John kept saying how hard these poor people had it, but he was absolutely unwilling to sacrifice his own interests to do anything for them.
“For you, lending is just a routine operation. It doesn’t matter who you lend to,” Lu Feng said to him. “Besides, your financial institutions also have their own performance targets. You can appropriately raise the threshold a bit. For example, you can ask for a house or a car as collateral. The amount of money doesn’t need to be too much, just enough for their living expenses.”
John breathed a sigh of relief, took out a cigarette from his pocket and lit it, pondering the matter. However, with only a few hundred or a thousand people like Lu Feng, it wasn't really a problem.
What he feared most was Lu Feng's endless demands. Today he would get loans for these people, and tomorrow he would ask for something else, like a bottomless pit.
“It’s not that I can’t agree to this, but the interest rate definitely can’t be low. At most, I can only do it for a longer period of time.” John pondered for a moment and said, “I don’t have the final say on this matter. At most, I can just give a heads-up to the financial group. If they’re willing to do it, then we’ll do it. If they’re not willing, there’s nothing I can do.”
“I have an idea. We can cooperate to launch a loan contract with them for about two years. As long as they repay it within one year, they won’t pay a penny of interest. However, the repayment within one year will require our signature.” Lu Feng said to John, “We have ways to avoid signing and make them pay a penalty for default. We will announce to the public that it is a zero-interest loan.”
“I will bring up this proposal with them.” John had finished eating and looked at Lu Feng, saying, “This is the last time. If you make any other requests to me after a while, don’t blame me for being impolite. We are an investment company, not a babysitting company. We will provide you with assistance throughout the process.”
"Oh dear! Oh dear, you're being too formal. Why are you so serious? We're brothers, why are we being so formal?" Lu Feng chuckled as he handed him a cigarette, lit it, and said, "It's all about reciprocity. If you ever have any difficulties in the future, you can come to me for business or personal matters. I'll help you with anything I can. Having more friends means having more options."
John found some solace in the fact that Lu Feng still had some influence, while he was at most a high-level employee, and there might be a way to use him in the future.
It was already 10 p.m. when we left the restaurant. Before getting into the car, John simply said, "Wait for my message," and then drove off.
Lu Feng didn't care whether he could pull it off or not. He would bring up the concept at the conference the day after tomorrow, using the Schroder Group to endorse himself. He wanted ordinary people to think that he came from the Schroder Group, and that even if he lost money, Schroder would bail him out.
For the poor, even the slightest risk will be magnified infinitely, so there can be no risk; everything must be something that they have calculated to be a sure thing with no risk of loss.
Back at the apartment, the other employees had just finished get off work. The three floors of apartments downstairs had all been booked, with two people per room. Lu Feng lived in a larger apartment upstairs. The room across the hall had been empty until today, when he returned and found the door open. Li Xiaosi's suitcase was placed at the door, and she was standing inside drying her hair.
"Why did you move here?" Lu Feng asked, somewhat puzzled.
"Hello, Mr. Lu!" Li Xiaosi greeted him and explained, "The downstairs rooms are full. Today, a few local employees needed to stay temporarily, so they asked us to vacate a room for me and arranged it here, saying that it would be convenient for me to take care of you if you need anything."
Lu Feng guessed that it might be the two managers' idea, so he didn't say anything. Over the years, he had met too many women like this, and he was really tired of this kind of game.
If she continues with the same old tricks as the previous ones, without any new or interesting methods, then forget it.
The following day, real-time news reports were delivered to every household, with Lu Feng's photos prominently featured on the front page, along with a special feature on him.
There was a knock on Louise's door, and a newspaper was slipped into her mailbox.
"Good morning, Louise!" the deliveryman said, turning to leave.
The door opened, and Louise came out hurriedly, saying, "Wait a minute, I wanted to ask, can I cancel this newspaper? Can I return it?"
The deliveryman glanced at the information book in his hand and said, "You ordered a year's subscription, so this can't be returned. If you don't want to read it, you can use it to wipe your butt. Have a nice day!"
"Thank you for your suggestion!" Louise sighed and took the newspaper back.
After closing the door, Louise made breakfast for the child. Yesterday's interview was undoubtedly a failure; no employer would hire a woman who brought her child to work.
Louise tossed and turned all night, unable to sleep. Selling the house, hiring a nanny, and renting a place had become an inevitable choice. After finally feeding the children, she ate a simple meal herself and picked up the newspaper to read.
The headline featured a photo of Lu Feng. She paused for a moment, then started scrolling through it. After reading it carefully, she felt quite excited. If the information above was true, this Eastern man was practically there for her.
Louise felt a surge of hope. She didn't want to sell the house. If she could really make money by participating in this activity, then she would be getting involved earlier than everyone else.
Louise sat there and recalled what Lu Feng had said on stage that day: as long as they could seize the opportunity, they would be able to live a life of comfort in a short time, because they were the first to enter the gates of wealth and would surely acquire more wealth.
That's just how people are. Just now, Louise was thinking about finding a job, as long as she could support herself and her child. Now she's already fantasizing that if she's lucky enough, she can buy a big villa, send her child to the best school, and get herself a nicer car.
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