The current loan business is also in the exploratory stage and lacks clear policies and regulations.
Several banks not only have their own innovations and attempts, but are also in talks with these leaders and Hong Kong businessmen.
For an eighth-level worker like Hu Laoer, it is easy to get a loan.
There are many banks that are directly connected to the World Bank, and their foresight is beyond the reach of ordinary people.
Just compare the salary five years ago with the current salary, it has doubled.
What about ten or twenty years later?
Therefore, it is not possible to determine whether a person meets the loan requirements based on his current salary.
The vice president of Pengcheng Bank immediately suggested that the repayment amount could change accordingly based on the rate of wage growth.
This will prevent bad debts from occurring and loan officers can also waive some of the interest.
When this proposal was put forward, some people agreed and some opposed it.
Lu Zhiye set up a special department, led by Zhang Cuiying, to directly connect with the bank.
Zhang Cuiying and her colleagues also had a list of employees from all the major state-owned factories.
They are constantly screening eligible employees and calculating their repayment ability.
That night, the light in Hu Laoer's room remained on all night.
Hu Lao Er grabbed his wife's shoulder and said, "Wife, I was severely scolded today, and I have figured it out.
From now on, we will spend our whole lives together.
I shouldn't have encountered any problem without discussing it with you.
In addition, I think your decision to buy a commercial property is a very correct one.”
Hu Laoer specifically said the four words "very correct" firmly!
Affirmed the value of my own daughter-in-law!!
This made Hu Er's wife burst out laughing.
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