Chapter 65 It’s too scary

At the end of the eighth lunar month, the 6,000 yuan interest-free loan that Deng Shirong applied for at the credit union arrived in his account. The efficiency was still very good.

After the money arrived, Deng Shirong went to the brick and tile factory to settle the payment for the bricks and tiles.

Deng Changbao, the boss of the brick and tile factory, received the money in advance. He smiled like a Maitreya Buddha and kept saying, "Hey, Jiugong, you need money for many places now. It doesn't matter if I give it to you later."

Although he knew that the other party was just being polite, Deng Shirong felt comfortable listening to him. He smiled and said, "I originally planned to settle the money with you later, but I went to a credit union to borrow some money a few days ago, so I have sufficient funds now, so I will send the money to you first."

He was not afraid of the news of his loan from the credit union getting out; instead, he was determined to spread the news.

The main thing is that he has now built the most beautiful house in the village, and has hired several carpenters to come to his house to make furniture. At the same time, his own mountain transformation plan has also begun. Either of these will require a lot of money to achieve.

And now the village has just distributed the land to each household, and everyone is in a tight financial situation. It would be too eye-catching for him to make such a big fuss all of a sudden, and it would probably arouse the jealousy of other villagers. At this critical juncture, if they got carried away and caused some trouble, it would be a real headache.

After all, it has only been two years since the reform and opening up, and the whole country has not yet reached a unified thinking. It would be too unfair if we accidentally failed at this time.

But after the news of his loan from the credit union spread, the feeling was completely different.

Deng Changbao was surprised and asked, "Jiu Gong, did you go to the credit union to apply for a loan?"

Deng Shirong smiled and said, "What's so strange about me applying for a loan? The production team has just distributed the land to each household, and Yungui and I have only been operating the kiln for two months. How can we make so much money? It just so happens that the country has issued a policy to support our farmers in developing the economy. Loans from credit unions are interest-free. Isn't this more reliable than borrowing money from private individuals?"

Deng Changbao dared to be the first to contract the brigade's brick and tile factory. His ideas were naturally much stronger than those of ordinary villagers. Hearing what Jiugong said, he nodded and said, "Jiugong, you are right."

"Okay, I'll go back first if I have nothing else to do. I'm still busy at home!"

"Well, Jiugong, take care."

…

Even if there was no major event in the village, any news of someone beating their children would spread throughout the village. With Deng Shirong's deliberate spreading of the news, the news of his loan from the credit union spread to all the villages within a short period of time.

Originally, Deng Shirong built the best house in the whole village and even in the entire Shuangwang area. The villagers were envious of him. But now that they knew that Deng Shirong owed money to the credit union, the villagers were shocked, but they felt relieved in an instant.

Deng Changfu was also stunned when he learned that Jiugong had taken out a loan from a credit union.

For an honest man like him, he has no intention of seeking a bank loan now and will not have it in the future. He said in confusion: "Isn't the business of the jar and tile factory contracted by Jiugong and Uncle Yungui quite good? I heard that they can earn several hundred yuan a month. Uncle Yuntai, the big jar master, also has a salary of more than 200 yuan a month. The father and son have such a high income, why does Jiugong still want to go to the credit union for a loan?"

Although Guan Yongying was somewhat shocked and didn't understand why Jiu Gong did this, she knew that an elder like Jiu Gong who could make a lot of money must have his reasons for doing things, so she replied: "Jiu Gong must have his reasons for doing this, so you and I should stop guessing!"

Deng Changfu thought about it and realized that Jiugong was one of the capable people in the village. His ideas were not something that they and his wife could understand. So he stopped talking about the loan and turned the topic to the mountain. He said, "Yongying, Jiugong is now hiring someone to transform the mountain into an orchard. He said he wants to plant lychee trees. Do you think this is feasible?"

Guan Yongying shook his head and said, "I don't understand this either. As far as I know, no production team in the entire Bangjie Brigade has ever built an orchard. Jiugong can be said to be the first. If you want to know whether the orchard can be built, you might as well ask Jiugong."

Deng Changfu nodded, stood up and said, "Okay, then I'll go ask Jiugong. If this orchard is really worth doing, then I'll tell my parents and let them use their free time to transform our mountain into an orchard."

Guan Yongying said: "I'll go with you."

So the couple walked towards Jiugong's house together.

Because the two houses were not far apart, it only took Deng Changfu and his wife more than a minute to reach Jiugong's house.

At this time, several carpenters were busy in the open space in front of Jiu Gong's house, while Jiu Gong was standing by and watching.

"Jiugong!" Deng Changfu and his wife walked over to greet him.

Deng Shirong hummed. Seeing the couple coming together, he knew something was wrong, so he pointed to the longan tree in front and said, "Come and sit down!"

The three of them sat down under the longan tree, and Deng Changfu said, "Jiu Gong, we came here to ask about the orchard."

Deng Shirong took the pipe, took out the tobacco and matches, and said with a smile: "You two want to know how much it will cost to run this orchard, and whether you can make money, right?"

Deng Changfu chuckled and said, "Jiugong, you really are as good as a god in predicting things."

"That's not hard to guess. Even if you didn't ask me, after I grow the fruit trees, I would ask you to plant fruit trees with me."

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Deng Shirong stuffed tobacco into his pipe and said, "This orchard will definitely make money, but the initial investment will cost a lot of money. Take my family as an example. I have already reserved a thousand lychee seedlings, which will cost 700 to 800 yuan.

In addition, the current renovation of the mountains is expected to cost three hundred to five hundred yuan.

After the saplings are planted in early spring next year, we will have to hire someone to water, fertilize and take care of the orchard, which will be another considerable expense.

If you add it all up, it will cost about 1,500 yuan in the early stages.”

Deng Changfu and Guan Yongying couldn't help but gasp when they heard this. The initial investment of 1,500 yuan was an astronomical figure for them.

After all, Deng Changfu married Guan Yongying, and even if their family increased their status by 400 yuan in order to get an extra piece of land, it only cost less than 1,000 yuan in total, and a lot of money and things flowed back to them. The initial investment in setting up an orchard was as high as 1,500 yuan, which was really scary.

Just hearing this number, the couple wanted to back out.

Deng Shirong knew from their expressions that they were shocked by the figure. He lit a match and took a few puffs of his cigarette before explaining with a smile, "Of course, I'm just being lazy so I need to spend so much money. If your family also wants to start an orchard, you only need to pay for the saplings. You can save a lot of money if you do the rest yourself."

(End of this chapter)