Chapter 132: Instructions
Fang Mingche rode in on his bicycle, wondering why his newlywed brother-in-law came here.
He parked his bicycle in the small room and first went to deliver the hand-woven scarf that Zhu Wenjuan asked him to bring to Gu Zhiguang.
Gu Zhiguang said, "Thank you!" He turned around and handed a packet of milk powder to Fang Mingche, "Please, bring it to Xiao Zhu."
Fang Mingche nodded, "I've become a bluebird. When you two have a banquet later, you must toast me a glass of good wine."
Gu Zhiguang smiled and said, "Can it be your favorite military-supplied Maotai?"
"Sure." He really had never drunk it.
Fang Mingche took the milk powder back and put it in his bicycle basket. In case he forgets it when he leaves tomorrow. Then he came over, "Lin Yi is here, alone?"
Lin Yi, who was eating peanut candy with Yanyan, hurriedly called him "brother-in-law." Ever since Fang Mingche helped him deal with the two brothers-in-law, he has been much more convinced of this brother-in-law. This guy is really good at both literature and martial arts, better than him in everything!
Lin Yan said: "Han Mei, come and get the eggs. She is not back yet after following Xiao Xie to the hospital to sell eggs. Otherwise, you two go and order the dishes first, and we will wait for her. She should be back soon!"
"Oh, okay!" Fang Mingche took Yanyan's hand and walked towards Cui's restaurant.
Cui's restaurant has been open for nine months, and the business is very good. Almost since they came here to rent a house, Cui's restaurant has been opened secretly.
Fang Mingche estimated that they should have made at least four thousand. Not to mention that Sister Cui also brought things to the black market for people around her, and she took some of the difference here. It is estimated that they made five thousand.
Fang Mingche had some ideas about the five thousand yuan from Boss Cui. It was a high-interest loan! The travel agency was really very, very short of money.
Fang Mingche took out 3,000 as equity. He still had four thousand on hand, which was considered a reserve fund.
At the end of August, he had 3,000 yuan. From September to November, he made more than 4,000 yuan from the scrap business and the vegetable business.
The three of them are too lazy to count now, so they spend as much as they can on food and clothing. It is estimated that they spent two or three hundred yuan!
Now the phone does not cost a lot of money for the time being, and they also got an operator. But the money for renting a car cannot be saved.
A better commercial vehicle costs more than 40,000 yuan. Including wear and tear, they will charge at least 10,000 yuan in rent a year. This money will probably have to be paid for several months at a time.
As for the driver, Wang Dexian said that he would recommend two retired car soldiers to come over. The skills are guaranteed to be good, and they will listen to instructions!
The placement of retired soldiers is also a problem now, and there are not so many jobs in enterprises and institutions.
After ordering four dishes and a soup, Fang Mingche saw that Boss Cui, who had several apprentices helping with the work, was not too busy, so he waved and called him over.
Boss Cui took the Zhonghua cigarette he handed over, "Oh, you're smoking this. What's the matter?"
"Boss Cui's money is deposited in the bank, how much is the annual interest?"
"Four points, it's not like you don't have money in the bank." Boss Cui brought the cigarette closer and lit it on the match that Fang Mingche had struck.
He blew out a smoke ring and said, "I heard that you are going to make a big move again and hired Lingzi from the entrance of the alley. What, do you want to borrow money from me?"
The capital required to run a restaurant is not too much. Especially since he doesn't need a storefront, he runs it at home. The main costs are food costs and labor costs. The main labor is still the couple and a few apprentices. Therefore, nearly 70% of the money collected every day is net income.
Fang Mingche said, "Well, I'm going to open a travel agency for foreign tourists, providing them with a full range of services including food, accommodation and transportation. You know I'm an English major, and I've had a lot of dealings with foreign tourists when I set up a tea stall before. Do you think this business is feasible?"
Boss Cui said, "I'm not very confident running this restaurant now, aren't you afraid of something going wrong if you do something too big?" It's okay
that the scrap yard is far away. If you run this travel agency again, you'll have more people to hire.
"This is about earning foreign exchange for the country, and special cases can be handled specially."
