Do you want to buy a 120-square-meter apartment or a 90-square-meter one?" Lu Baichuan asked, considering the authority he held.
Zhang Xuemei and the other woman exchanged a glance and asked curiously, "Will the price be different again?"
"Hmm, a little bit, the larger ones are a little cheaper. How about this, I'll give you 821 yuan per square meter for the 120-square-meter one, and 850 yuan per square meter for the 90-square-meter one. What do you think?"
Zhang Xuemei frowned, looking dissatisfied. She glanced at her husband and pretended to say, "Forget it, the price is still a bit high. Let's just rent it and save some money."
Xu Minghan also looked at Lu Baichuan and said in a cooperative manner, "Then, Mr. Lu, we'll rent these two shops. Could you point out where the finance office is? We can go there ourselves."
Lu Baichuan quickly reassured them, saying, "Oh, why are you in such a hurry? Renting is never as cost-effective as buying. Rent can go up at any time. Once you buy it, it's yours to own, and you have the power to control it. Don't you think that makes sense?"
"But the price is too high." Xu Minghan pretended to be troubled, but to be honest, it was too high, and his family's money was not enough.
Lu Baichuan gritted his teeth and said, "If you really want to buy, I'll lower the price to 800 yuan per square meter. Size doesn't matter. This is the maximum I can control. Buy if you want, or rent if you really can't!"
Xu Minghan understood the situation and didn't say anything more. He silently calculated the family's savings. The only money they could use was 200,000 yuan. If they bought a large shop, it would cost another 100,000 yuan including all the fees. The remaining 100,000 yuan was to be used for purchasing goods, so they couldn't touch it.
Zhang Xuemei was also thinking about this problem. She had the idea of taking over two shops, but the money was really tight. Her husband had no income, and the profit sharing from Mingjiang Snack Street was gone. Relying on just one lingerie store was not enough.
Suddenly, she remembered the glasses shop and an idea came to her. She smiled and looked at Lu Baichuan, asking, "Mr. Lu, how much of a deposit do you require for this shop? You didn't say we had to pay the full amount upfront, did you?"
Lu Baichuan waved his hand and said, "No, pay 30% first, and then pay the rest after everything is settled here, and then we'll transfer the ownership and sign the contract."
"Alright, we'll take both of them. Now, please take us to the finance office!"
"You want them all? Sure, I'll take you there." Lu Baichuan was delighted; he'd sold two at once, exceeding his daily sales target.
"No, Mr. Lu, please wait a moment, let's discuss this further."
Xu Minghan quickly pulled his wife to the outside corridor and whispered, "Xuemei, we don't have enough money at home. We need to save some for future purchases, and I have no income right now..."
"Listen to me first. I definitely won't touch the money for purchasing goods. Here's what I'm thinking: we still have a shop and two houses, right? We should be able to get a loan from the bank, and then we'll have the money."
Now that they have assets, getting a bank loan should be easy. Besides, there are still more than half a year before the final payment is due. If all else fails, they can just sell the shop. Anyway, Yongqing's shops have good prospects, so they won't lose money no matter what.
"Oh, is that so? Look at me, I hadn't thought about taking out a loan. Well, I'll go back and check with the bank. It's good to get it done as soon as possible." Xu Minghan thought that since he had paid in full for his two houses and one shop, he should be able to get a good loan.
After Lu Baichuan saw that the couple had discussed it, he led them directly to the finance office. Just then, Chu Xiaoxiao had finished her procedures and saw Zhang Xuemei and her husband come in. She smiled and reminded them, "Sister Xuemei, if you don't have any money with you, you'll need to withdraw cash from the bank first. There's one not far away, and there aren't many people there now, so you don't need to queue."
Zhang Xuemei smiled and agreed, "You've taken care of everything? Are you going back first, or will you wait for us to go back together?"
"Let's go back together, I don't have anything to do anyway." Chu Xiaoxiao left the shop with her mother today, so she treated it as a day off.
"Here you go, this is the contract. Take a look, confirm the amount, and sign it if everything is okay!"
The two contracts, both bearing the names of the two people, were signed by the couple after they confirmed them. Then Xu Minghan went out with the accountant to transfer the money.
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