Boss Cui thought about it. Now banks are short of foreign exchange and give preferential treatment to people with overseas connections. This is well known to everyone. Not to mention, it's very likely that you will be given a break if you can earn foreign exchange.
He has no other investment channels, and it's not cost-effective to just put the money in the bank. If he can get a high interest rate, that's fine. Moreover, Fang Mingche's business, he really thinks he can make money.
Seeing that he was interested, Fang Mingche struck while the iron was hot and said, "I'll give you twice the bank interest, and lend me 5,000."
"No." Boss Cui shook his head decisively. But he said no, not that he would not lend it.
High-interest loans have been around for a long time. But two times the interest is a little less.
"Four thousand?"
Boss Cui made a 'three' gesture, "That's all, and I want three times the interest."
"Two and a half times."
Boss Cui said, "If you bring foreign tourists to my restaurant for dinner, it's two and a half times. You've been eating my dishes for more than half a year, they taste good and are hygienic. I also want to earn some foreign exchange for the country and make a contribution."
This could really be a talisman!
Fang Mingche looked at the small courtyard, "You clean it up and put up the name of Cui's Private Restaurant. But if people specify that they want to eat roast duck or other century-old restaurants, I can't do anything. Anyway, if they don't specify, I'll take them to your place."
"I heard that you doubled the price of the products of the handicraft cooperative. Can I do the same?"
Fang Mingche smiled, "I have no objection. But you still have to stop at one and a half times." Opening a restaurant is different from selling handicrafts.
They say they earn foreign exchange, but in fact, foreign exchange generally doesn't reach them. When foreign tourists come, they directly exchange foreign currency for RMB at the Bank of China. But generally speaking, this foreign exchange is indeed brought by them.
The two have discussed it, and Boss Cui promised to lend 3,000 to the travel agency starting from December 1st, with an annual interest rate of 10%. However, the interest must be paid monthly. That's 25 yuan a month!
In this way, the travel agency will have 8,000 in its account, and Fang Mingche feels a little more at ease. At that time, Lin Yan will manage the money and Teacher Gao will manage the accounts.
He would like to ask the Wang family for more shares. But in that case, he will have to pay more accordingly. Moreover, the Wang family should only pay a small amount for such an investment, and it is impossible to get a higher amount.
Old Master Wang wouldn't have too much spare money. Wang Dexian said that the rent for his courtyard house hasn't been paid off yet. The 2,000 yuan was probably taken from the back pay of the past ten years.
Han Mei was a little excited during dinner. She had just seen Xiao Xie sell more than 20 eggs. That's a net income of more than 20 cents, and it only took an hour. She
just had to be very proactive and greet potential customers with a smile. For the money, she could do it.
If she could earn more than one yuan a day, it would be no less than Lin Yi's salary. That way, the couple could finally save some money.
Lin Yi looked at her and said nothing. His sister had just told him that Xiao Xie also had to take care of his bedridden mother-in-law and cook, and he could earn 40 yuan a month. Han Mei didn't have to take care of the sick and didn't have to cook. So earning 60 yuan a month shouldn't be a problem.
The Yue family wanted 10 yuan a month, and they would definitely get more and more in the future. He couldn't let Han Mei be fooled by her parents and give all the money to her parents'. Let Han Mei pay the 10 yuan for food expenses herself.
Then the two of them will open a passbook and deposit money monthly. Otherwise, if they need money in the future, will they have to ask their parents for it?
They are not even willing to pay for the bride price, and they want living expenses. Obviously, it is impossible to give it. I have to raise a child in the future!
I can't believe that selling eggs in front of the hospital can make so much money. Fortunately, the supply is in the hands of her sister, and Han Mei has to be cautious.
Lin Yi said: "Sister, brother-in-law, you live a very chic life. I have never heard of a family that doesn't cook and eats out three meals a day."
Well, it's better to have money. You can spend it however you want. Do you dare to go to a restaurant without money?
Fang Mingche said: "If the labor cost of cooking is higher than eating out, then eating out is more cost-effective. Nowadays, no one is allowed to hire a nanny. This is the style of the bourgeoisie and landlords. But your sister and I are busy with study, business, and taking care of Yanyan. After weighing it, it is more cost-effective to eat out. So we just use this place as a canteen."
Nowadays, only senior cadres have staff at home, but they are not called nannies. They have a regular job!
Ordinary people will really be pointed at if they hire a nanny now. So, if you can spend money to eat out, just spend money to eat out.
Lao Cui's food here is homely and not greasy. A Yan, a pregnant woman, can eat it. Lao Cui is very careful when cooking for their family.
Singapore's food court culture has not yet started. Otherwise, I can give them an example.
Han Mei said, "Sister Xiao Xie just earned more than 20 cents in an hour. What she earned was not as much as what she spent on eating out. So she hurried back to cook dinner. There are also housewives who don't have jobs. If they don't work, their time is not valuable. College students like my eldest sister who also runs her own business, their time is indeed more valuable."
She also wanted to live like this!
After dinner, Lin Yi and Han Mei didn't see them pay the bill.
Lin Yan said, "We will just record the bill and pay it at the end of the month."
"Oh."
After returning, Han Mei said, "Sister, Sister Xie told me that it would be much easier to just sell eggs. I'll start with selling eggs."
To sell eggs, you only need to go to the hospital entrance and count them. Selling vegetables guerrilla warfare is also heavy, and the unit price is not uniform, which is much more troublesome. She will start with the simple things.
"Okay, then you can just use your bicycle to load it directly."
Han Mei said, "I want to buy 100 on credit, one basket." Isn't there a ten-yuan credit limit? Then take all ten yuan!
"Okay, count them yourself."
Yanyan took the initiative to help. She pulled out a basket for them, which was filled with straw.
"Thank you, Yanyan!"
"You're welcome, aunt."
After the couple left, Lin Yan put her feet on the stool, "Yanyan, come and massage your mother's feet."
"Here I am."
Lin Yan instilled in Yanyan that pregnancy is very uncomfortable, very uncomfortable. Now it's time for her to repay.
Outside the yard, Han Mei jumped into the back seat of the car, "You'd better go slowly! Don't break the eggs."
"Aren't there so many straws?"
"If it hits someone, it will still break. This is on credit!"
Lin Yi said, "Meizi, let's open a passbook to save the money we made. Otherwise, it won't be good to have no surplus all the time. If we need money, we have to tell each other."
Han Mei said, "What do you mean?"
"It means that we have to have our own money. It's better to have money ourselves than from our parents. If we had money, we wouldn't have so many twists and turns in getting married. My parents also raised me, and my mother asked me to take over my job. I haven't said I will give them money monthly. The living expenses we pay for them go into our stomachs. In the future, we are a family, and we have to think more about our own small family. Maybe soon, our small family will welcome new members."
Han Mei was silent for a long time, nodded, "Yeah."
Money is indeed best held in your own hands. Growing up, it was not easy for her to ask her family for a few cents to buy stationery. Every time she signed up, she would be scolded for spending money on studying.
The results of the midterm exam in college came out in two days. Fang Mingche improved from the bottom of the class to more than ten places. He was quite satisfied with this result.
After class that day, he asked Xu Mengfei to help him take the books back, and then went to find the three relatively familiar international students.
The three international students agreed to gather under the Chairman’s statue in Tiananmen Square on Sunday. Three more familiar ones will be called. What are they going to do? Work-study and shoot commercials. Anyway, they are just asked to pretend to do it, and then they will be paid. Why not?
Although the family gave the funds for studying abroad, it would be good to earn some money.
Fang Mingche also agreed to call a black car and a military jeep to pick them up at the school gate, and send them back after the business was done.
After finishing this matter, he turned to the boiler room.
"Teacher Qiu, your sick leave note."
Although Teacher Qiu is now 50 years old and has reached the age of early retirement, he still has a very bad reputation. If he retires now, he will definitely not be able to enjoy the early retirement benefits. That means he will not have a penny.
Moreover, when the policy is implemented in the future, it is hard to say how the people who have retired early will be arranged. Therefore, it is best to leave the school in the name of sick leave.
When the grand memorial service is held next year, the reputation and due treatment of those implicated will be restored one after another. He will submit a report for early retirement.
Teacher Qiu, who was adding charcoal to the boiler, took it and said, "How did you get it? It was written by a doctor from Union Hospital."
"I asked for favors. I asked for favors, and they asked for favors."
It was Grandpa Gu who helped him. He is an old man from the city, so he must know some people.
"Okay, with this, I can go to the department head to ask for a long vacation. He has never made things difficult for me over the years. He has always protected me as much as he can. He should not make things difficult for me now!"
If you take a long vacation, you will definitely not get your basic salary. Over the years, he has been working as a boiler here, and has been receiving a basic salary, which is only enough to make ends meet.
But Xiao Fang said with certainty that there will be a result in the first half of next year, so he will wait patiently. Anyway, he has been waiting for so many years. Waiting for the time to implement his early retirement benefits. In the past few months, Xiao Fang and I will go out to earn some extra money.
In the past few years, the family has been really penniless, and everything that can be sold has been sold. He hasn't eaten meat for several months! Even if he has some money, he still has to take care of the old and the young at home. In the past few years, they have really suffered with him.
I didn't expect that being able to speak English would become popular. Back then, only those who could speak Russian were popular.
Fang Mingche came back from school on Saturday and went to Tiananmen Square. He made an appointment with the photographer to book him for half a day tomorrow.
This photographer is the one who asked for the right to use the photos of his family of three. Now the photos of his family of three are still being used as models here.
Photography does not require a storefront, so this person has been here. He hangs a camera around his neck and solicits business. I took a photo for the person and mailed it to the address I wrote down.
The photographer's surname was He. He also took two puffs of Fang Mingche's cigarette and said, "Are they all foreigners?"
"Yes, they are international students from our school. But you can't develop too many photos. These people have a background. If I hold you responsible later, I can't stop you."
"I can take at least dozens of photos in the morning."
Fang Mingche said, "Do you think I don't know your market? I've counted them. Okay, I'll take a roll of new film and give you fifty yuan, and you don't have to mail the photos. You just follow me for a long time and develop the photos for me in time. Take good photos to show international friends. If the photos are good, I will use you again in the future when I need you."
Master He nodded, "Okay!"
This kid surnamed Fang was famous for his quick mind when he set up a stall in the square. Later, he was admitted to a famous school like Beijing Normal University. It is estimated that there will be some big moves again. It would be great if I could really get an extra long-term customer.
Fang Mingche not only hired Master He for half a day, he also hired Lao He's car in the alley for half a day. The cost of hiring a car was also several percent higher than Lao He's income for half a day.
"Okay, just assume that you are hiring my car and people directly."
Fang Mingche meant that he would ask Lao He to pick up the three foreign students and Teacher Qiu at the gate of Beijing Normal University early tomorrow morning. After that, everyone would meet at Tiananmen Square and go to the Temple of Heaven, the Summer Palace, the Great Wall and other places to take pictures.
Teacher Gao came to keep accounts, "You spend money like water. This is still in the preparation stage, and 150 yuan is gone in half a day."
Photo shooting costs 50, car rental costs 16, and the salary of six foreign students is 84. The fuel cost is not included! Without these three foreign students, they can't afford to hire them. They are also well-known figures in their own countries.
"These are all investments that cannot be saved. Starting in December, we will rent a car first, and that will be a waste of money."
Even if the car is not used every day, more than 20 yuan will be gone. But it is better than having to squeeze out more than 40,000 to buy a car.
Wang Dexian said that the car was 95% new. It really can't let foreign tourists down too much. And the car has no air conditioning, so we have to find another way in the summer.
Lin Yan also felt that the money was spent too quickly. She handed the note to Fang Mingche, "You're right, renting a car is the most expensive. If it doesn't go as expected..."
The rent can eat up half of the profits from the scrap business and the vegetable business.
"This is a necessary investment. We can't be without a better car when foreign tourists are attracted."
(End of this chapter)
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